D. CONSTRUCT
ActiveD. CONSTRUCT has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €3k. Equity is shrinking by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 20% of 7391 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+76
Solvency38▲+3
Growth38=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 7391 sector peers (2025).
NBB · sector comparisonPosition among 7391 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
56 d early
2023
28 d late
2022
31 d late
2021
60 d early
2020
29 d late
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€213k▲ 1.9%
2020 · €209k
2018: €185k
2019: €233k
2020: €209k
2018 → 2021
EBIT margin
-6.1%▼ 0.3pp
2020 · -5.8%
2018: 2.6%
2019: 2.7%
2020: -5.8%
2018 → 2021
Net result
€3k
2024 · €-18k
2018: €4k
2019: €4k
2020: €-12k
2021: €-13k
2022: €8k
2023: €9k
2024: €-18k
2018 → 2025
Working capital
€4k
2024 · €-172
2018: €13k
2019: €18k
2020: €9k
2021: €6k
2022: €11k
2023: €-11k
2024: €-172
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€213k-
Equity€5k-€13k▲ 182%€21k▲ 68.4%€4k▼ 82.6%€7k▲ 91.5%
Operating result€-13k-€9k€12k▲ 38.2%€-18k€4k
Net result€-13k-€8k€9k▲ 5.9%€-18k€3k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €18k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€3k▼ 31.0%
Current assets
€53k▲ 49.9%
Equity and liabilities €55k
Equity
€7k▲ 91.5%
Debt
€48k▲ 36.6%
The debt ratio falls from 90.4% to 87.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€5k▲
2024 · €-14k
Cash flow
€5k▲
2024 · €-14k
Solvency
12.9%▲
2024 · 9.6%
Current ratio
1.09▲
2024 · 1.00
Quick ratio
0.71▲
2024 · 0.58
Debt / equity
6.74▼
2024 · 9.45
ROE
47.8%▲
2024 · -474.8%
ROA
6.2%▲
2024 · -45.4%
Interest coverage
64.49▲
2024 · -127.78
Debt
€48k▲
2024 · €35k
Debt ≤ 1 year
€48k▲
2024 · €35k
Income taxes
€294▲
2024 · €286
Staff costs
€71k▲
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€39k€55k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€932€711▼
Current assets29/58€35k€53k▲
Stocks and contracts in progress3€15k€18k▲
Contracts in progress37€15k€18k▲
Amounts receivable within one year40/41€14k€8k▼
Trade receivables40€12k€7k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€1k€15k▲
Deferred charges and accrued income490/1€6k€11k▲
Equity and liabilities
Total equity and liabilities10/49€39k€55k▲
Equity10/15€4k€7k▲
Contributions10/11€19k€19k=
Reserves13€22k€22k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€6k€6k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€-37k€-33k▲
Amounts payable17/49€35k€48k▲
Amounts payable within one year42/48€35k€48k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€9k€4k▼
Suppliers440/4€9k€4k▼
Taxes, remuneration and social security45€2k€8k▲
Taxes450/3€314€2k▲
Remuneration and social security454/9€1k€6k▲
Other amounts payable47/48€25k€36k▲
Income statement
Code20242025
Non-recurring operating income76A€2k€0▼
Remuneration, social security and pensions62€45k€71k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€1k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€33k€78k▲
Operating profit (loss)9901€-18k€4k▲
Financial income75/76B€242€11▼
Recurring financial income75€242€11▼
Financial charges65/66B€106€77▼
Recurring financial charges65€106€77▼
Profit (loss) for the period before taxes9903€-17k€4k▲
Income taxes67/77€286€294▲
Profit (loss) for the period9904€-18k€3k▲
Profit (loss) for the period to be appropriated9905€-18k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€-33k▲
Profit (loss) brought forward from the previous period14P€-19k€-37k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-18k ▼303%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Highest result since 2018net €9k ▲5.9%
Operating result €12k, net result €9k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bevrijdingsstraat 212280 GrobbendonkGround area
271 m²
Building footprint
135 m²
Volume, LiDAR
534 m³
Parcel 13010D0015/00H004, Flanders · tallest building 8.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ORG @ IT BVBA
since 19992.090.523.115
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13010D0015/00H004 | Flanders | 271 m² | 1 · 135 m² | 8.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
4 live approvalsMedewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Metselaar (vwo)
Ruwbouw duaal (so)
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 7,922 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-1999
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
74142
43320Joinery installation
43910Bricklaying and masonry work
43994Specialised construction activities
62900Other information technology and computer services
70200Business and other management consultancy
70220Business consulting
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.