ROSIBAT CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of ROSIBAT CONSTRUCT is 1.7% (moderate). The 2024 annual accounts show negative equity (€-3k) and a net result of €-3k. Equity is shrinking by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 12% of 9984 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency44=
Growth32=
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.98 against 1.0 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-1.8%
Return on assets
-1.6%
Age of the figures
20 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year -€3k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-10-2025, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
69 d late
2023
66 d late
2022
32 d late
2021
4 d late
2020
374 d late
2019
98 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-3k▼ 757%
2023 · €-390
2019: €20k
2020: €24k
2021: €23k
2022: €23k
2023: €-390
2019 → 2024
Total assets
€181k▼ 20.5%
2023 · €228k
2019: €209k
2020: €145k
2021: €127k
2022: €119k
2023: €228k
2019 → 2024
Net result
€-3k▲ 87.2%
2023 · €-23k
2019: €16k
2020: €4k
2021: €-1k
2022: €66
2023: €-23k
2019 → 2024
Working capital
€-3k▼ 757%
2023 · €-390
2019: €20k
2020: €24k
2021: €23k
2022: €23k
2023: €-390
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€24k-€23k▼ 4.3%€23k▲ 0.3%€-390€-3k▼ 757%
Operating result€5k-€-1k€114€-23k€-3k▲ 87.4%
Net result€4k-€-1k€66€-23k€-3k▲ 87.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2024 against €23k in 2023; the loss shrinks.
Key figures and ratios
Solvency
-1.8%▼
2023 · -0.2%
Current ratio
0.98▼
2023 · 1.00
Quick ratio
0.98▼
2023 · 1.00
Debt / equity
-55.24
ROE
88.3%
ROA
-1.6%▲
2023 · -10.1%
Debt
€185k▼
2023 · €229k
Debt ≤ 1 year
€185k▼
2023 · €229k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€228k€181k▼
Current assets29/58€228k€181k▼
Amounts receivable within one year40/41€228k€180k▼
Trade receivables40€223k€165k▼
Other amounts receivable41€5k€15k▲
Cash at bank and in hand54/58€424€1k▲
Equity and liabilities
Total equity and liabilities10/49€228k€181k▼
Equity10/15€-390€-3k▼
Contributions10/11€4k€4k=
Reserves13€400€400=
Non-distributable reserves130/1€400€400=
Reserves not available under the articles1311€400€400=
Profit (loss) carried forward14€-5k€-8k▼
Amounts payable17/49€229k€185k▼
Amounts payable within one year42/48€229k€185k▼
Trade debts44€212k€166k▼
Suppliers440/4€212k€166k▼
Taxes, remuneration and social security45€8k€13k▲
Taxes450/3€8k€13k▲
Other amounts payable47/48€8k€6k▼
Income statement
Code20232024
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-28k-
Other operating charges640/8€43k€100▼
Gross operating margin9900€-9k€-3k▲
Operating profit (loss)9901€-23k€-3k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€60€56▼
Recurring financial charges65€60€56▼
Profit (loss) for the period before taxes9903€-23k€-3k▲
Profit (loss) for the period9904€-23k€-3k▲
Profit (loss) for the period to be appropriated9905€-23k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-8k▼
Profit (loss) brought forward from the previous period14P€18k€-5k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
2024
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 66 days late
2023
31-12
Financial
Weakest financial yearnet €-23k ▼35167%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Back to profitnet €66
Net result €66 after one loss-making year.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 374 days late
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2020
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dahliastraat 112060 AntwerpenGround area
101 m²
Building footprint
101 m²
Volume, LiDAR
797 m³
Parcel 11807G0198/00V013, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G0198/00V013 | Flanders | 101 m² | 1 · 101 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,863. 11,705 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-05-2018
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.