Checked.be
Active
BE 0830.256.355Private limited company (pre-2019)
D & L
Handelsstraat 11 ·3401 Landen, Belgium· 15 yrs active
Sector: General construction of residential buildings
(41001)
Conclusion
D & L has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-43k) and a net result of €-2k. The computed 12-month bankruptcy probability is 1.2% (low).
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €-43k |
| Net result | €-2k |
| Active | 15 yrs |
| Locations | 1 |
Financial profile
49
/ 100
Mixed profile: strong on stability, weaker on health.
All 5 axes are computed from data Checked has read.
Health
18
Profitability
29
Solvency
42
Growth
58
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2010, 15 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
18
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 03-11-2025 with the NBB · fiscal year 2025 · micro schema
€-2k
+67.2%
24-25
€396k
+39.0%
24-25
€-43k
-6.1%
24-25
€-43k
-6.1%
24-25
€440k
+34.9%
24-25
€440k
+34.9%
24-25
0.90
+3.1%
24-25
0.01
-83.9%
24-25
-10.9%
+23.7%
24-25
-10.14
-27.1%
24-25
5.8%
-69.0%
24-25
-0.6%
+76.4%
24-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | - |
| Net profit | €-2k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €396k |
| Equity | €-43k |
| Debt | €440k |
| of which ≤ 1y | €440k |
| of which > 1y | - |
| Working capital | €-43k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.90 |
| Quick ratio | 0.01 |
| Working capital ratio | -10.9% |
| Solvency | -10.9% |
| Debt / equity | -10.14 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -0.6% |
| ROE | 5.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | 342d |
| Inventory turnover | 0.01 |
| Days inventory (DSI) | 58304d |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €396k |
| Current assets | 29/58 | €396k |
| Stocks & contracts in progress | 3 | €391k |
| Amounts receivable within one year | 40/41 | €2k |
| Cash & bank | 54/58 | €3k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €396k |
| Equity | 10/15 | €-43k |
| Contributions / capital | 10/11 | €30k |
| Reserves | 13 | €12k |
| Accumulated profits (losses) | 14 | €-85k |
| Amounts payable | 17/49 | €440k |
| Amounts payable within one year | 42/48 | €440k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €-2k |
| Operating result | 9901 | €-2k |
| Financial charges | 65 | €47 |
| Result before taxes | 9903 | €-2k |
| Net result for the period | 9904 | €-2k |
| Result to be appropriated | 9905 | €-2k |
Legal Structure
| NACE primary | General construction of residential buildings(41001) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 08-10-2010 |
| Status | Active |
| Postal code | 3401 |
Establishment units
D & L
since 20102.194.028.152
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24732A0446/00D000 | Flanders | 1,066 m² | 1 · 366 m² | 10.9 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
03-11-2025 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
25-10-2024 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
26-09-2023 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
01-08-2022 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
08-09-2021 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
31-08-2020 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
03-09-2019 NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
12-09-2018 NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
21-09-2017 NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
27-09-2016 NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
General construction of residential buildings41001Plumbing work43221Roofing work43410
Names & trade names
| Legal nameNL | D & L |
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