Checked.be
Active
BE 0897.171.707Private limited company
D-JUNIOR
Kerkstraat 131 ·2640 Mortsel, Belgium· 18 yrs active
Sector: Other building cleaning and industrial cleaning
(81220)
Conclusion
D-JUNIOR has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €18k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 34% of 4264 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €80k |
| Net result | €18k |
| Staff (FTE) | 5 |
| Better than sector | 34% |
Financial profile
73
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
61
Profitability
100
Solvency
28
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2008, 18 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
61
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€5k
estimate, not credit advice
Score history
36
2021
51
2022
36
2023
44
2024
61
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.32 (< 1.0)
-10
Quick ratio
Quick ratio 0.32 (< 0.6)
-5
Profitability
ROE 22% (≥ 10%)
+10
Interest coverage
Interest coverage 17.4× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 30-08-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile
Too volatile to project: the yearly deviation from the trend is ~53% of the level (threshold 35%). We therefore deliberately show no projection line.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 81, Services to buildings and landscape activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 25.9% | 41.2% | |
| Net result | €18k | €9k | |
| Equity | €80k | €47k | |
| Gross operating margin | €92k | €47k | |
| Staff costs | €40k | €47k |
€49k
+55.4%
21-25
€18k
+302.6%
21-25
€42k
+51.2%
21-25
€308k
-1.2%
21-25
€80k
+28.5%
21-25
€-72k
+12.2%
21-25
5
+117.4%
21-25
€40k
-52.7%
21-25
€5k
+652.6%
21-25
€228k
-8.5%
21-25
€106k
-3.6%
21-25
€123k
-12.4%
21-25
0.32
+26.7%
21-25
0.32
+26.7%
21-25
25.9%
+30.0%
21-25
2.87
-28.8%
21-25
22.2%
+213.3%
21-25
5.7%
+307.4%
21-25
17.42
+66.7%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €49k | €32k | €36k | €42k | €38k |
| Net profit | €18k | €4k | €1k | €8k | €3k |
| Cash flow | €42k | €28k | €32k | €38k | €34k |
| Staff costs | €40k | €84k | €83k | €71k | €53k |
| Income taxes | €5k | €695 | €164 | €120 | €263 |
| Dividends | - | - | - | - | - |
| Total assets | €308k | €311k | €331k | €351k | €392k |
| Equity | €80k | €62k | €58k | €56k | €48k |
| Debt | €228k | €250k | €274k | €295k | €344k |
| of which ≤ 1y | €106k | €109k | €114k | €117k | €148k |
| of which > 1y | €123k | €140k | €159k | €178k | €196k |
| Working capital | €-72k | €-82k | €-89k | €-89k | €-105k |
| Employees (FTE) | 5.0 | 2.3 | 3.2 | 1.9 | 1.2 |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 0.32 | 0.25 | 0.22 | 0.24 | 0.29 |
| Quick ratio | 0.32 | 0.25 | 0.22 | 0.24 | 0.29 |
| Working capital ratio | -23.4% | -26.4% | -26.8% | -25.3% | -26.9% |
| Solvency | 25.9% | 19.9% | 17.4% | 16.0% | 12.2% |
| Debt / equity | 2.87 | 4.03 | 4.76 | 5.25 | 7.18 |
| Long-term debt ratio | 1.54 | 2.26 | 2.77 | 3.17 | 4.09 |
| Interest coverage | 17.42 | 10.45 | 10.11 | 10.80 | 8.68 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 5.7% | 1.4% | 0.4% | 2.3% | 0.8% |
| ROE | 22.2% | 7.1% | 2.5% | 14.5% | 6.5% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €308k | €311k | €331k | €351k | €392k |
| Fixed assets | 21/28 | €274k | €284k | €305k | €323k | €350k |
| Tangible fixed assets | 22/27 | €274k | €284k | €305k | €323k | €350k |
| Current assets | 29/58 | €33k | €27k | €26k | €28k | €43k |
| Amounts receivable within one year | 40/41 | €27k | €24k | €23k | €21k | €21k |
| Cash & bank | 54/58 | €6k | €3k | €2k | €6k | €21k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €308k | €311k | €331k | €351k | €392k |
| Equity | 10/15 | €80k | €62k | €58k | €56k | €48k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k | €19k |
| Reserves | 13 | €70k | €70k | €72k | €72k | €72k |
| Accumulated profits (losses) | 14 | €-9k | €-27k | €-33k | €-34k | €-42k |
| Amounts payable | 17/49 | €228k | €250k | €274k | €295k | €344k |
| Amounts payable after one year | 17 | €123k | €140k | €159k | €178k | €196k |
| Amounts payable within one year | 42/48 | €106k | €109k | €114k | €117k | €148k |
| Trade debts payable within one year | 44 | €5k | €1k | €4k | €5k | €22k |
| Income statement | ||||||
| Gross operating margin | 9900 | €92k | €119k | €122k | €115k | €94k |
| Operating result | 9901 | €25k | €8k | €5k | €12k | €8k |
| Financial income | 75 | €236 | €0 | €65 | €1 | €0 |
| Financial charges | 65 | €3k | €3k | €4k | €4k | €4k |
| Result before taxes | 9903 | €23k | €5k | €2k | €8k | €3k |
| Income taxes | 67/77 | €5k | €695 | €164 | €120 | €263 |
| Net result for the period | 9904 | €18k | €4k | €1k | €8k | €3k |
| Result to be appropriated | 9905 | €18k | €4k | €1k | €8k | €3k |
Directors & mandates
Current directors & mandates
-
BOEKHOUDINGSKANTOOR BERT DE GREEFBijzondere lasthebberState Gazette act 24317285 (10-01-2024)Current10-01-2024 → present
-
DANKOV, Petar GeorgievDirectorState Gazette act 24317285 (10-01-2024)Current10-01-2024 → present
Legal Structure
| NACE primary | Other building cleaning and industrial cleaning(81220) |
| Legal form | Private limited company(610) |
| Incorporation | 11-04-2008 |
| Status | Active |
| Postal code | 2640 |
Establishment units
D-JUNIOR
since 20082.171.402.012
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11513C0310/00S007 | Flanders | 107 m² | 1 · 94 m² | 8.7 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Highest result since 2021net €18k ▲303%
Operating result €25k, net result €18k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
19-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 111 days late
10-01
State Gazette act
Statutes amendment
v3.2
2023
31-12
Financial
Weakest financial yearnet €1k ▼82.5%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 2 years ago
2024
10-01-2024 Articles of association amended
Summary:
v3.2
Technical details
{
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"name_change": {
"new": "",
"old": "",
"changed": false
},
"seat_change": {
"changed": false
},
"object_change": {
"changed": false
},
"subject_company": {
"kbo": "0897.171.707",
"name_full": "D-JUNIOR"
},
"legal_form_change": {
"new": "Besloten vennootschap",
"old": "Besloten vennootschap met beperkte aansprakelijkheid",
"changed": false
}
}Credit advice
Company registry (CBE)
Activities
General cleaning of buildings81210Other building cleaning and industrial cleaning81220Agents in non-specialised wholesale trade46190
Names & trade names
| Legal nameNL | D-JUNIOR |
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