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D-LUX CONCEPT

Active
Public limited companyfounded 200422 yrs activeMichiganstraat 3, 2030 Antwerpen, BelgiumKBO/BCE: BE 0886.617.612
Summary

D-LUX CONCEPT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €241,013 and a net result of €240,955. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 39% of 6032 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch ReportCompare
D-LUX CONCEPTActiveChecked score 70/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of clothing, excluding workwear and underwear
NACE 46423
1 site
Size
€675,488total assets 2025
Equity
€241,013
Profit
€240,955
Financial health
70 Healthy Checked score 2025
Bankruptcy chance 12 m
0.8%
Structure
Parent
A&L Invest · 99%
Accounts filed 27 d late0 of 5 deeds read
Why 70- 2 changes of registered office in 24 months+ Liquidity: current ratio 1.54, cash €511,169+ Size: total assets €675,488+ Founded in 2004Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 67% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 61+12
equity 35.7% of total assets
Liquidity 66+2
short-term debt 64.3% · cash 75.7%
Profitability 100+4
return on assets 35.7%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,865 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -6.1% vs 12-2024 02-2025: < 0.1%▲ +2.2% vs 01-2025 03-2025: < 0.1%▲ +2.1% vs 02-2025 04-2025: < 0.1%▼ -2.1% vs 03-2025 05-2025: < 0.1%▲ +4.3% vs 04-2025 06-2025: 0.1%▲ +14.3% vs 05-2025 07-2025: < 0.1%▼ -25.0% vs 06-2025lowest value 08-2025: < 0.1%● 0.0% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.1%▲ +129% vs 12-2025 02-2026: 0.8%▲ +721% vs 01-2026 03-2026: 0.8%● 0.0% vs 02-2026 04-2026: 0.8%▼ -2.4% vs 03-2026 05-2026: 0.8%▲ +1.4% vs 04-2026 06-2026: 0.7%▼ -4.6% vs 05-2026 07-2026: 0.8%▲ +12.0% vs 06-2026 08-2026: 1.4%▲ +70.9% vs 07-2026highest value 09-2026: 0.8%▼ -45.4% vs 08-2026 10-2026: 0.8%● 0.0% vs 09-2026
  • 2 changes of registered office in 24 months raises the probability
  • Liquidity: current ratio 1.54, cash €511,169 lowers the probability
  • Size: total assets €675,488 lowers the probability for this profile
  • Founded in 2004 lowers the probability for this profile
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.47 in 2024; short-term debt: 64.3% and cash: 75.7% of total assets), but 64.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 45%, liquidity 72%, profitability 95%, growth against the median 54%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 2 changes of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Liquidity: current ratio 1.54, cash €511,169
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €675,488
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2004
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
43 d early
2023
14 d early
2022
4 d early
2021
3 d late
2020
2 d late
2019
33 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Highest result since 2018net €240,955 ▲14.7%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Caution: Among the weakest 19% on equitysector median €1.6m · 5,971 companies €241,013 View
  • Positive: 8 profitable years in a rowprofit 2025: €240,955 8 years View
  • Controlled by A&L Investknown shareholders 100% 99% View

By topic

Financials

Fiscal year
2025
Total assets
€675,488
Profit
€240,955
Solvency
35.7%
Total assets▼ 29.9%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 27-08-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 18-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Wholesale of clothing, excluding workwear and underwearNACE 46423
Founded
01-06-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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