LUC MORTIER
ActiveLUC MORTIER has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 41% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-38
Solvency49▲+9
Growth58=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.04 in 2024; short-term debt: 76.4% and cash: 7.2% of total assets), and 76.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.6%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 d early
2024
22 d late
2023
30 d late
2022
14 d early
2021
8 d late
2020
223 d late
2019
301 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k▼ 96.7%
2024 · €89k
2018: €-17k
2019: €22k
2020: €-15k
2021: €-57k
2022: €-24k
2023: €-38k
2024: €89k
2018 → 2025
Working capital
€16k▲ 200%
2024 · €5k
2018: €49k
2019: €60k
2020: €23k
2021: €-50k
2022: €-48k
2023: €-76k
2024: €5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-12k-€-24k▼ 95.8%€-62k▼ 162%€27k€29k▲ 11.0%
Operating result€-32k-€-18k▲ 43.2%€-35k▼ 93.6%€96k€10k▼ 89.5%
Net result€-57k-€-24k▲ 58.2%€-38k▼ 60.1%€89k€3k▼ 96.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 90% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€13k▼ 36.8%
Current assets
€111k▼ 26.3%
Equity and liabilities €124k
Equity
€29k▲ 11.0%
Debt
€95k▼ 34.6%
The debt ratio falls from 84.6% to 76.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18k▼
2024 · €105k
Cash flow
€11k▼
2024 · €98k
Solvency
23.6%▲
2024 · 15.4%
Current ratio
1.17▲
2024 · 1.04
Quick ratio
1.08▲
2024 · 0.96
Debt / equity
3.23▼
2024 · 5.49
ROE
9.9%▼
2024 · 334.7%
ROA
2.3%▼
2024 · 51.6%
Interest coverage
4.79▼
2024 · 21.21
Debt
€95k▼
2024 · €145k
Debt ≤ 1 year
€95k▼
2024 · €145k
Income taxes
€3k▲
2024 · €2k
Staff costs
€63k▲
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€172k€124k▼
Fixed assets21/28€21k€13k▼
Tangible fixed assets22/27€21k€13k▼
Furniture and vehicles24€21k€13k▼
Current assets29/58€151k€111k▼
Stocks and contracts in progress3€11k€9k▼
Stocks30/36€11k€9k▼
Amounts receivable within one year40/41€88k€91k▲
Trade receivables40€87k€90k▲
Other amounts receivable41€813€972▲
Cash at bank and in hand54/58€50k€9k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€172k€124k▼
Equity10/15€27k€29k▲
Contributions10/11€19k€19k=
Reserves13€27k€27k=
Distributable reserves133€27k€27k=
Profit (loss) carried forward14€-19k€-16k▲
Amounts payable17/49€145k€95k▼
Amounts payable within one year42/48€145k€95k▼
Trade debts44€28k€18k▼
Suppliers440/4€28k€18k▼
Advances received on contracts in progress46€9k€9k=
Taxes, remuneration and social security45€29k€17k▼
Taxes450/3€14k€6k▼
Remuneration and social security454/9€15k€12k▼
Other amounts payable47/48€80k€51k▼
Income statement
Code20242025
Non-recurring operating income76A€1k€25k▲
Remuneration, social security and pensions62€55k€63k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k€0▼
Other operating charges640/8€8k€2k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€174k€83k▼
Operating profit (loss)9901€96k€10k▼
Financial income75/76B€248€94▼
Recurring financial income75€248€94▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€91k€6k▼
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€89k€3k▼
Profit (loss) for the period to be appropriated9905€89k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-16k▲
Profit (loss) brought forward from the previous period14P€-108k€-19k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Back to profitnet €89k
Net result €89k after 4 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
11-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 223 days late
2021
31-12
Financial
Weakest financial yearnet €-57k
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 301 days late
2020
08-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 405 days late
2019
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
08-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 220 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ellezelles · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Camp et Haie 457890 EllezellesGround area
2,245 m²
Building footprint
201 m²
Volume, LiDAR
195 m³
2 parcels, Wallonia · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
LUC MORTIER
since 20172.266.203.773
Luc Mortier srl
since 20212.318.374.729
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51017E0935/00K000 | Wallonia | 1,123 m² | 1 · 55 m² | 5.3 m · 1 fl. |
| 51018A0877/00H000 | Wallonia | 1,122 m² | 1 · 146 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,245 companies in sector 47789 we hold annual accounts for 1,020. 701 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2016
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
47789Other retail sale of new goods
33120Repair and maintenance of machinery
33140Repair and maintenance of electrical equipment
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.