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D&D Isoltechnics

Active
Public limited companyfounded 2005active for 21 yearsVorstsesteenweg 120, 1601 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0873.909.226
Summary

D&D Isoltechnics has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €607,597 and a net result of -€284,311. Equity has been stable since 2018 (±2.5% per year). Its solvency ranks better than 37% of 2,445 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Official details

Source: KBO
Status
Active since 19-05-2005 Normal situation
Activity
Insulation installation NACE 43230
Establishment unit
2.147.085.595 1601 Sint-Pieters-Leeuw, since 19-05-2005
Financial year end
31 December
Peppol
Reachable since 02-01-2026

Board and ownership

Board
Shareholders
  • H&Y2023 annual accounts of H&Y

Financial position

62 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts 2025
Gross margin
€2.6m
▼ 0.6%
Turnover
≈ €7.0m
estimated
Loss
€284,311
▲ 133%
Equity
€607,597
▼ 31.9%
Total assets
€1.8m
▼ 5.0%
Employees on 31-12-2025
34
▼ 19.0%
Net result -133%: other schema
Score breakdownraises riskLoss of €284,311, the second in a row (financial year 2025)Sector: Specialised construction activities (NACE 43)Size: 40.9 FTE, total assets €1.8mlowers riskLegal form: public limited companyShow the evidence

Checked score

Score 2025
62 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 18% of small companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 58-14
equity 33.5% of total assets
Liquidity 28-26
short-term debt 64.7% · cash 9.7%
Profitability 0-11
return on assets -15.7%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,651 companies, NACE 43, small)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.4%▲ +0.1 percentage points vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.9%▲ +0.4 percentage points vs 07-2025 09-2025: 0.3%▼ -0.6 percentage points vs 08-2025lowest value 10-2025: 0.3%● unchanged vs 09-2025lowest value 11-2025: 0.3%● unchanged vs 10-2025lowest value 12-2025: 0.3%● unchanged vs 11-2025lowest value 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026lowest value 03-2026: 0.3%● unchanged vs 02-2026lowest value 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 1.3%▲ +1.0 percentage point vs 07-2026highest value 09-2026: 1.3%● unchanged vs 08-2026highest value 10-2026: 1.3%● unchanged vs 09-2026highest value 11-2026: 1.3%● unchanged vs 10-2026highest value
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.38 (1.67 in 2024), below the usual 1.5. Short-term debt is 64.7% and cash 9.7% of total assets. 66.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small). It does better than 43% of them on solvency, 21% on liquidity, 2% on profitability and 8% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €284,311, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Size: 40.9 FTE, total assets €1.8m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Legal form: public limited company
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€284,311
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 days early
2024
13 days late
2023
16 days early
2022
2 days early
2021
on the day
2020
1 day early
2019
53 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025different schema filed ▼ 133% View
  • Caution: Lower net result than 95% of companies in specialised constructionsector median €42,866 · 2,446 companies -€284,311 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€284,311 View

Recent changes

  1. · Gazette deed 2 directors resigning, 2 directors reappointedResignations: Yves Desmet (director) and Hilde Van Wassenhove (director) · Reappointments: Yves Desmet (director) and Hilde Van Wassenhove (director) · Director discharge: Yves Desmet
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as D&D Isoltechnics: insulation installation (NACE 43230). They are comparable in size and age: total assets between €1.4m and €5.2m, founded between 1989 and 2011.

CompanyTotal assetsGross margin
D&D Isoltechnics Sint-Pieters-Leeuw€1.8m€2.6m
ISOLUTION Namur€2.2m€2.7m
KDS Consult Beveren-Kruibeke-Zwijndrecht€2.3m€2.5m
Mordant Menuiserie Charleroi€2.5m€2.2m
INDUSTRIAL COMPANY OF TECHNICAL SOLUTIONS Saint-Ghislain€5.2m€2.9m
ISOPANEL Temse€4.6m€2.2m
Fyxt Waregem€1.4m€1.6m
Full comparison

Key facts about D&D Isoltechnics

What is the company number of D&D Isoltechnics?
The company number of D&D Isoltechnics is 0873.909.226. The VAT number is the same number with BE in front: BE 0873.909.226.
Where is D&D Isoltechnics based?
The registered office is at Vorstsesteenweg 120, 1601 Sint-Pieters-Leeuw.Company details
What does D&D Isoltechnics do?
According to the KBO register, the main activity is insulation installation (NACE 43230).
What is the legal form of D&D Isoltechnics?
The legal form of D&D Isoltechnics is Public limited company (NV).
When was D&D Isoltechnics founded?
D&D Isoltechnics was founded on 19-05-2005.
Is D&D Isoltechnics still active?
Yes, D&D Isoltechnics is an active enterprise in the KBO register.
How many employees does D&D Isoltechnics have?
D&D Isoltechnics had an average of 40.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of D&D Isoltechnics?
The turnover in financial year 2025 is ≈ €7.0m. This figure is estimated from the gross margin of €2.6m and 31 comparable companies (NACE 432). It probably lies between €5.5m and €8.7m.
Is D&D Isoltechnics profitable?
In financial year 2025, D&D Isoltechnics made a loss of €284,311.
Where can I find the annual accounts of D&D Isoltechnics?
D&D Isoltechnics filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of D&D Isoltechnics due?
D&D Isoltechnics must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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