D & B
ActiveD & B has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €210k and a net result of €50k. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 37% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
69
/ 100
Healthy▲ +34 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency55▲+11
Growth58=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.73 against 0.69 in 2024), and 60.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.5%
Return on assets
9.4%
Age of the figures
14 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €210k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-02-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
18 d late
2023
6 d late
2022
on the day
2021
1 d late
2020
27 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€210k▲ 31.4%
2024 · €160k
2019: €230k
2020: €243k
2021: €213k
2022: €265k
2023: €163k
2024: €160k
2019 → 2025
Total assets
€532k▲ 8.5%
2024 · €490k
2019: €349k
2020: €348k
2021: €288k
2022: €350k
2023: €344k
2024: €490k
2019 → 2025
Net result
€50k
2024 · €-3k
2019: €-17k
2020: €14k
2021: €-30k
2022: €51k
2023: €15k
2024: €-3k
2019 → 2025
Working capital
€-87k▲ 14.6%
2024 · €-102k
2019: €134k
2020: €167k
2021: €150k
2022: €200k
2023: €102k
2024: €-102k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€213k-€265k▲ 24.0%€163k▼ 38.4%€160k▼ 2.1%€210k▲ 31.4%
Operating result€-28k-€70k€28k▼ 60.1%€493▼ 98.2%€76k▲ 15,349%
Net result€-30k-€51k€15k▼ 70.3%€-3k€50k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 15,349% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €532k
Fixed assets
€301k▲ 12.5%
Current assets
€231k▲ 3.7%
Equity and liabilities €532k
Equity
€210k▲ 31.4%
Debt
€322k▼ 2.5%
The debt ratio falls from 67.4% to 60.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€113k▲
2024 · €31k
Cash flow
€87k▲
2024 · €27k
Solvency
39.5%▲
2024 · 32.6%
Current ratio
0.73▲
2024 · 0.69
Quick ratio
0.73▲
2024 · 0.69
Debt / equity
1.53▼
2024 · 2.07
ROE
23.9%▲
2024 · -2.1%
ROA
9.4%▲
2024 · -0.7%
Interest coverage
827.11▲
2024 · 82.52
Debt
€322k▼
2024 · €331k
Debt ≤ 1 year
€318k▼
2024 · €325k
Income taxes
€27k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€490k€532k▲
Fixed assets21/28€267k€301k▲
Tangible fixed assets22/27€267k€301k▲
Land and buildings22€199k€211k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€66k€88k▲
Current assets29/58€223k€231k▲
Amounts receivable within one year40/41€49k€37k▼
Trade receivables40€42k€37k▼
Other amounts receivable41€8k€726▼
Current investments50/53€119k€40k▼
Cash at bank and in hand54/58€52k€150k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€490k€532k▲
Equity10/15€160k€210k▲
Contributions10/11€91k€91k=
Reserves13€69k€119k▲
Distributable reserves133€69k€119k▲
Amounts payable17/49€331k€322k▼
Amounts payable within one year42/48€325k€318k▼
Trade debts44€4k€8k▲
Suppliers440/4€4k€8k▲
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€10k€8k▼
Other amounts payable47/48€311k€302k▼
Accrued charges and deferred income492/3€6k€4k▼
Income statement
Code20242025
Non-recurring operating income76A€4k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€37k▲
Other operating charges640/8€7k€3k▼
Gross operating margin9900€38k€117k▲
Operating profit (loss)9901€493€76k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€374€137▼
Recurring financial charges65€374€137▼
Profit (loss) for the period before taxes9903€2k€77k▲
Income taxes67/77€5k€27k▲
Profit (loss) for the period9904€-3k€50k▲
Profit (loss) for the period to be appropriated9905€-3k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€50k▲
Transfer from equity791/2€3k-
Transfer to equity691/2-€50k
To other reserves6921-€50k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
30-06
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
30-06
Financial
Equity above €200kEq €210k ▲31.4%
Equity rises from €160k to €210k.
18-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
06-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €51k
Net result €51k after one loss-making year.
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
30-06
Financial
Weakest financial yearnet €-30k ▼318%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
07-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Holdestraat 208570 AnzegemGround area
2,276 m²
Building footprint
166 m²
Volume, LiDAR
937 m³
Parcel 34011A0308/00L000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20062.154.804.916
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34011A0308/00L000 | Flanders | 2,276 m² | 1 · 166 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6488XCEU4R9961AL7733
Similar companies · same sector, comparable size
Catherine JADIN - Notaire Associé
BE 0870.472.159
Liège · Eq €210k
BEECOZ
BE 0753.771.360
Ottignies-Louvain-la-Neuve · Eq €210k
CONEMAR CONSULT
BE 0892.527.088
Schilde · Eq €210k
LOBERG CONSULT
BE 0798.243.187
Lommel · Eq €210k
PLUBO
BE 0867.766.057
Nieuwpoort · Eq €210k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 39,533 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2006
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
46190Agents in non-specialised wholesale trade
74872
82300Organisation of conventions and trade shows
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.