D.C.L.M.
D.C.L.M. is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €4k and a net result of €2k. Equity is shrinking by ~72.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 61% of 768 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €4k |
| Net result | €2k |
| Better than sector | 61% |
| Active | 4 yrs |
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 53.4% | 38.7% | |
| Net result | €2k | €28k | |
| Equity | €4k | €63k | |
| Gross operating margin | €5k | €67k | |
| Total assets | €8k | €190k |
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €2k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €1k |
| Dividends | - |
| Total assets | €8k |
| Equity | €4k |
| Debt | €4k |
| of which ≤ 1y | €4k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 53.4% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 21.8% |
| ROE | 40.9% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €8k |
| Fixed assets | 21/28 | €2k |
| Tangible fixed assets | 22/27 | €2k |
| Current assets | 29/58 | €6k |
| Amounts receivable within one year | 40/41 | €312 |
| Cash & bank | 54/58 | €6k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €8k |
| Equity | 10/15 | €4k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €2k |
| Amounts payable | 17/49 | €4k |
| Amounts payable within one year | 42/48 | €4k |
| Trade debts payable within one year | 44 | €349 |
| Income statement | ||
| Gross operating margin | 9900 | €5k |
| Operating result | 9901 | €3k |
| Financial income | 75 | €75 |
| Financial charges | 65 | €155 |
| Result before taxes | 9903 | €3k |
| Income taxes | 67/77 | €1k |
| Net result for the period | 9904 | €2k |
| Result to be appropriated | 9905 | €2k |
| NACE primary | Activiteiten van verzekeringsagenten en -makelaars(66220) |
| Legal form | Private limited company(610) |
| Incorporation | 14-02-2022 |
| Status | Active |
| Postal code | 5060 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92121B0362/00L000 | Wallonia | 610 m² | 1 · 93 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
22-10-2025 Registered office moved from Sambreville to TAMINES
- Avenue des Français 53, 5060 Sambreville → RUE CAPITAINE FERNEMONT 19, 5060 TAMINES
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "TAMINES",
"region": null,
"street": "RUE CAPITAINE FERNEMONT",
"country": "BE",
"postcode": "5060",
"box_number": null,
"street_number": "19"
},
"old_address": {
"city": "Sambreville",
"region": null,
"street": "Avenue des Fran\u00E7ais",
"country": "BE",
"postcode": "5060",
"box_number": null,
"street_number": "53"
},
"effective_date": "2025-06-01",
"evidence_quote": "La soci\u00E9t\u00E9 d\u00E9m\u00E9nage son si\u00E8ge social au 19 RUE CAPITAINE FERNEMONT, 5060 TAMINES, avec prise d\u0027effet au 01/06/2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0781.941.546",
"name_full": "D.C.L.M.",
"legal_form": "SRL"
}
}16-02-2022 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "Avenue des Fran\u00E7ais 53, 5060 Tamines",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1975-01-28",
"name": "Denis Yves Ren\u00E9 MASSET",
"niss": null,
"address": "5060 Tamines (Sambreville), Avenue des Fran\u00E7ais 53"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2500,
"holder_person_name": "Denis Yves Ren\u00E9 MASSET",
"is_subscriber_only": false,
"n_shares_subscribed": 1000,
"amount_subscribed_eur": 2500,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 2500,
"subject_company": {
"kbo": "0781.941.546",
"name_full": "D.C.L.M.",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2022-02-14",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | D.C.L.M. |