TECNIC
ActiveTECNIC has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €568. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 71% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+26
Solvency92▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.7 against 18.72 in 2024; short-term debt: 33.1% and cash: 24.4% of total assets), and 33.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.9%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
3 d early
2023
28 d late
2022
19 d late
2021
31 d late
2020
24 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▲ 1.7%
2024 · €33k
2018: €27k
2019: €28k
2020: €24k
2021: €30k
2022: €32k
2023: €33k
2024: €33k
2018 → 2025
Total assets
€51k▲ 44.2%
2024 · €35k
2018: €50k
2019: €39k
2020: €33k
2021: €38k
2022: €38k
2023: €36k
2024: €35k
2018 → 2025
Net result
€568▲ 246%
2024 · €164
2018: €8k
2019: €558
2020: €-3k
2021: €5k
2022: €3k
2023: €926
2024: €164
2018 → 2025
Working capital
€29k▼ 11.2%
2024 · €32k
2018: €23k
2019: €25k
2020: €23k
2021: €28k
2022: €31k
2023: €32k
2024: €32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€32k▲ 9.2%€33k▲ 2.9%€33k▲ 0.5%€34k▲ 1.7%
Operating result€8k-€4k▼ 51.9%€903▼ 75.3%€-151€544
Net result€5k-€3k▼ 49.7%€926▼ 65.9%€164▼ 82.3%€568▲ 246%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €544 after a loss of €151 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€5k▲ 366%
Current assets
€45k▲ 33.5%
Equity and liabilities €51k
Equity
€34k▲ 1.7%
Debt
€17k▲ 825%
The debt ratio rises from 5.2% to 33.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€929▲
2024 · €215
Cash flow
€952▲
2024 · €530
Solvency
66.9%▼
2024 · 94.8%
Current ratio
2.70▼
2024 · 18.72
Quick ratio
2.13▼
2024 · 12.05
Debt / equity
0.50▲
2024 · 0.05
ROE
1.7%▲
2024 · 0.5%
ROA
1.1%▲
2024 · 0.5%
Interest coverage
7.77▲
2024 · 2.90
Debt
€17k▲
2024 · €2k
Debt ≤ 1 year
€17k▲
2024 · €2k
Income taxes
€380▲
2024 · €57
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35k€51k▲
Fixed assets21/28€1k€5k▲
Tangible fixed assets22/27€1k€5k▲
Plant, machinery and equipment23€340€255▼
Furniture and vehicles24€796€5k▲
Current assets29/58€34k€45k▲
Amounts receivable after more than one year29€13k€15k▲
Other amounts receivable291€13k€15k▲
Stocks and contracts in progress3€12k€10k▼
Stocks30/36€12k€10k▼
Amounts receivable within one year40/41€2k€6k▲
Trade receivables40€2k€4k▲
Other amounts receivable41€143€2k▲
Cash at bank and in hand54/58€5k€12k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€35k€51k▲
Equity10/15€33k€34k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Profit (loss) carried forward14€13k€13k▲
Amounts payable17/49€2k€17k▲
Amounts payable within one year42/48€2k€17k▲
Trade debts44€1k€16k▲
Suppliers440/4€1k€16k▲
Taxes, remuneration and social security45€529€375▼
Taxes450/3€529€375▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€366€384▲
Other operating charges640/8€573€1k▲
Gross operating margin9900€788€2k▲
Operating profit (loss)9901€-151€544▲
Financial income75/76B€447€523▲
Recurring financial income75€447€523▲
Financial charges65/66B€74€120▲
Recurring financial charges65€74€120▲
Profit (loss) for the period before taxes9903€222€948▲
Income taxes67/77€57€380▲
Profit (loss) for the period9904€164€568▲
Profit (loss) for the period to be appropriated9905€164€568▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€13k▲
Profit (loss) brought forward from the previous period14P€13k€13k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
19-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 19 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Weakest financial yearnet €-3k ▼709%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
17-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 17 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Neufstraat 342100 AntwerpenGround area
304 m²
Building footprint
153 m²
Volume, LiDAR
1,288 m³
Parcel 11344A0541/00M004, Flanders · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TECNIC
since 20032.134.422.939
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11344A0541/00M004 | Flanders | 304 m² | 1 · 153 m² | 13.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 407 EUR awarded · 407 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 407 EUR | 407 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,822 companies in sector 43211 we hold annual accounts for 10,324. 8,132 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2003
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
45310
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.