Checked.be
Active
BE 0505.980.704Private limited company
D-DESIGN
Driemastenstraat 5 ·8880 Ledegem, Belgium· 11 yrs active
Sector: Business and other management consultancy
(70200)
Conclusion
D-DESIGN has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €548k and a net result of €82k. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 38% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €548k |
| Net result | €82k |
| Better than sector | 38% |
| Active | 11 yrs |
Financial profile
81
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
94
Profitability
74
Solvency
86
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2014, 11 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
94
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€50k
estimate, not credit advice
Score history
83
2022
86
2023
81
2024
94
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 2.57 (≥ 1.5)
+10
Quick ratio
Quick ratio 2.57 (≥ 1.0)
+5
Leverage
Debt/equity 1.42 (< 2.0)
+3
Profitability
ROE 15% (≥ 10%)
+10
Interest coverage
Interest coverage 17.1× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 26-12-2025 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~16.8%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 41.3% | 55.9% | |
| Net result | €82k | €27k | |
| Equity | €548k | €83k | |
| Gross operating margin | €151k | €54k | |
| Total assets | €1.33M | €186k |
€139k
+24.2%
22-25
€82k
+42.5%
22-25
€119k
+29.4%
22-25
€1.33M
+30.5%
22-25
€548k
+17.5%
22-25
€212k
+1403.0%
22-25
€21k
+32.4%
22-25
€778k
+41.5%
22-25
€135k
+87.0%
22-25
€641k
+36.0%
22-25
2.57
+115.1%
22-25
2.57
+115.1%
22-25
41.3%
-10.0%
22-25
1.42
+20.4%
22-25
14.9%
+21.3%
22-25
6.2%
+9.2%
22-25
17.05
+90.7%
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €139k | €112k | €118k | €157k |
| Net profit | €82k | €57k | €66k | €101k |
| Cash flow | €119k | €92k | €93k | €122k |
| Staff costs | - | - | - | - |
| Income taxes | €21k | €16k | €14k | €31k |
| Dividends | - | - | - | - |
| Total assets | €1.33M | €1.02M | €1.17M | €1.08M |
| Equity | €548k | €466k | €409k | €343k |
| Debt | €778k | €550k | €758k | €737k |
| of which ≤ 1y | €135k | €72k | €82k | €56k |
| of which > 1y | €641k | €471k | €670k | €677k |
| Working capital | €212k | €14k | €317k | €279k |
| Employees (FTE) | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 2.57 | 1.20 | 4.88 | 6.02 |
| Quick ratio | 2.57 | 1.20 | 4.88 | 6.02 |
| Working capital ratio | 16.0% | 1.4% | 27.1% | 25.8% |
| Solvency | 41.3% | 45.9% | 35.0% | 31.7% |
| Debt / equity | 1.42 | 1.18 | 1.85 | 2.15 |
| Long-term debt ratio | 1.17 | 1.01 | 1.64 | 1.97 |
| Interest coverage | 17.05 | 8.94 | 9.32 | 12.84 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 6.2% | 5.6% | 5.7% | 9.4% |
| ROE | 14.9% | 12.3% | 16.2% | 29.6% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €1.33M | €1.02M | €1.17M | €1.08M |
| Fixed assets | 21/28 | €978k | €929k | €769k | €745k |
| Tangible fixed assets | 22/27 | €968k | €929k | €769k | €745k |
| Financial fixed assets | 28 | €10k | - | - | - |
| Current assets | 29/58 | €347k | €86k | €398k | €334k |
| Amounts receivable within one year | 40/41 | €322k | €48k | €103k | €73k |
| Investments | 50/53 | - | - | €249k | €249k |
| Cash & bank | 54/58 | €24k | €38k | €44k | €10k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.33M | €1.02M | €1.17M | €1.08M |
| Equity | 10/15 | €548k | €466k | €409k | €343k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k |
| Reserves | 13 | €529k | €447k | €390k | €324k |
| Amounts payable | 17/49 | €778k | €550k | €758k | €737k |
| Amounts payable after one year | 17 | €641k | €471k | €670k | €677k |
| Amounts payable within one year | 42/48 | €135k | €72k | €82k | €56k |
| Trade debts payable within one year | 44 | €32k | €269 | €22k | €7k |
| Income statement | |||||
| Gross operating margin | 9900 | €151k | €120k | €127k | €223k |
| Operating result | 9901 | €101k | €77k | €91k | €136k |
| Financial income | 75 | €10k | €9k | €2k | €8k |
| Financial charges | 65 | €8k | €13k | €13k | €12k |
| Result before taxes | 9903 | €103k | €73k | €80k | €132k |
| Income taxes | 67/77 | €21k | €16k | €14k | €31k |
| Net result for the period | 9904 | €82k | €57k | €66k | €101k |
| Result to be appropriated | 9905 | €82k | €57k | €66k | €101k |
Legal Structure
| NACE primary | Business and other management consultancy(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 05-12-2014 |
| Status | Active |
| Postal code | 8880 |
Establishment units
D-DESIGN BVBA
since 20142.239.940.331
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36018B0873/00N000 | Flanders | 4,676 m² | 1 · 2,016 m² | - |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2025
26-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 2.57
Current ratio from 1.20 to 2.57.
30-06
Financial
Equity above €500kEq €548k ▲17.5%
4 profitable years in a row build equity to €548k.
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €57k ▼13.7%
Net result drops to €57k, the lowest in the series; recovery starts the following year.
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Business and other management consultancy70200Business consulting70220Non-specialised wholesale trade46900Retail sale of other household articles47559Retail trade47599Holdings64200Activities of holding companies64210Activities of head offices; management consultancy activities70210Public relations and communication consultancy73300
Names & trade names
| Legal nameNL | D-DESIGN |
| Trade nameNL | D-DESIGN |
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