D&K Construct
ActiveThe computed 12-month bankruptcy probability of D&K Construct is 2.4% (moderate). The 2024 annual accounts show equity of €32k and a net result of €29k. Its solvency ranks better than 35% of 9986 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability100
Solvency41
Growth-
Stability67
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.87), and 71.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.4%
Return on assets
25.7%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
26 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€32k
Total assets
€114k
Net result
€29k
Working capital
€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €114k
Fixed assets
€70k
Current assets
€43k
Equity and liabilities €114k
Equity
€32k
Debt
€81k
Debt finances 71.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€44k
Cash flow
€36k
Solvency
28.4%
Current ratio
0.87
Quick ratio
0.87
Debt / equity
2.52
ROE
90.7%
ROA
25.7%
Interest coverage
52.48
Debt
€81k
Debt ≤ 1 year
€50k
Debt > 1 year
€32k
Income taxes
€8k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€114k
Fixed assets21/28€70k
Tangible fixed assets22/27€70k
Plant, machinery and equipment23€4k
Furniture and vehicles24€66k
Financial fixed assets28€281
Current assets29/58€43k
Amounts receivable within one year40/41€41k
Trade receivables40€35k
Other amounts receivable41€6k
Cash at bank and in hand54/58€1k
Deferred charges and accrued income490/1€947
Equity and liabilities
Total equity and liabilities10/49€114k
Equity10/15€32k
Contributions10/11€3k
Profit (loss) carried forward14€29k
Amounts payable17/49€81k
Amounts payable after more than one year17€32k
Financial debts170/4€32k
Amounts payable within one year42/48€50k
Current portion of amounts payable after more than one year42€11k
Trade debts44€20k
Suppliers440/4€20k
Taxes, remuneration and social security45€15k
Taxes450/3€9k
Remuneration and social security454/9€6k
Other amounts payable47/48€5k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k
Other operating charges640/8€2k
Gross operating margin9900€46k
Operating profit (loss)9901€38k
Financial income75/76B€103
Recurring financial income75€103
Financial charges65/66B€844
Recurring financial charges65€844
Profit (loss) for the period before taxes9903€37k
Income taxes67/77€8k
Profit (loss) for the period9904€29k
Profit (loss) for the period to be appropriated9905€29k
Appropriation of the result
Profit (loss) to be appropriated9906€29k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
04-08
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 02/02/2026
- Registered-office move, Veldstraat 37, 9250 Waasmunster
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
State Gazette actNBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldstraat 379250 WaasmunsterGround area
764 m²
Building footprint
241 m²
Volume, LiDAR
3 m³
2 parcels, Flanders · tallest building 1.0 m. Linked by address, not a title deed.
1 establishment unit
Rinkhout 173, 9240 Zele
since 20232.351.629.495
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42028B0692/00B000 | Flanders | 507 m² | 1 · 153 m² | 0.9 m |
| 42023B1254/00S000 | Flanders | 257 m² | 1 · 88 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MIHALI CONSTRUCT
BE 0546.670.620
Boom · Eq €32k
TRAVO ONE
BE 0669.646.923
Olen · Eq €32k
SB Ecobouw
BE 0778.730.549
Hamme (Vl.) · Eq €32k
R et B INVEST
BE 0786.354.353
Donceel · Eq €32k
DART DESIGN
BE 0799.548.333
Asse · Eq €32k
Of 29,518 companies in sector 41001 we hold annual accounts for 15,849. 12,373 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2023
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43995Specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.