D'Hanis Koen
ActiveThe computed 12-month bankruptcy probability of D'Hanis Koen is 1.7% (moderate). The 2025 annual accounts show equity of €166k and a net result of €65k. Equity is growing by ~40.9% per year across the filed fiscal years. Its solvency ranks better than 78% of 7431 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency95▼-5
Growth78=
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.28 against 9.45 in 2024; short-term debt: 29.8% and cash: 62.2% of total assets), and 29.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.2%
Return on assets
27.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
22 d late
2023
28 d late
2022
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€166k▲ 22.2%
2024 · €136k
2022: €31k
2023: €89k
2024: €136k
2022 → 2025
Total assets
€237k▲ 56.0%
2024 · €152k
2022: €59k
2023: €126k
2024: €152k
2022 → 2025
Net result
€65k▲ 38.5%
2024 · €47k
2022: €28k
2023: €57k
2024: €47k
2022 → 2025
Working capital
€161k▲ 20.0%
2024 · €134k
2022: €29k
2023: €87k
2024: €134k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€31k-€89k▲ 183%€136k▲ 53.0%€166k▲ 22.2%
Operating result€38k-€77k▲ 103%€62k▼ 19.6%€84k▲ 36.0%
Net result€28k-€57k▲ 103%€47k▼ 18.1%€65k▲ 38.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 36% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €237k
Fixed assets
€5k▲ 194%
Current assets
€232k▲ 54.4%
Equity and liabilities €237k
Equity
€166k▲ 22.2%
Debt
€71k▲ 345%
The debt ratio rises from 10.5% to 29.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€85k▲
2024 · €63k
Cash flow
€67k▲
2024 · €48k
Solvency
70.2%▼
2024 · 89.5%
Current ratio
3.28▼
2024 · 9.45
Quick ratio
3.28▼
2024 · 9.45
Debt / equity
0.43▲
2024 · 0.12
ROE
39.3%▲
2024 · 34.6%
ROA
27.5%▼
2024 · 31.0%
Interest coverage
1420.62▲
2024 · 495.46
Debt
€71k▲
2024 · €16k
Debt ≤ 1 year
€71k▲
2024 · €16k
Income taxes
€22k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€152k€237k▲
Fixed assets21/28€2k€5k▲
Tangible fixed assets22/27€2k€5k▲
Plant, machinery and equipment23€979€2k▲
Furniture and vehicles24€778€3k▲
Current assets29/58€150k€232k▲
Amounts receivable within one year40/41€63k€83k▲
Trade receivables40€2k€9k▲
Other amounts receivable41€60k€75k▲
Cash at bank and in hand54/58€87k€147k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€152k€237k▲
Equity10/15€136k€166k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€133k€163k▲
Amounts payable17/49€16k€71k▲
Amounts payable within one year42/48€16k€71k▲
Trade debts44€75€2k▲
Suppliers440/4€75€2k▲
Taxes, remuneration and social security45€16k€34k▲
Taxes450/3€16k€34k▲
Other amounts payable47/48-€35k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€917€1k▲
Other operating charges640/8€141€208▲
Gross operating margin9900€63k€85k▲
Operating profit (loss)9901€62k€84k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€126€60▼
Recurring financial charges65€126€60▼
Profit (loss) for the period before taxes9903€63k€87k▲
Income taxes67/77€16k€22k▲
Profit (loss) for the period9904€47k€65k▲
Profit (loss) for the period to be appropriated9905€47k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€133k€198k▲
Profit (loss) brought forward from the previous period14P€86k€133k▲
Profit to be distributed694/7-€35k
Return on contributions (dividend)694-€35k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2022net €65k ▲38.5%
Operating result €84k, net result €65k, both a record.
31-12
Financial
Equity above €150kEq €166k ▲22.2%
4 profitable years in a row build equity to €166k.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 9.45
Current ratio from 3.31 to 9.45; short-term debt falls from €38k to €16k.
31-12
Financial
Equity above €100kEq €136k ▲53%
3 profitable years in a row build equity to €136k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg Hulst-Lessen 929140 TemseGround area
1,039 m²
Building footprint
132 m²
Volume, LiDAR
1 m³
Parcel 46008A0524/00R000, Flanders · tallest building 1.1 m. Linked by address, not a title deed.
1 establishment unit
D'Hanis Koen
since 20212.312.423.679
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46008A0524/00R000 | Flanders | 1,039 m² | 1 · 132 m² | 1.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FK PROJECT
BE 0695.862.459
Vilvoorde · Eq €166k
ENGELS CONSTRUCT
BE 0892.796.908
Beersel · Eq €166k
Maroen
BE 0831.615.147
Mechelen · Eq €166k
NOTRE IMMO
BE 0793.294.209
Sint-Gillis (bij-Brussel) · Eq €166k
Izet Construct
BE 0670.802.510
Sint-Genesius-Rode · Eq €166k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 12,458 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43350Other building finishing work
43410Roofing work
46831Wholesale of construction materials, general range
47529Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.