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AU CHALET DU LAC

Active
Private limited companyfounded 2023active for 3 yearsRoute du Bois de Jalhay 82, 4800 Verviers, BelgiumKBO/BCE: BE 0802.809.711
Summary

The computed 12-month bankruptcy probability of AU CHALET DU LAC is 5.7% (elevated). The 2024 annual accounts show equity of €6,679 and a net result of €21,140. Its solvency ranks better than 35% of 18,735 sector peers (NACE 56, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Limited-service restaurants, excluding mobile food services
NACE 56112Full-service restaurants NACE 56111
1 site
Size
€58,441total assets 2024
Staff
9.4 FTE
Equity
€6,679
Profit
€21,140
Turnover not published (micro format)
Financial health
39 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
5.7%
Structure
Accounts 77 days overdue0 of 2 deeds read
Why 39raises riskFounded in 2023Figures for financial year 2024 (filed 04-09-2025)Sector: Food and beverage service activities (NACE 56)1 financial year not filed after the legal deadline; latest accounts 28 days late; 1 of the last 3 lateShow the evidence

Checked score

Score 2024
39 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 64% of its sector peers (NACE 56, micro)
Financial strength · tick = 2023
Average
Solvency 36+35
equity 11.4% of total assets
Liquidity 41+14
short-term debt 88.6% · cash 32.4%
Profitability 100+100
return on assets 36.2%
Bankruptcy probability, 12 months
5.7% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,728 companies, NACE 56, micro)
Last 24 months 11-2024: 4.5% 12-2024: 5.6%▲ +1.1 percentage points vs 11-2024 01-2025: 5.8%▲ +0.2 percentage points vs 12-2024 02-2025: 5.8%● unchanged vs 01-2025 03-2025: 5.8%● unchanged vs 02-2025 04-2025: 5.8%● unchanged vs 03-2025 05-2025: 5.8%● unchanged vs 04-2025 06-2025: 5.8%● unchanged vs 05-2025 07-2025: 5.8%● unchanged vs 06-2025 08-2025: 6.6%▲ +0.8 percentage points vs 07-2025 09-2025: 7.1%▲ +0.5 percentage points vs 08-2025highest value 10-2025: 3.8%▼ -3.3 percentage points vs 09-2025 11-2025: 3.8%● unchanged vs 10-2025 12-2025: 3.8%● unchanged vs 11-2025 01-2026: 3.8%● unchanged vs 12-2025lowest value 02-2026: 3.8%● unchanged vs 01-2026lowest value 03-2026: 3.8%● unchanged vs 02-2026 04-2026: 3.9%▲ +0.1 percentage points vs 03-2026 05-2026: 3.9%● unchanged vs 04-2026 06-2026: 3.8%▼ -0.1 percentage points vs 05-2026 07-2026: 3.9%▲ +0.1 percentage points vs 06-2026 08-2026: 4.6%▲ +0.7 percentage points vs 07-2026 09-2026: 5.1%▲ +0.5 percentage points vs 08-2026 10-2026: 5.7%▲ +0.6 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity insufficient (current ratio 0.59, compared with 0.38 in 2023, below 1; short-term debt: 88.6% and cash: 32.4% of total assets), and 88.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 34% on solvency, 36% on liquidity, 93% on profitability and 92% on growth.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Figures for financial year 2024 (filed 04-09-2025)
NBB · annual accounts
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 28 days late; 1 of the last 3 late
NBB · filings
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 77 days later.
NBB · 2 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline16-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
28 days late
2023
90 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 59 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Back to profitnet €21,140
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Positive: Staff rose in 2024from 1.2 FTE to 9.4 FTE ▲ 683% View
  • Caution: Accounts not fileddeadline was 31-07-2026 77 days late View
  • Total assets 20242 financial years filed €58,441 View

By topic

Financials

Financial year
2024
Total assets
€58,441
Profit
€21,140
Solvency
11.4%
Total assets▼ 2.4%
Net result
20232024
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Limited-service restaurants, excluding mobile food servicesNACE 56112
Founded
16-06-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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