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D-FINITE

Active
Public limited companyfounded 20205 years activeHarensesteenweg 232, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0758.632.446
Summary

D-FINITE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €571,225 and a net result of €257,768. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 38% of 397 sector peers (NACE 62, fiscal year 2026). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Computer programming
NACE 62100
#10 company by total assets in Vilvoorde, Telecoms and IT sector1 site
Size
€1.2mtotal assets 2026
Staff
8.3 FTE
Equity
€571,225
Profit
€257,768
Net result +86%: other schema
Financial health
93 Excellent Checked score 2026
Bankruptcy probability, 12 months
< 0.1%
Structure
Largest shareholder
FIN.CO · 31.07%
Board
3 members
Accounts 106 days early1 of 2 deeds read
Why 93+ Liquidity: current ratio 1.59, cash €334,806+ Sector Computer programming, consultancy and related activities (NACE 62)+ Equity €571,225 (46.7% of total assets)+ Figures for FY 2026 (filed 17-07-2026)Show the evidence

Checked score

Score 2026
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 46% of its sector peers (NACE 62, micro)
Financial strength · tick = 2025
Strong
Solvency 72+3
equity 46.7% of total assets
Liquidity 62+6
short-term debt 45.1% · cash 27.4%
Profitability 95+13
return on assets 21.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,829 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025highest value 09-2025: 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 1.59 against 1.85 in 2025; short-term debt: 45.1% and cash: 27.4% of total assets), but 53.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 40% on solvency, 45% on liquidity, 59% on profitability and 40% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 1.59, cash €334,806
NBB · annual accounts
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Equity €571,225 (46.7% of total assets)
NBB · annual accounts
lowers risk · Figures for FY 2026 (filed 17-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 17-07-2026, 106 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2026
106 days early
2025
92 days early
2024
87 days early
2023
112 days early
2022
103 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 100 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 20 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Reappointments: BV FUTURE IMPACT, BV FUTURE@LANTIS…Permanent representatives: Dirk SLOOTMAEKERS, Peter…
  2. Annual accounts filedfiscal year 2026 · full…
  3. Annual accounts filedfiscal year 2025 · abbreviated…

Key points

  • Positive: Result rose in 2026different schema filed ▲ 86.5% View
  • Positive: Among the best 8% on net resultsector median €31,334 · 397 companies €257,768 View
  • New directorslatest change 24-06-2026 · 3 in office 3 joined View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

By topic

Financials

Fiscal year
2026
Total assets
€1.2m
Profit
€257,768
Solvency
46.7%
Total assets▼ 5.5%
Net result
20222026
Go to Financials

Timeline

Events
8
Since
2022
Next accounts
by 31-10-2027
  1. 31-03-2025Back to profit
  2. 05-08-2024Annual accounts filed
  3. 31-03-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Computer programmingNACE 62100
Founded
20-11-2020
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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