D.J.M. S.P.R.L.
ActiveThe computed 12-month bankruptcy probability of D.J.M. S.P.R.L. is 1.9% (moderate). The 2025 annual accounts show negative equity (€-99k) and a net result of €49k. Equity is shrinking by ~6% per year across the filed fiscal years. Its solvency ranks better than 11% of 13306 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+81
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.53 against 0.37 in 2024; short-term debt: 190.1% and cash: 6.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-90.1%
Return on assets
44.7%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 13306 sector peers (2025).
NBB · sector comparisonPosition among 13306 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
330 d late
2023
38 d late
2022
233 d late
2021
24 d late
2020
21 d early
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-99k▲ 33.1%
2024 · €-149k
2018: €-91k
2019: €-96k
2020: €-85k
2021: €-88k
2022: €-117k
2023: €-145k
2024: €-149k
2018 → 2025
Total assets
€110k▲ 117%
2024 · €51k
2018: €412
2020: €41k
2021: €25k
2022: €49k
2023: €23k
2024: €51k
2018 → 2025
Net result
€49k
2024 · €-4k
2018: €-9k
2019: €-5k
2020: €11k
2021: €-3k
2022: €-29k
2023: €-28k
2024: €-4k
2018 → 2025
Working capital
€-99k▼ 13.6%
2024 · €-87k
2018: €-91k
2020: €-97k
2021: €-76k
2022: €-68k
2023: €-101k
2024: €-87k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-88k-€-117k▼ 33.3%€-145k▼ 23.7%€-149k▼ 2.7%€-99k▲ 33.1%
Operating result€-2k-€-29k▼ 1,464%€-25k▲ 14.1%€-6k▲ 75.9%€52k
Net result€-3k-€-29k▼ 1,066%€-28k▲ 4.9%€-4k▲ 86.1%€49k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €52k after a loss of €6k in 2024, the highest result in the available series.
Key figures and ratios
Solvency
-90.1%▲
2024 · -292.6%
Current ratio
0.53▲
2024 · 0.37
Quick ratio
0.51▲
2024 · 0.30
Debt / equity
-2.11▼
2024 · -1.34
ROA
44.7%▲
2024 · -7.6%
Debt
€209k▲
2024 · €199k
Debt ≤ 1 year
€209k▲
2024 · €138k
Staff costs
€70k▼
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€110k▲
Current assets29/58€51k€110k▲
Stocks and contracts in progress3€9k€4k▼
Stocks30/36€9k€4k▼
Amounts receivable within one year40/41€40k€99k▲
Trade receivables40€40k€99k▲
Cash at bank and in hand54/58€2k€7k▲
Equity and liabilities
Total equity and liabilities10/49€51k€110k▲
Equity10/15€-149k€-99k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-167k€-118k▲
Amounts payable17/49€199k€209k▲
Amounts payable within one year42/48€138k€209k▲
Trade debts44€39k€111k▲
Suppliers440/4€39k€111k▲
Advances received on contracts in progress46-€60k
Taxes, remuneration and social security45€31k€20k▼
Taxes450/3€16k€5k▼
Remuneration and social security454/9€15k€15k▼
Other amounts payable47/48€68k€18k▼
Accrued charges and deferred income492/3€61k-
Income statement
Code20242025
Remuneration, social security and pensions62€72k€70k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€70k€125k▲
Operating profit (loss)9901€-6k€52k▲
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B-€3k
Recurring financial charges65-€3k
Profit (loss) for the period before taxes9903€-4k€49k▲
Profit (loss) for the period9904€-4k€49k▲
Profit (loss) for the period to be appropriated9905€-4k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-167k€-118k▲
Profit (loss) brought forward from the previous period14P€-163k€-167k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
26-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 330 days late
2025
30-09
Financial
Back to profitnet €49k
Net result €49k after 4 loss-making years.
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 38 days late
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 233 days late
2022
30-09
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
09-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
20-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
15-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 15 days late
2017
06-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
31-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Martyr 484800 VerviersGround area
253 m²
Building footprint
113 m²
Volume, LiDAR
1,677 m³
Parcel 63079A0234/00C000, Wallonia · tallest building 17.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20202.306.397.506
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63079A0234/00C000 | Wallonia | 253 m² | 1 · 113 m² | 17.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVerviers2.306.397.506
Similar companies · same sector and region
AFRO FLASH
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ARTS ET CREATIONS
BE 0877.055.192
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AU CHALET DU LAC
BE 0802.809.711
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AU DOS DE LA CUILLERE
BE 0744.367.508
Verviers
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 20,495 companies in sector 56111 we hold annual accounts for 11,462.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-07-2008
Fiscal year end30-09
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.