D&D GENVAL
ActiveD&D GENVAL has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €20k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 50% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+20
Solvency59▼-10
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.73 in 2024; short-term debt: 65.6% and cash: 22.9% of total assets), but 65.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.4%
Return on assets
19.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
50 d early
2023
8 d early
2022
5 d early
2021
4 d late
2020
5 d early
2019
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k=
2024 · €35k
2018: €19k
2019: €19k
2020: €28k
2021: €35k
2022: €35k
2023: €35k
2024: €35k
2018 → 2025
Total assets
€103k▲ 29.2%
2024 · €80k
2018: €107k
2019: €87k
2020: €79k
2021: €101k
2022: €90k
2023: €91k
2024: €80k
2018 → 2025
Net result
€20k▲ 460%
2024 · €4k
2018: €56k
2019: €18k
2020: €41k
2021: €47k
2022: €26k
2023: €27k
2024: €4k
2018 → 2025
Working capital
€35k▲ 8.7%
2024 · €32k
2018: €-25k
2019: €-15k
2020: €3k
2021: €15k
2022: €18k
2023: €25k
2024: €32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€35k▲ 0.4%€35k▲ 0.3%€35k▲ 0.1%€35k=
Operating result€49k-€28k▼ 42.0%€29k▲ 2.9%€6k▼ 80.1%€23k▲ 295%
Net result€47k-€26k▼ 44.5%€27k▲ 3.7%€4k▼ 86.6%€20k▲ 460%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 295% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103k
Fixed assets
€315▼ 89.8%
Current assets
€103k▲ 34.0%
Equity and liabilities €103k
Equity
€35k=
Debt
€68k▲ 52.4%
The debt ratio rises from 55.6% to 65.6%. Debt is higher.
Key figures and ratios
EBITDA
€26k▲
2024 · €13k
Cash flow
€23k▲
2024 · €11k
Solvency
34.4%▼
2024 · 44.4%
Current ratio
1.52▼
2024 · 1.73
Quick ratio
0.63▲
2024 · 0.49
Debt / equity
1.91▲
2024 · 1.25
ROE
57.7%▲
2024 · 10.3%
ROA
19.8%▲
2024 · 4.6%
Interest coverage
11.16▲
2024 · 8.19
Debt
€68k▲
2024 · €44k
Debt ≤ 1 year
€68k▲
2024 · €44k
Income taxes
€382▼
2024 · €560
Staff costs
€112k▲
2024 · €105k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€103k▲
Fixed assets21/28€3k€315▼
Tangible fixed assets22/27€3k€165▼
Plant, machinery and equipment23€3k€92▼
Other tangible fixed assets26€321€73▼
Financial fixed assets28€150€150=
Current assets29/58€77k€103k▲
Stocks and contracts in progress3€55k€60k▲
Stocks30/36€55k€60k▲
Amounts receivable within one year40/41€160€12k▲
Trade receivables40-€12k
Other amounts receivable41€160€126▼
Cash at bank and in hand54/58€10k€24k▲
Deferred charges and accrued income490/1€11k€7k▼
Equity and liabilities
Total equity and liabilities10/49€80k€103k▲
Equity10/15€35k€35k=
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€27k€27k▲
Amounts payable17/49€44k€68k▲
Amounts payable within one year42/48€44k€68k▲
Trade debts44€15k€18k▲
Suppliers440/4€15k€18k▲
Taxes, remuneration and social security45€25k€29k▲
Taxes450/3€13k€15k▲
Remuneration and social security454/9€12k€14k▲
Other amounts payable47/48€4k€21k▲
Income statement
Code20242025
Remuneration, social security and pensions62€105k€112k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€3k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€121k€140k▲
Operating profit (loss)9901€6k€23k▲
Financial income75/76B€31€277▲
Recurring financial income75€31€277▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€4k€21k▲
Income taxes67/77€560€382▼
Profit (loss) for the period9904€4k€20k▲
Profit (loss) for the period to be appropriated9905€4k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€48k▲
Profit (loss) brought forward from the previous period14P€27k€27k▲
Profit to be distributed694/7€4k€20k▲
Directors or managers695€4k€20k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €4k ▼86.6%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Ateliers 181332 RixensartGround area
1.9 ha
Building footprint
2,505 m²
Volume, LiDAR
543 m³
2 parcels, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Rue des Ateliers 18, 1332 Rixensart
since 20162.252.083.147
D&D
since 20172.264.028.993
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25083F0064/00B000 | Wallonia | 1.2 ha | 1 · 119 m² | 7.3 m · 2 fl. |
| 25033B0525/00D004 | Wallonia | 7,574 m² | 1 · 2,386 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,245 companies in sector 47789 we hold annual accounts for 1,020. 725 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2016
Fiscal year end31-12
Activities, NACEBEL
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.