Active BE 0536.188.581Private limited company

D.L. CONSTRUCT

Rue Verte 129 ·4040 Herstal, Belgium· 13 yrs active

Sector: Algemene bouw van residentiële gebouwen (41001)

Conclusion Checked

The file of D.L. CONSTRUCT contains 1 judicial reorganisation, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is ≥ 25% (high). The 2024 annual accounts show equity of €123k and a net result of €-138k. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 40% of 3827 sector peers (fiscal year 2024).

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€123k
Net result	€-138k
Better than sector	40%
Active	13 yrs

Snowflake analysis 5 of 5 axes measured · computed by Checked

39 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 22

Profitability 0

Solvency 60

Growth 52

Stability 60

Bankruptcy probability (12 mo) Checked model v1 · free

≥ 25% High

0%0,5%1,5%4%10%≥25%

Judicial reorganisation on record +Recent warning signals +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

10 / 100

Moderate risk

Components

· 1 judicial reorganisation (+10)

Trust signals 1 signals

In judicial reorganisation

Ongoing procedure under court protection (Book XX WER). The company is restructuring.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

22 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	30.8%	39.4%	better than 40% of 3827 sector peers
Net result	€-138k	€9k	better than 5% of 3824 sector peers
Equity	€123k	€29k	better than 90% of 3832 sector peers
Gross operating margin	€-14k	€26k	better than 5% of 3822 sector peers
Staff costs	€110k	€16k	higher than 88% of 1125 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€-128k

-280.2% 18-24

Net profit

€-138k

-563.9% 18-24

Cash flow

€-130k

-986.9% 18-24

Total assets

€399k

-2.1% 18-24

Equity

€123k

-52.9% 18-24

Working capital

€132k

-48.3% 18-24

Employees (FTE)

2

+25.0% 18-24

Staff costs

€110k

+17.4% 18-24

Income taxes

€15k

- 18-24

Debt

€276k

+88.5% 18-24

Debt ≤ 1y

€258k

+83.1% 18-24

Debt > 1y

€13k

- 18-24

Current ratio

1.51

-46.3% 18-24

Quick ratio

1.51

-46.3% 18-24

Solvency

30.8%

-51.9% 18-24

Debt / equity

2.25

+300.5% 18-24

ROE

-112.5%

-1310.5% 18-24

ROA

-34.6%

-578.2% 18-24

Interest coverage

-58.71

-84.1% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€-128k
Net profit	€-138k
Cash flow	€-130k
Staff costs	€110k
Income taxes	-
Dividends	-
Total assets	€399k
Equity	€123k
Debt	€276k
of which ≤ 1y	€258k
of which > 1y	€13k
Working capital	€132k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	1.51
Quick ratio	1.51
Working capital ratio	33.2%
Solvency	30.8%
Debt / equity	2.25
Long-term debt ratio	0.10
Interest coverage	-58.71
Gross margin	-
Net margin	-
ROA	-34.6%
ROE	-112.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €9k · 2.2% Current assets €391k · 97.8%

Equity & liabilities

Equity €123k · 30.8% Debt €276k · 69.2%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€399k
Fixed assets	21/28	€9k
Tangible fixed assets	22/27	€9k
Financial fixed assets	28	€100
Current assets	29/58	€391k
Amounts receivable within one year	40/41	€221k
Cash & bank	54/58	€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€399k
Equity	10/15	€123k
Contributions / capital	10/11	€20k
Reserves	13	€23k
Accumulated profits (losses)	14	€80k
Amounts payable	17/49	€276k
Amounts payable after one year	17	€13k
Amounts payable within one year	42/48	€258k
Trade debts payable within one year	44	€217k
Income statement
Gross operating margin	9900	€-14k
Operating result	9901	€-137k
Financial income	75	€1
Financial charges	65	€2k
Result before taxes	9903	€-138k
Net result for the period	9904	€-138k
Result to be appropriated	9905	€-138k

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Ratios computed by Checked.

Legal Structure

NACE primary	Algemene bouw van residentiële gebouwen(41001)
Legal form	Private limited company(610)
Incorporation	27-06-2013
Status	Active
Postal code	4040
First BS signal	24-04-2026
Latest BS signal	24-04-2026

Establishment units 1 location

D.L. CONSTRUCT

Rue Verte 129, 4040 HerstalOptrekken van de ruwbouw van individuele huizen

since 20132.222.098.071

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62314F0395/00W000	Wallonia	143 m²	1 · 51 m²	10.9 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

24-04-2026

Judicial reorganisation Opening

Tribunal de l’entreprise de Liège · collectif_pme · event 21-04-2026

2025

30-09-2025