Financials
- Fiscal year
- 2025
- Total assets
- €1.2m
- Profit
- €49,210
- Solvency
- 60.2%
Total assets▼ 8.0%
Net result
20182025
JOIN US
ActiveSummary
JOIN US has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €727,673 and a net result of €49,210. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 66% of 8741 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
What they do
Wholesale trade
NACE 46820Wholesale of motor vehicle parts and accessories NACE 46720NACE 51520
1 site
How big
€1.2mtotal assets 2025
- Staff
- 0.5 FTE
- Equity
- €727,673
- Profit
- €49,210
Turnover not published (abridged schema)
Who decides
Accounts filed 41 d late0 of 4 deeds read
Why 88- Latest accounts 41 days late; 3 of the last 3 late+ Founded in 1995+ Size: 0.5 FTE, total assets €1.2m+ Equity €727,673 (60.2% of total assets)Show the evidence
Checked score
Score 2025
88
/ 100
Excellent
Probability in this band: under 0.55%
Better than 53% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
85+8
equity 60.2% of total assets
Liquidity
39-8
short-term debt 39.4% · cash 6.3%
Profitability
66+14
return on assets 4.1%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Latest accounts 41 days late; 3 of the last 3 late raises the probability
- Founded in 1995 lowers the probability for this profile
- Size: 0.5 FTE, total assets €1.2m lowers the probability for this profile
- Equity €727,673 (60.2% of total assets) lowers the probability
Credit up to €60,000 at 30 days acceptable
Liquidity ample (current ratio 2.14 against 1.78 in 2024; short-term debt: 39.4% and cash: 6.3% of total assets), and 39.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 66%, liquidity 37%, profitability 48%, growth against the median 59%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
41 d late
2024
68 d late
2023
76 d late
2022
70 d late
2021
73 d late
2020
39 d late
2019
42 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 58 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Annual accounts filedfiscal year 2023 · abbreviated…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 31-07-2027
- 10-09-2026Annual accounts filed
- 07-10-2025Annual accounts filed
- 15-10-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale tradeNACE 46820
- Founded
- 11-01-1995
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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