D&D VDS
D&D VDS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €205k and a net result of €112k. Equity is growing by ~37.4% per year across the filed fiscal years. Its solvency ranks better than 18% of 3139 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €205k |
| Net result | €112k |
| Better than sector | 18% |
| Active | 5 yrs |
Mixed profile: strong on profitability, weaker on health.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 11.6% | 52.5% | |
| Net result | €112k | €32k | |
| Equity | €205k | €75k | |
| Gross operating margin | €78k | €52k | |
| Total assets | €1.77M | €192k |
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €112k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €5k |
| Dividends | - |
| Total assets | €1.77M |
| Equity | €205k |
| Debt | €1.56M |
| of which ≤ 1y | €317k |
| of which > 1y | €1.24M |
| Working capital | n/a |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 11.6% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 6.3% |
| ROE | 54.5% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.77M |
| Fixed assets | 21/28 | €1.59M |
| Tangible fixed assets | 22/27 | €2k |
| Financial fixed assets | 28 | €1.59M |
| Current assets | 29/58 | €174k |
| Stocks & contracts in progress | 3 | €7k |
| Amounts receivable within one year | 40/41 | €166k |
| Cash & bank | 54/58 | €389 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.77M |
| Equity | 10/15 | €205k |
| Contributions / capital | 10/11 | €45k |
| Reserves | 13 | €160k |
| Amounts payable | 17/49 | €1.56M |
| Amounts payable after one year | 17 | €1.24M |
| Amounts payable within one year | 42/48 | €317k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €78k |
| Operating result | 9901 | €76k |
| Financial income | 75 | €100k |
| Financial charges | 65 | €60k |
| Result before taxes | 9903 | €116k |
| Income taxes | 67/77 | €5k |
| Net result for the period | 9904 | €112k |
| Result to be appropriated | 9905 | €112k |
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 14-01-2021 |
| Status | Active |
| Postal code | 8020 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31037B0143/00G000 | Flanders | 4,041 m² | 1 · 1,667 m² | 9.9 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
27-02-2026 4 directors appointed
- Frédéric Vander Stichele, Bestuurder
- BV Lievens Accountancy Services, Dagelijks bestuur
- BV Lievens Accountancy Services, Dagelijks bestuur
- BV Lievens Accountancy Services, Dagelijks bestuur
Technical details
{
"events": [
{
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"role": "bestuurder",
"person": {
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"name": "Fr\u00E9d\u00E9ric Vander Stichele",
"address": null,
"birth_date": null,
"profession": null,
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},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": false,
"effective_date": "2024-11-25",
"evidence_quote": "Uit de notulen van de bijzondere algemene vergadering d.d. 25 november 2024 blijkt dat de vergadering de heer Fr\u00E9d\u00E9ric Vander Stichele benoemt tot bestuurder van de vennootschap voor een onbepaalde duur vanaf 25 november 2024.",
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{
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"evidence_quote": "Gelet op het voorgaande, besluit de vergadering om over te gaan tot het verlenen van een bijzondere volmacht aan BV Lievens Accountancy Services",
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{
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"kbo": "0449.630.533",
"name": "BV Lievens Accountancy Services",
"address": "Wittemolenstraat 47, 8200 Brugge",
"country": "BE",
"legal_form": "BV"
},
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"evidence_quote": "besluit de vergadering om over te gaan tot het verlenen van een bijzondere volmacht aan BV Lievens Accountancy Services, met zetel te 8200 Brugge, Wittemolenstraat 47 en met ondernemingsnummer 0449.630.533, vertegenwoordigd door haar bestuurder Dries Bertrem",
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{
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"via_org": {
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"name": "BV Lievens Accountancy Services",
"address": "Wittemolenstraat 47, 8200 Brugge",
"country": "BE",
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},
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "meer algemeen aan alle medewerkers, elk van hen alleen handelend en met recht van indeplaatsstelling, om alle handelingen te stellen die noodzakelijk of nuttig zijn voor de vervulling van de formaliteiten",
"decharge_status": null,
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{
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"via_org": {
"kbo": "0449.630.533",
"name": "BV Lievens Accountancy Services",
"address": "Wittemolenstraat 47, 8200 Brugge",
"country": "BE",
"legal_form": "BV"
},
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "met inbegrip van, maar niet beperkt tot) het opstellen en ondertekenen van alle nodige documenten en formulieren met het oog op (i) de neerlegging van deze besluiten ter griffie van de bevoegde ondememingsrechtbank, (ii) de publicatie in de Bijlagen bij het Belgisch Staatsblad en (iii) desgevallend,",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
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}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Luik",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2026-02-27",
"filing_date": "2026-02-19",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "bijzondere_algemene_vergadering",
"date": "2024-11-25",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0761.596.389",
"name_full": "D\u0026D VDS",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "org",
"org_kbo": "0449.630.533",
"org_name": "BV Lievens Accountancy Services",
"person_name": null,
"org_rep_person_name": "Dries Bertrem",
"person_role_at_subject": null
},
"co_filed_documents": [],
"corrected_publication_numac": null
}18-01-2021 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "8020 Waardamme, Kortrijksestraat 356",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
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"kind": "natural_person",
"person": {
"dob": null,
"name": "VANDER STICHELE Anthony",
"niss": null,
"address": "8301 Knokke-Heist (Heist-aan-Zee), Jozef Nellenslaan 107 bus 0014"
},
"share_class": "naam",
"partner_role": null,
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"contribution_type": "cash",
"amount_paid_in_eur": 22500,
"holder_person_name": "VANDER STICHELE Anthony",
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"n_shares_subscribed": 3000,
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"name": "VANDER STICHELE Fr\u00E9d\u00E9ric",
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"address": "9880 Aalter, Bellemstraat 39 1B"
},
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}
],
"capital_eur": 45000,
"subject_company": {
"kbo": "0761.596.389",
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"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2021-01-14",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | D&D VDS |