Checked.be
Active
BE 0838.045.851Private limited company
D-KONSULD
Gustaaf Vermeerschstraat 14 ·8200 Brugge, Belgium· 15 yrs active
Sector: Business and other management consultancy
(70200)
Conclusion
D-KONSULD has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €276k and a net result of €87k. Equity is shrinking by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 51% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €276k |
| Net result | €87k |
| Better than sector | 51% |
| Active | 15 yrs |
Financial profile
82
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
90
Profitability
100
Solvency
89
Growth
32
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2011, 15 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
90
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€25k
estimate, not credit advice
Score history
93
2021
90
2022
98
2023
100
2024
90
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.61 (≥ 1.5)
+10
Quick ratio
Quick ratio 1.61 (≥ 1.0)
+5
Leverage
Debt/equity 0.75 (< 1.0)
+10
Profitability
ROE 31% (≥ 10%)
+10
Interest coverage
Interest coverage 29.2× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 27-07-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~3.2%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 57.1% | 55.9% | |
| Net result | €87k | €27k | |
| Equity | €276k | €83k | |
| Gross operating margin | €125k | €54k | |
| Total assets | €484k | €186k |
€121k
-21.7%
21-25
€87k
-21.1%
21-25
€98k
-18.5%
21-25
€484k
+9.7%
21-25
€276k
-5.5%
21-25
€83k
-29.4%
21-25
€20k
-30.7%
21-25
€67k
+123.3%
21-25
€208k
+39.7%
21-25
€136k
+130.8%
21-25
€72k
-20.0%
21-25
1.61
-46.2%
21-25
1.61
-46.2%
21-25
57.1%
-13.9%
21-25
0.75
+47.8%
21-25
31.4%
-16.5%
21-25
17.9%
-28.1%
21-25
29.20
+22.1%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €121k | €155k | €96k | €53k | €134k |
| Net profit | €87k | €110k | €69k | €36k | €93k |
| Cash flow | €98k | €121k | €78k | €46k | €112k |
| Staff costs | - | - | - | - | - |
| Income taxes | €20k | €29k | €13k | €4k | €20k |
| Dividends | €67k | €30k | €44k | €57k | - |
| Total assets | €484k | €441k | €408k | €488k | €530k |
| Equity | €276k | €293k | €248k | €260k | €316k |
| Debt | €208k | €149k | €159k | €228k | €214k |
| of which ≤ 1y | €136k | €59k | €51k | €102k | €70k |
| of which > 1y | €72k | €90k | €108k | €126k | €144k |
| Working capital | €83k | €117k | €94k | €129k | €196k |
| Employees (FTE) | - | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 1.61 | 2.99 | 2.84 | 2.27 | 3.80 |
| Quick ratio | 1.61 | 2.99 | 2.84 | 2.27 | 3.80 |
| Working capital ratio | 17.0% | 26.5% | 23.1% | 26.5% | 36.9% |
| Solvency | 57.1% | 66.3% | 60.9% | 53.2% | 59.7% |
| Debt / equity | 0.75 | 0.51 | 0.64 | 0.88 | 0.68 |
| Long-term debt ratio | 0.26 | 0.31 | 0.43 | 0.49 | 0.46 |
| Interest coverage | 29.20 | 23.92 | 14.40 | 19.66 | 57.21 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 17.9% | 24.9% | 16.9% | 7.4% | 17.6% |
| ROE | 31.4% | 37.6% | 27.7% | 13.9% | 29.5% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €484k | €441k | €408k | €488k | €530k |
| Fixed assets | 21/28 | €266k | €266k | €262k | €256k | €265k |
| Tangible fixed assets | 22/27 | €266k | €265k | €262k | €256k | €264k |
| Financial fixed assets | 28 | €250 | €250 | €250 | €250 | €250 |
| Current assets | 29/58 | €218k | €176k | €145k | €232k | €265k |
| Amounts receivable within one year | 40/41 | €3k | €22k | €40k | €11k | €40k |
| Cash & bank | 54/58 | €203k | €143k | €94k | €217k | €222k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €484k | €441k | €408k | €488k | €530k |
| Equity | 10/15 | €276k | €293k | €248k | €260k | €316k |
| Contributions / capital | 10/11 | €12k | €12k | €12k | €12k | €12k |
| Reserves | 13 | €264k | €280k | €236k | €247k | €304k |
| Amounts payable | 17/49 | €208k | €149k | €159k | €228k | €214k |
| Amounts payable after one year | 17 | €72k | €90k | €108k | €126k | €144k |
| Amounts payable within one year | 42/48 | €136k | €59k | €51k | €102k | €70k |
| Trade debts payable within one year | 44 | €43k | €1k | €2k | €2k | €795 |
| Income statement | ||||||
| Gross operating margin | 9900 | €125k | €158k | €100k | €56k | €136k |
| Operating result | 9901 | €110k | €145k | €87k | €43k | €115k |
| Financial income | 75 | €1k | €1k | €1k | €3 | €23 |
| Financial charges | 65 | €4k | €6k | €7k | €3k | €2k |
| Result before taxes | 9903 | €107k | €139k | €82k | €41k | €113k |
| Income taxes | 67/77 | €20k | €29k | €13k | €4k | €20k |
| Net result for the period | 9904 | €87k | €110k | €69k | €36k | €93k |
| Result to be appropriated | 9905 | €87k | €110k | €69k | €36k | €93k |
Legal Structure
| NACE primary | Business and other management consultancy(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 11-07-2011 |
| Status | Active |
| Postal code | 8200 |
Ownership & control
D-KONSULDBE 0838.045.851
controls
Where this company holds controlthis company sits on their board1
1 location
Establishment units
D-KONSULD
since 20112.201.067.184
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31512B0534/00L013 | Flanders | 310 m² | 1 · 127 m² | 7.7 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €110k ▲59.9%
Operating result €145k, net result €110k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €36k ▼61.2%
Net result drops to €36k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Business and other management consultancy70200Business consulting70220Activities of head offices; management consultancy activities70210Public relations and communication consultancy73300
Names & trade names
| Legal nameNL | D-KONSULD |
Similar companies
INTERNATIONAL INTELLECTUAL CAPITAL PROVIDER
BE 0848.535.808 · Gent
OT4V
BE 1002.785.703 · Gent
SERVICE OPTIMAL
BE 0476.694.325 · Ottignies-Louvain-la-Neuve
DELFORZA
BE 0666.914.392 · Wingene
ROANN
BE 0833.589.492 · Huldenberg