D & M Electrical Solutions
ActiveSummary
D & M Electrical Solutions has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €2k. Equity is growing by ~30.5% per year across the filed fiscal years. Its solvency ranks better than 12% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-24
Solvency31▲+5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.06 against 1.01 in 2024; short-term debt: 94.3% of total assets), and 94.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
29 d late
2023
34 d early
2022
34 d early
2021
31 d late
2020
31 d early
2019
48 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▲ 375%
2024 · €477
2018: €-7k
2019: €-6k
2020: €-4k
2021: €-4k
2022: €-3k
2023: €-5k
2024: €477
2018 → 2025
Total assets
€40k▲ 4.7%
2024 · €38k
2018: €23k
2019: €24k
2020: €26k
2021: €27k
2022: €28k
2023: €30k
2024: €38k
2018 → 2025
Net result
€2k▼ 66.5%
2024 · €5k
2018: €2k
2019: €1k
2020: €1k
2021: €261
2022: €925
2023: €-2k
2024: €5k
2018 → 2025
Working capital
€2k▲ 375%
2024 · €477
2018: €-7k
2019: €-6k
2020: €-4k
2021: €-4k
2022: €-3k
2023: €-4k
2024: €477
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-4k-€-3k▲ 23.7%€-5k▼ 63.0%€477€2k▲ 375%
Operating result€-503-€-507▼ 0.8%€-3k▼ 480%€6k€1k▼ 78.2%
Net result€261-€925▲ 255%€-2k€5k€2k▼ 66.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 78% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €40k
Equity
€2k ▲ 375%
Debt
€37k ▼ 0.1%
Debt's share of the balance-sheet total falls from 98.7% to 94.3%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
1.06▲
2024 · 1.01
Debt to equity
16.48
ROE
79.0%
ROA
4.5%▼
2024 · 14.1%
Debt ≤ 1 year
€37k▼
2024 · €37k
Income taxes
€657▲
2024 · €287
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet
Code20242025
Assets
Total assets20/58€38k€40k▲
Current assets29/58€38k€40k▲
Amounts receivable within one year40/41€38k€40k▲
Trade receivables40€6k€6k=
Other amounts receivable41€32k€34k▲
Equity and liabilities
Total equity and liabilities10/49€38k€40k▲
Equity10/15€477€2k▲
Contributions10/11€11k€11k=
Profit (loss) carried forward14€-11k€-9k▲
Amounts payable17/49€37k€37k▼
Amounts payable within one year42/48€37k€37k▼
Trade debts44€298€5k▲
Suppliers440/4€298€5k▲
Taxes, remuneration and social security45€287€2k▲
Taxes450/3€287€2k▲
Other amounts payable47/48€37k€30k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Other operating charges640/8€590€465▼
Gross operating margin9900€7k€2k▼
Operating profit (loss)9901€6k€1k▼
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€610€708▲
Recurring financial charges65€610€708▲
Profit (loss) for the period before taxes9903€6k€2k▼
Income taxes67/77€287€657▲
Profit (loss) for the period9904€5k€2k▼
Profit (loss) for the period to be appropriated9905€5k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-9k▲
Profit (loss) brought forward from the previous period14P€-16k€-11k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-2k ▼303%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 113 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fabrieksstraat 96B3900 PeltGround area
2.6 ha
Building footprint
1,052 m²
Volume, LiDAR
27 m³
Parcel 72502E0013/00H007, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
ITSA ( INDUSTRIAL TECHNICAL SERVICES & AUTOMATION)
since 20072.160.191.285
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72502E0013/00H007 | Flanders | 2.6 ha | 1 · 1,052 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MJ-TECH
BE 0686.570.651
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BE 0478.652.933
Tubize · Eq €2,263
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BE 0795.191.053
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Zorgpraktijk 't Pincetje Martens Ellen
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Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 2,014 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2007
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
43221Plumbing work
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.