D. DE DYCKER
ActiveD. DE DYCKER has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €712k and a net result of €279k. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 70% of 7921 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 3.02 against 8.32 in 2024), and 35.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.6%
Return on assets
25.3%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
26 d late
2023
30 d late
2022
30 d late
2021
26 d late
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€712k▲ 64.2%
2024 · €434k
2018: €185k
2019: €197k
2020: €234k
2021: €270k
2022: €306k
2023: €319k
2024: €434k
2018 → 2025
Total assets
€1.10M▲ 91.7%
2024 · €575k
2018: €308k
2019: €321k
2020: €482k
2021: €442k
2022: €447k
2023: €461k
2024: €575k
2018 → 2025
Net result
€279k▲ 142%
2024 · €115k
2018: €36k
2019: €12k
2020: €32k
2021: €36k
2022: €35k
2023: €13k
2024: €115k
2018 → 2025
Working capital
€599k▲ 68.9%
2024 · €354k
2018: €224k
2019: €229k
2020: €209k
2021: €240k
2022: €262k
2023: €248k
2024: €354k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€270k-€306k▲ 13.1%€319k▲ 4.2%€434k▲ 36.2%€712k▲ 64.2%
Operating result€48k-€55k▲ 13.3%€41k▼ 24.7%€137k▲ 232%€412k▲ 200%
Net result€36k-€35k▼ 2.1%€13k▼ 63.8%€115k▲ 799%€279k▲ 142%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 200% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.10M
Fixed assets
€208k▲ 20.7%
Current assets
€894k▲ 122%
Equity and liabilities €1.10M
Equity
€712k▲ 64.2%
Debt
€390k▲ 176%
The debt ratio rises from 24.6% to 35.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€432k▲
2024 · €156k
Cash flow
€299k▲
2024 · €134k
Solvency
64.6%▼
2024 · 75.4%
Current ratio
3.02▼
2024 · 8.32
Quick ratio
1.80▼
2024 · 4.00
Debt / equity
0.55▲
2024 · 0.33
ROE
39.1%▲
2024 · 26.6%
ROA
25.3%▲
2024 · 20.0%
Interest coverage
115.23▲
2024 · 47.13
Debt
€390k▲
2024 · €141k
Debt ≤ 1 year
€296k▲
2024 · €48k
Debt > 1 year
€94k▲
2024 · €93k
Income taxes
€129k▲
2024 · €19k
Staff costs
€7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€575k€1.10M▲
Fixed assets21/28€172k€208k▲
Intangible fixed assets21-€4k
Tangible fixed assets22/27€172k€204k▲
Land and buildings22€142k€135k▼
Furniture and vehicles24€5k€51k▲
Leasing and similar rights25€5k€4k▼
Other tangible fixed assets26€21k€15k▼
Current assets29/58€403k€894k▲
Stocks and contracts in progress3€209k€362k▲
Stocks30/36€209k€362k▲
Amounts receivable within one year40/41€8k€264k▲
Trade receivables40€6k€263k▲
Other amounts receivable41€3k€923▼
Current investments50/53€18k€18k=
Cash at bank and in hand54/58€167k€250k▲
Equity and liabilities
Total equity and liabilities10/49€575k€1.10M▲
Equity10/15€434k€712k▲
Contributions10/11€120k€120k=
Reserves13€94k€372k▲
Non-distributable reserves130/1€12k€12k=
Reserves not available under the articles1311€12k€12k=
Distributable reserves133€82k€360k▲
Profit (loss) carried forward14€220k€220k=
Amounts payable17/49€141k€390k▲
Amounts payable after more than one year17€93k€94k▲
Financial debts170/4€93k€94k▲
Amounts payable within one year42/48€48k€296k▲
Current portion of amounts payable after more than one year42€19k€42k▲
Trade debts44€8k€145k▲
Suppliers440/4€8k€145k▲
Taxes, remuneration and social security45€19k€108k▲
Taxes450/3€19k€108k▲
Remuneration and social security454/9-€779
Other amounts payable47/48€2k€351▼
Income statement
Code20242025
Remuneration, social security and pensions62-€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€20k▲
Other operating charges640/8€3k€5k▲
Gross operating margin9900€159k€444k▲
Operating profit (loss)9901€137k€412k▲
Financial income75/76B€350€36▼
Recurring financial income75€350€36▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€134k€408k▲
Income taxes67/77€19k€129k▲
Profit (loss) for the period9904€115k€279k▲
Profit (loss) for the period to be appropriated9905€115k€279k▲
Appropriation of the result
Profit (loss) to be appropriated9906€220k€499k▲
Profit (loss) brought forward from the previous period14P€105k€220k▲
Transfer to equity691/2-€279k
To other reserves6921-€279k
Social balance
Average headcount (FTE)9087-0.2
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €279k ▲142%
Operating result €412k, net result €279k, both a record.
31-12
Financial
Equity above €500kEq €712k ▲64.2%
8 profitable years in a row build equity to €712k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 7.56
Current ratio from 3.19 to 7.56; short-term debt falls from €96k to €37k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Equity above €200kEq €234k ▲18.6%
3 profitable years in a row build equity to €234k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €12k ▼66%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
05-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thuin · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Anderlues(THN) 86530 ThuinGround area
2,552 m²
Building footprint
200 m²
Parcel 56078A0540/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
D.D.D.
since 20042.143.104.439
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56078A0540/00L000 | Wallonia | 2,552 m² | 1 · 200 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MATTHYS-CONSTRUCT
BE 0472.257.960
Lo-Reninge · Eq €712k
MAJEREL
BE 0887.685.008
Court-Saint-Etienne · Eq €720k
VANHOUTTEGHEM - DE PINTE
BE 0458.971.039
Nazareth-De Pinte · Eq €726k
LOGGERE METAALWERKEN
BE 0406.037.545
Hoogstraten · Eq €698k
WIRE AND STEEL TRADING
BE 0457.308.775
Antwerpen · Eq €694k
Of 732 companies in sector 46820 we hold annual accounts for 387. 278 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2004
Fiscal year end31-12
Activities, NACEBEL
46820Wholesale trade
52610
46480Wholesale trade
47120Other non-specialised retail sale
47910Retail trade
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.ddd-or.be
E-mail:dedyckerantiques@skynet.be