Skip to content
Checked.be
Complete company report
Generated 13-07-2026
Active BE 0802.958.674Private limited company

D&D SERVICES

Route d'Ath(J) 261 ·7050 Jurbise, Belgium· 3 yrs active
Sector: General cleaning of buildings (81210)
Conclusion Checked

The computed 12-month bankruptcy probability of D&D SERVICES is 2.6% (moderate). The 2025 annual accounts show equity of €56k and a net result of €34k. Its solvency ranks better than 53% of 493 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €56k
Net result €34k
Better than sector 53%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health89Profitability100Solvency72Growth78Stability94
87 / 100

Exceptional profile, strong across almost every axis.

Health 89
Profitability 100
Solvency 72
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.6% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
89 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 30-04-2026 with the NBB · fiscal year 2025 · volledig
€0€20k€40kOperating result 2024: €23k€23kNet result 2024: €16k€16kOperating result 2025: €47k€47kNet result 2025: €34k€34k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 81, Cleaning & landscape services · compared across all schema types (micro, abbreviated and full combined)
Metric This company Sector median Position in the sector
Solvency 40.0% 38.4%
better than 53% of 493 sector peers
Net result €34k €13k
better than 72% of 490 sector peers
Equity €56k €42k
better than 58% of 493 sector peers
Gross operating margin €56k €55k
better than 51% of 489 sector peers
Staff costs €1k €49k
higher than 10% of 237 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€54k
+60.3% +82% vs sector
Net profit
€34k
+110.0% +67% vs sector
Cash flow
€41k
+50.2% +75% vs sector
Total assets
€141k
+66.7% -27% vs sector
Equity
€56k
+153.5% -15% vs sector
Working capital
€39k
- +64% vs sector
Staff costs
€1k
- -98% vs sector
Income taxes
€13k
+104.5% far above sector median
Debt
€85k
+35.8% -27% vs sector
Debt ≤ 1y
€85k
+35.8% +11% vs sector
Current ratio
1.45
+52.3% -21% vs sector
Quick ratio
1.45
+52.3% -21% vs sector
Solvency
40.0%
+52.0% ≈ vs sector
Debt / equity
1.50
-46.4% ≈ vs sector
ROE
60.5%
-17.1% +106% vs sector
ROA
24.2%
+26.0% +106% vs sector
Interest coverage
883.94
+13.7% far above sector median
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€54k
Net profit€34k
Cash flow€41k
Staff costs€1k
Income taxes€13k
Dividends-
Total assets€141k
Equity€56k
Debt€85k
of which ≤ 1y€85k
of which > 1y-
Working capital€39k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.45
Quick ratio1.45
Working capital ratio27.3%
Solvency40.0%
Debt / equity1.50
Long-term debt ratio-
Interest coverage883.94
Gross margin-
Net margin-
ROA24.2%
ROE60.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€141k
Fixed assets 21/28€18k
Tangible fixed assets 22/27€18k
Financial fixed assets 28€120
Current assets 29/58€123k
Amounts receivable within one year 40/41€16k
Cash & bank 54/58€107k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€141k
Equity 10/15€56k
Contributions / capital 10/11€6k
Reserves 13€50k
Amounts payable 17/49€85k
Amounts payable within one year 42/48€85k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€56k
Operating result 9901€47k
Financial income 75€7
Financial charges 65€62
Result before taxes 9903€47k
Income taxes 67/77€13k
Net result for the period 9904€34k
Result to be appropriated 9905€34k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary General cleaning of buildings(81210)
Legal form Private limited company(610)
Incorporation21-06-2023
StatusActive
Postal code7050
Establishment units 1 location
Route d'Ath(J) 261, 7050 Jurbise
Isolatiewerkzaamheden
since 20232.346.495.722
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53044B0632/00C003 Wallonia 509 m² 1 · 144 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
30-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
2025
26-11-2025
State Gazette act Capital & shares
v3.2
17-05-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2023
23-06-2023
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
Capital history · 1
26-11-2025
v3.2
All acts · 2 updated 7 months ago
2025
26-11-2025 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "amount": null,
      "currency": null,
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "amount_type": "onbekend",
      "effective_date": "2025-10-24",
      "evidence_quote": "Constat de de cession de ses parts \u00E0 M. Thierry Daubie et Mme Sybille Duvivier (50% chacun).",
      "contribution_type": null
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0802.958.674",
    "name_full": "D \u0026 D SERVICES",
    "legal_form": "SRL"
  }
}
2023
23-06-2023 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "7050 Jurbise, Route d\u0027Ath 261",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1964-01-10",
        "name": "DAUBIE Thierry Jean Ghislain Roger",
        "niss": null,
        "address": "7050 Jurbise, Route d\u0027Ath(J) 261"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2000,
      "holder_person_name": "DAUBIE Thierry Jean Ghislain Roger",
      "is_subscriber_only": false,
      "n_shares_subscribed": 200,
      "amount_subscribed_eur": 2000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1986-11-14",
        "name": "DUVIVIER Sybille Lydie",
        "niss": null,
        "address": "7050 Jurbise, Route d\u0027Ath (J) 261"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2000,
      "holder_person_name": "DUVIVIER Sybille Lydie",
      "is_subscriber_only": false,
      "n_shares_subscribed": 200,
      "amount_subscribed_eur": 2000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1986-11-14",
        "name": "DUVIVIER Julie Claudette",
        "niss": null,
        "address": "7332 Saint-Ghislain, Rue Michel Dramaix(S) 14"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2000,
      "holder_person_name": "DUVIVIER Julie Claudette",
      "is_subscriber_only": false,
      "n_shares_subscribed": 200,
      "amount_subscribed_eur": 2000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 6000,
  "subject_company": {
    "kbo": "0802.958.674",
    "name_full": "D\u0026D SERVICES",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2023-06-20",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210Detailhandel in overige sportartikelen47639Detailhandel in sport- en kampeerartikelen in gespecialiseerde winkels47640Overige reiniging van gebouwen; industriële reiniging81220Overige reiniging van gebouwen; industriële reiniging81220Andere reinigingsactiviteiten81230Andere reinigingsactiviteiten81290
Primary activity highlighted.
Names & trade names
Legal nameFR D&D SERVICES
Registered office
Route d'Ath(J) 261
7050 Jurbise, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
RENOVA.LUX BE 0508.955.832 · Schaarbeek
GLOBAL ELITE PACK BE 0536.300.924 · Mons
SYMA CLEAN BE 0439.478.789 · Ganshoren
SCHOONMAAKBEDRIJF BOSMANS BE 0434.783.890 · Turnhout
M.A. BE 0544.977.573 · Beveren-Kruibeke-Zwijndrecht
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative