D.N.V.
ActiveD.N.V. has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-11k) and a net result of €-77k. Equity is shrinking by ~32.2% per year across the filed fiscal years. Its solvency ranks better than 20% of 15867 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
32
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability7▲+2
Solvency24▼-8
Growth54=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.93 against 1.01 in 2023; short-term debt: 101.4% and cash: 8.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-1.4%
Return on assets
-9.5%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-11k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-06-2025, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
50 d early
2023
12 d late
2022
7 d late
2021
22 d late
2020
18 d late
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€1.07M▲ 84.3%
2020 · €578k
2018: €625k
2019: €869k
2020: €578k
2018 → 2021
EBIT margin
-4.1%▲ 17.1pp
2020 · -21.1%
2018: 0.5%
2019: 26.8%
2020: -21.1%
2018 → 2021
Net result
€-77k▲ 29.5%
2023 · €-109k
2018: €866
2019: €235k
2020: €-115k
2021: €-55k
2022: €57k
2023: €-109k
2018 → 2024
Working capital
€-56k
2023 · €10k
2018: €343k
2019: €575k
2020: €338k
2021: €80k
2022: €83k
2023: €10k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€578k-€1.07M▲ 84.3%
Equity€193k-€138k▼ 28.5%€174k▲ 26.7%€65k▼ 62.5%€-11k
Operating result€-122k-€-44k▲ 64.3%€133k€-88k€-30k▲ 65.7%
Net result€-115k-€-55k▲ 52.2%€57k€-109k€-77k▲ 29.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €30k in 2024 against €88k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €805k
Fixed assets
€45k▼ 34.7%
Current assets
€760k▼ 15.2%
Key figures and ratios
EBITDA
€-6k▲
2023 · €-61k
Cash flow
€-53k▲
2023 · €-82k
Solvency
-1.4%▼
2023 · 6.8%
Current ratio
0.93▼
2023 · 1.01
Quick ratio
0.49▲
2023 · 0.47
Debt / equity
-71.10▼
2023 · 13.76
ROA
-9.5%▲
2023 · -11.3%
Interest coverage
-0.12▲
2023 · -2.22
Debt
€816k▼
2023 · €899k
Debt ≤ 1 year
€816k▼
2023 · €887k
Income taxes
€170▲
2023 · €-480
Staff costs
€162k▼
2023 · €249k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€965k€805k▼
Fixed assets21/28€68k€45k▼
Tangible fixed assets22/27€62k€39k▼
Plant, machinery and equipment23€49k€30k▼
Furniture and vehicles24€9k€5k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€6k€6k▲
Current assets29/58€896k€760k▼
Stocks and contracts in progress3€478k€358k▼
Stocks30/36€478k€358k▼
Amounts receivable within one year40/41€392k€331k▼
Trade receivables40€309k€247k▼
Other amounts receivable41€84k€84k▲
Cash at bank and in hand54/58€22k€70k▲
Deferred charges and accrued income490/1€4k€275▼
Equity and liabilities
Total equity and liabilities10/49€965k€805k▼
Equity10/15€65k€-11k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€59k€-18k▼
Amounts payable17/49€899k€816k▼
Amounts payable within one year42/48€887k€816k▼
Current portion of amounts payable after more than one year42€25k€31k▲
Financial debts43€9k€10k▲
Credit institutions430/8€9k€10k▲
Trade debts44€320k€348k▲
Suppliers440/4€320k€348k▲
Advances received on contracts in progress46€359k€291k▼
Taxes, remuneration and social security45€163k€126k▼
Taxes450/3€139k€111k▼
Remuneration and social security454/9€24k€15k▼
Other amounts payable47/48€10k€10k=
Accrued charges and deferred income492/3€13k-
Income statement
Code20232024
Remuneration, social security and pensions62€249k€162k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€24k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-39k-
Other operating charges640/8€51k€22k▼
Gross operating margin9900€200k€178k▼
Operating profit (loss)9901€-88k€-30k▲
Financial income75/76B€6k€5k▼
Recurring financial income75€6k€5k▼
Financial charges65/66B€28k€52k▲
Recurring financial charges65€28k€52k▲
Profit (loss) for the period before taxes9903€-109k€-77k▲
Income taxes67/77€-480€170▲
Profit (loss) for the period9904€-109k€-77k▲
Profit (loss) for the period to be appropriated9905€-109k€-77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€-18k▼
Profit (loss) brought forward from the previous period14P€168k€59k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
31-12
Financial
Back to profitnet €57k
Net result €57k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €174k ▲26.7%
Equity rises from €138k to €174k.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
31-12
Financial
Weakest financial yearnet €-115k ▼149%
Net result drops to €-115k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Highest result since 2018net €235k ▲26975%
Operating result €233k, net result €235k, both a record.
31-12
Financial
Equity above €200kEq €307k ▲322%
2 profitable years in a row build equity to €307k.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
14-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 45 days late
2016
23-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 2 establishment units since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Louvain-la-Neuve(BL) 45001 NamurGround area
1.3 ha
Building footprint
4,879 m²
Volume, LiDAR
53,377 m³
2 parcels, Wallonia · tallest building 17.9 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
D.N.V
since 20052.149.937.395
La Fabrique
since 20212.319.881.989
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92010C0151/00V005 | Wallonia | 1.3 ha | 1 · 4,788 m² | 17.9 m · 4 fl. |
| 92094C1533/00A000 | Wallonia | 235 m² | 1 · 91 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,156 companies in sector 46190 we hold annual accounts for 2,567. 1,966 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-2005
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.