D.F
ActiveThe computed 12-month bankruptcy probability of D.F is 2.2% (moderate). The 2025 annual accounts show equity of €7k and a net result of €-5k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 19% of 4478 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability12▼-88
Solvency14▼-85
Growth32▼-33
Stability100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.95 against 2.77 in 2024), and 94.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.7%
Return on assets
-4.1%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 4478 sector peers (2025).
NBB · sector comparisonPosition among 4478 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-04-2026, 107 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
107 d early
2024
17 d early
2023
34 d early
2022
16 d early
2021
27 d early
2020
27 d late
2019
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€177k▼ 15.0%
2024 · €208k
2018: €185k
2019: €166k
2020: €166k
2021: €145k
2022: €151k
2023: €161k
2024: €208k
2018 → 2025
EBIT margin
-1.0%▼ 22.8pp
2024 · 21.8%
2018: 4.2%
2019: 9.7%
2020: 9.9%
2021: -7.7%
2022: -1.6%
2023: 3.8%
2024: 21.8%
2018 → 2025
Net result
€-5k
2024 · €41k
2018: €6k
2019: €8k
2020: €13k
2021: €2k
2022: €-13k
2023: €781
2024: €41k
2018 → 2025
Working capital
€-6k
2024 · €67k
2018: €9k
2019: €27k
2020: €40k
2021: €28k
2022: €26k
2023: €22k
2024: €67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€145k-€151k▲ 4.2%€161k▲ 6.4%€208k▲ 29.2%€177k▼ 15.0%
Equity€48k-€35k▼ 26.9%€36k▲ 2.2%€77k▲ 114%€7k▼ 90.6%
Operating result€-11k-€-2k▲ 78.1%€6k€45k▲ 650%€-2k
Net result€2k-€-13k€781€41k▲ 5,179%€-5k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €45k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€32k▲ 87.5%
Current assets
€95k▼ 8.4%
Equity and liabilities €128k
Equity
€7k▼ 90.6%
Debt
€120k▲ 174%
The debt ratio rises from 36.2% to 94.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€9k▼
2024 · €55k
Cash flow
€5k▼
2024 · €51k
Solvency
5.7%▼
2024 · 63.8%
Current ratio
0.95▼
2024 · 2.77
Quick ratio
0.95▼
2024 · 2.77
Debt / equity
16.56▲
2024 · 0.57
ROE
-71.7%▼
2024 · 53.2%
ROA
-4.1%▼
2024 · 34.0%
Interest coverage
6.81▼
2024 · 22.24
Debt
€120k▲
2024 · €44k
Debt ≤ 1 year
€101k▲
2024 · €38k
Debt > 1 year
€19k▲
2024 · €6k
Income taxes
€4k▲
2024 · €2k
Staff costs
€33k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€121k€128k▲
Fixed assets21/28€17k€32k▲
Tangible fixed assets22/27€17k€32k▲
Furniture and vehicles24€17k€32k▲
Financial fixed assets28€75€75=
Current assets29/58€104k€95k▼
Amounts receivable within one year40/41€69k€80k▲
Other amounts receivable41€69k€80k▲
Cash at bank and in hand54/58€35k€15k▼
Equity and liabilities
Total equity and liabilities10/49€121k€128k▲
Equity10/15€77k€7k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€67k€-3k▼
Amounts payable17/49€44k€120k▲
Amounts payable after more than one year17€6k€19k▲
Financial debts170/4€6k€19k▲
Amounts payable within one year42/48€38k€101k▲
Current portion of amounts payable after more than one year42€7k€12k▲
Trade debts44€10k€7k▼
Suppliers440/4€10k€7k▼
Taxes, remuneration and social security45€20k€27k▲
Taxes450/3€16k€22k▲
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48-€55k
Income statement
Code20242025
Turnover70€208k€177k▼
Goods, raw materials, services and sundry goods60/61€117k€133k▲
Remuneration, social security and pensions62€32k€33k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€2k€1k▼
Gross operating margin9900€91k€44k▼
Operating profit (loss)9901€45k€-2k▼
Financial income75/76B€523€2k▲
Recurring financial income75€6€2k▲
Non-recurring financial income76B€517€110▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Non-recurring financial charges66B-€43
Profit (loss) for the period before taxes9903€43k€-1k▼
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€41k€-5k▼
Profit (loss) for the period to be appropriated9905€41k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€62k▼
Profit (loss) brought forward from the previous period14P€26k€67k▲
Profit to be distributed694/7-€65k
Return on contributions (dividend)694-€65k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €41k ▲5179%
Operating result €45k, net result €41k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €781
Net result €781 after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-13k ▼732%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 52 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Breemweg 31861 MeiseGround area
1,263 m²
Building footprint
231 m²
Volume, LiDAR
1,493 m³
3 parcels, Brussels, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
D.F
since 20162.249.361.506
D.F.
since 20232.353.235.638
3 parcels
Flanders
2
(66.7%)
Brussels
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093B0470/00W003 | Flanders | 638 m² | 1 · 92 m² | 7.0 m · 2 fl. |
| 23093B0324/00R000 | Flanders | 550 m² | 1 · 84 m² | 9.9 m · 2 fl. |
| 21009A0962/00Y006 | Brussels | 76 m² | 1 · 55 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TRAXI
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FARES.A
BE 0729.644.490
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ARAKIT
BE 0766.698.094
Ukkel · Eq €7k
SOUL K
BE 0799.162.214
Machelen (Brab.) · Eq €7k
MAYIDA
BE 1001.801.746
Antwerpen · Eq €7k
Of 6,632 companies in sector 49330 we hold annual accounts for 2,257. 1,839 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2016
Fiscal year end31-12
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
81100Combined facilities support activities
49390Land transport and transport via pipelines
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.