Payment terms
D ART pays its suppliers 27 days later than in 2024.
D ART pays its suppliers 27 days later than in 2024.
Short-term debts fell from €15,614 to €152.
The last five annual accounts were filed 21 to 55 days before the end of the period.
In July 2024, 31,356 companies had the same profile as D ART has now. Each dot stands for 79 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,356 companies, not a prediction for D ART. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
These companies have the same main activity as D ART: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €5,080 and €16,700, founded between 1988 and 2010.
D ART files the micro format. That format states no turnover. The gross margin rose from €2,385 in 2006 to €15,739 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Higher than 95% of 19,803 companies in 2025.
Higher than 95% of 18,977 companies in 2025.
Higher than 95% of 19,446 companies in 2025.
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||||||||
20/58 |
5,976 | 7,511 | 10,168 | 11,981 | 47,458 | 28,599 | 36,853 | 67,805 | 22,850 | 24,391 | 27,244 | 65,026 | 215,137 | 180,418 | 97,420 | 42,331 | 40,723 | 44,385 | 45,259 | 15,400 | |
21/28 |
39 | 39 | 39 | 2,072 | 8,777 | 15,685 | 21,684 | 27,493 | 2,652 | 1,803 | 638 | 4,745 | 10,298 | 15,090 | 19,582 | - | 578 | 743 | 1,203 | 1,203 | |
22/27 |
- | - | - | 2,033 | 8,738 | 15,646 | 21,645 | 27,454 | 2,613 | 1,764 | 599 | 4,706 | 10,298 | 15,090 | 19,582 | - | 578 | 743 | 1,203 | 1,203 | |
23 |
- | - | - | 144 | 1,182 | 2,118 | 2,118 | 1,928 | - | - | - | - | - | - | - | - | - | - | 1,203 | 1,203 | |
24 |
- | - | - | 1,889 | 7,556 | 13,528 | 19,527 | 25,526 | 2,613 | 1,764 | 599 | 4,706 | 10,298 | 15,090 | 19,582 | 0 | 578 | 743 | - | - | |
28 |
39 | 39 | 39 | 39 | 39 | 39 | 39 | 39 | 39 | 39 | 39 | 39 | - | - | - | - | - | - | - | - | |
29/58 |
5,937 | 7,472 | 10,129 | 9,909 | 38,681 | 12,914 | 15,169 | 40,312 | 20,198 | 22,588 | 26,606 | 60,281 | 204,839 | 165,328 | 77,838 | 42,331 | 40,145 | 43,642 | 44,056 | 14,197 | |
3 |
1,000 | 3,350 | 3,350 | 3,350 | 3,350 | 3,350 | 3,350 | 3,350 | 3,350 | 3,350 | 3,350 | 3,350 | 196,902 | 162,240 | 50,973 | 40,850 | 39,538 | 39,538 | 32,139 | - | |
30/36 |
1,000 | 3,350 | 3,350 | 3,350 | 3,350 | 3,350 | 3,350 | 3,350 | 3,350 | 3,350 | 3,350 | 3,350 | 196,902 | 162,240 | 50,973 | 40,850 | 39,538 | 39,538 | 32,139 | - | |
40/41 |
1,548 | - | 338 | 569 | - | 323 | - | 15,489 | 6,661 | 454 | - | 1,001 | 3,982 | 1,109 | - | 252 | 32 | 187 | 2,372 | 14,194 | |
40 |
- | - | - | - | - | - | - | 15,489 | 6,661 | - | - | 1,001 | 2,880 | 17 | - | - | - | - | - | - | |
41 |
1,548 | - | 338 | 569 | - | 323 | - | - | - | 454 | - | - | 1,102 | 1,092 | - | 252 | 32 | 187 | 2,372 | 14,194 | |
54/58 |
2,942 | 3,675 | 5,994 | 5,543 | 34,884 | 8,794 | 11,389 | 21,041 | 9,764 | 18,368 | 22,847 | 55,440 | 3,339 | 1,908 | 26,865 | 1,229 | 575 | 3,917 | 9,545 | 3 | |
490/1 |
447 | 447 | 447 | 447 | 447 | 447 | 430 | 432 | 423 | 416 | 409 | 490 | 616 | 71 | - | - | - | - | - | - | |
| Balance sheet: equity and liabilities | |||||||||||||||||||||
10/49 |
5,976 | 7,511 | 10,168 | 11,981 | 47,458 | 28,599 | 36,853 | 67,805 | 22,850 | 24,391 | 27,244 | 65,026 | 215,137 | 180,418 | 97,420 | 42,331 | 40,723 | 44,385 | 45,259 | 15,400 | |
10/15 |
5,824 | -8,103 | -4,704 | -3,186 | 26,553 | 14,200 | 15,654 | 23,160 | 20,909 | 22,642 | 17,230 | 10,616 | 7,280 | 11,106 | 19,659 | 15,004 | 16,027 | 17,582 | 18,771 | 15,016 | |
10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
10 |
- | 18,600 | 18,600 | - | 18,600 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
100 |
- | 18,600 | 18,600 | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
13 |
391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | |
130/1 |
391 | 391 | 391 | 391 | 391 | 391 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | 391 | |
1311 |
391 | 391 | 391 | 391 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
14 |
-13,167 | -27,094 | -23,695 | -22,177 | 7,562 | -4,791 | -3,337 | 4,169 | 1,918 | 3,651 | -1,761 | -8,375 | -11,711 | -7,885 | 668 | -3,987 | -2,964 | -1,409 | -220 | -3,975 | |
17/49 |
152 | 15,614 | 14,872 | 15,167 | 20,905 | 14,399 | 21,199 | 44,645 | 1,941 | 1,749 | 10,014 | 54,410 | 207,857 | 169,312 | 77,761 | 27,327 | 24,696 | 26,803 | 26,488 | 384 | |
17 |
- | - | - | - | 1,734 | 5,844 | 9,883 | 13,853 | - | - | - | - | - | 3,073 | 5,612 | - | - | - | - | - | |
170/4 |
- | - | - | - | 1,734 | 5,844 | 9,883 | 13,853 | - | - | - | - | - | 3,073 | 5,612 | - | - | - | - | - | |
42/48 |
152 | 15,614 | 14,872 | 15,167 | 19,171 | 8,555 | 11,316 | 30,792 | 1,941 | 1,472 | 10,014 | 54,410 | 207,857 | 166,239 | 72,149 | 27,327 | 24,696 | 26,803 | 26,488 | 384 | |
42 |
- | - | - | 2,091 | 4,467 | 4,039 | 3,970 | 3,902 | - | - | - | 225 | 2,658 | 2,291 | 2,234 | - | - | - | - | - | |
44 |
72 | 58 | 284 | 372 | 3,074 | 675 | 772 | 16,406 | 274 | 272 | 281 | 688 | - | 3,475 | 150 | 150 | 498 | 498 | 200 | 200 | |
440/4 |
72 | 58 | 284 | 372 | 3,074 | 675 | 772 | 16,406 | 274 | 272 | 281 | 688 | 0 | 3,475 | 150 | 150 | 498 | 498 | 200 | 200 | |
45 |
80 | 967 | - | 1,115 | 2,084 | 1,115 | 5,576 | 8,604 | 589 | 1,200 | 187 | 42,453 | - | - | 1,478 | - | - | - | - | 184 | |
450/3 |
80 | 967 | - | 1,115 | 2,084 | 1,115 | 5,576 | 8,604 | 589 | 1,200 | 187 | 42,453 | - | - | 1,478 | - | - | - | - | - | |
454/9 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 184 | |
47/48 |
- | 14,589 | 14,588 | 11,589 | 9,546 | 2,726 | 998 | 1,880 | 1,078 | - | 9,546 | 11,044 | 205,199 | 160,473 | 68,287 | 27,177 | 24,198 | 26,305 | 26,288 | - | |
492/3 |
- | - | - | - | - | - | - | - | - | 277 | - | - | - | - | - | - | - | - | - | - | |
| Income statement | |||||||||||||||||||||
70 |
0 | 24,570 | 41,228 | 101,439 | 92,673 | 60,205 | 187,464 | 101,874 | 36,613 | 50,579 | 114,855 | 56,521 | 29,804 | 4,750 | 65,890 | - | - | - | 5,000 | 7,875 | |
76A |
16,604 | - | - | - | - | - | - | 7,000 | - | - | - | 200,250 | - | - | - | - | 2 | 1,240 | - | 2,166 | |
9900 |
15,739 | 16,245 | 20,026 | 9,197 | 53,263 | 24,045 | 19,163 | 21,052 | 18,621 | 26,941 | 32,468 | 21,404 | 27,464 | 34,246 | 19,760 | -344 | -757 | -671 | 3,943 | 2,385 | |
60/61 |
865 | 8,325 | 21,202 | 92,242 | 39,410 | 36,160 | 168,301 | 80,822 | 17,992 | 23,638 | 82,387 | 35,117 | 2,340 | -29,496 | 46,130 | 344 | 757 | 671 | 1,057 | 5,490 | |
62 |
1,555 | 18,769 | 18,902 | 31,426 | 33,143 | 17,637 | 19,240 | 19,240 | 19,240 | 19,240 | 19,240 | 20,044 | 25,915 | 38,340 | 8,935 | - | - | - | -184 | 3,333 | |
630 |
- | - | 2,033 | 6,705 | 6,908 | 7,032 | 6,053 | 4,615 | 563 | 496 | 4,496 | 4,842 | 4,792 | 4,792 | 4,127 | - | 165 | 1,285 | - | 705 | |
631/4 |
- | - | - | - | - | - | - | - | - | - | 1,001 | - | - | - | - | - | - | - | - | - | |
640/8 |
17 | 634 | 719 | 495 | 579 | 578 | 576 | 608 | 553 | 552 | 603 | 550 | 549 | 179 | 588 | 69 | 415 | 447 | 347 | - | |
66A |
- | - | - | - | - | - | - | - | - | - | - | 192,552 | - | - | - | 578 | 190 | - | - | - | |
9901 |
14,167 | -3,158 | -1,628 | -29,429 | 12,633 | -1,202 | -6,706 | -3,411 | -1,735 | 6,653 | 7,128 | -4,032 | -3,792 | -9,065 | 6,110 | -413 | -1,337 | -2,403 | 3,780 | -1,653 | |
75/76B |
- | - | 110 | - | - | - | - | 7,000 | 27 | - | - | - | - | - | 9 | - | - | - | - | - | |
75 |
- | - | 110 | - | - | - | - | - | 27 | - | - | - | - | - | 9 | - | - | - | - | - | |
76B |
- | - | - | - | - | - | - | 7,000 | - | - | - | - | - | - | - | - | - | - | - | - | |
65/66B |
240 | 241 | - | 310 | 280 | 252 | 314 | 223 | 25 | 41 | 514 | 330 | 34 | 229 | 464 | 32 | 30 | 26 | 25 | 16 | |
65 |
240 | 241 | - | 310 | 280 | 252 | 314 | 223 | 25 | 41 | 514 | 330 | 34 | 229 | 464 | 32 | 30 | 26 | 25 | 16 | |
9903 |
13,927 | -3,399 | -1,518 | -29,739 | 12,353 | -1,454 | -7,020 | 3,366 | -1,733 | 6,612 | 6,614 | 3,336 | -3,826 | -9,294 | 5,655 | -1,023 | -1,555 | -1,189 | 3,755 | 497 | |
67/77 |
- | - | - | - | - | - | 486 | 1,115 | - | 1,200 | - | - | - | -741 | 1,000 | - | - | - | - | - | |
9904 |
13,927 | -3,399 | -1,518 | -29,739 | 12,353 | -1,454 | -7,506 | 2,251 | -1,733 | 5,412 | 6,614 | 3,336 | -3,826 | -8,553 | 4,655 | -1,023 | -1,555 | -1,189 | 3,755 | 497 | |
9905 |
13,927 | -3,399 | -1,518 | -29,739 | 12,353 | -1,454 | -7,506 | 2,251 | -1,733 | 5,412 | 6,614 | 3,336 | -3,826 | -8,553 | 4,655 | -1,023 | -1,555 | -1,189 | 3,755 | 497 | |
| Appropriation of the result | |||||||||||||||||||||
9906 |
-13,167 | -27,094 | -23,695 | -22,177 | 7,562 | -4,791 | -3,337 | 4,169 | 1,918 | 3,651 | -1,761 | -8,375 | -11,711 | -7,885 | 668 | -3,987 | -2,964 | -1,409 | -220 | -3,975 | |
14P |
-27,094 | -23,695 | -22,177 | 7,562 | -4,791 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Social balance sheet | |||||||||||||||||||||
9087 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.4 | |
Hours worked1013 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 688 | |
| Document | |||||||||||||||||||||
The accounts for 10 older financial years (1996-2005) were filed as documents without figures as data, scans for example.
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 19-06-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 19-06-2026 | 2026-00176088 | |
| 31-12-2024 | micro format | 13-06-2025 | 2025-00142066 | |
| 31-12-2023 | micro format | 10-07-2024 | 2024-00229403 | |
| 31-12-2022 | micro format | 06-06-2023 | 2023-00108839 | |
| 31-12-2021 | full format | 15-06-2022 | 2022-20063674 | |
| 31-12-2020 | full format | 18-06-2021 | 2021-21000163 | |
| 31-12-2019 | full format | 08-07-2020 | 2020-27100427 | |
| 31-12-2018 | full format | 12-07-2019 | 2019-31600477 | |
| 31-12-2017 | full format | 15-06-2018 | 2018-19600135 | |
| 31-12-2016 | full format | 26-06-2017 | 2017-21600450 | |
| 31-12-2015 | full format | 01-06-2016 | 2016-14600357 | |
| 31-12-2014 | full format | 23-06-2015 | 2015-19600293 | |
| 31-12-2013 | full format | 11-07-2014 | 2014-28900598 | |
| 31-12-2012 | full format | 29-06-2013 | 2013-25500381 | |
| 31-12-2011 | full format | 25-06-2012 | 2012-19900574 | |
| 31-12-2010 | full format | 04-07-2011 | 2011-25400079 | |
| 31-12-2009 | full format | 30-06-2010 | 2010-23300549 | |
| 31-12-2008 | full format | 20-06-2009 | 2009-25500030 | |
| 31-12-2007 | full format | 08-07-2008 | 2008-37800091 | |
| 31-12-2006 | full format | 16-07-2007 | 2007-41100194 | |
| 31-12-2005 | full format | 26-06-2006 | 2006-32401641 | |
| 31-12-2004 | full format | 15-07-2005 | 2005-50104434 | |
| 31-12-2003 | full format | 08-07-2004 | 2004-42801255 | |
| 31-12-2002 | full format | 14-07-2003 | 2003-44400425 | |
| 31-12-2001 | full format | 05-07-2002 | 2002-34704230 | |
| 31-12-2000 | full format | 09-07-2001 | 2001-35704097 | |
| 31-12-1999 | full format | 05-07-2000 | 2000-37600654 | |
| 31-12-1998 | full format | 02-07-1999 | 1999-29604501 | |
| 31-12-1997 | full format | 01-07-1998 | 1998-27803959 | |
| 31-12-1996 | full format | 30-06-1997 | 1997-24703331 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| - | - | 405 | -22,724 | 19,541 | 5,830 | -653 | 1,204 | -1,172 | 7,149 | 11,624 | 810 | 1,000 | -4,273 | 10,237 | - | -1,172 | -1,118 | - | -948 | ||
| - | - | 515 | -23,034 | 19,261 | 5,578 | -1,453 | 6,866 | -1,170 | 5,908 | 11,110 | 8,178 | 966 | -3,761 | 8,782 | - | -1,390 | 96 | - | 1,202 | ||
| - | - | 0 | 0 | 0 | 1,033 | 244 | 29,456 | 1,412 | 1,661 | 389 | -711 | 0 | 300 | 23,709 | - | 0 | 825 | - | 875 | ||
| -733 | -2,319 | 451 | -29,341 | 26,090 | -2,595 | -9,652 | 11,277 | -8,604 | -4,479 | -32,593 | 52,101 | 1,431 | -24,957 | 25,636 | 654 | -3,342 | -5,628 | 9,542 | - | ||
| 5,785 | -8,142 | -4,743 | -5,258 | 19,510 | 4,359 | 3,853 | 9,520 | 18,257 | 21,116 | 16,592 | 5,871 | -3,018 | -911 | 5,689 | 15,004 | 15,449 | 16,839 | 17,568 | 13,813 | ||
| - | -12.9% | -3.9% | -29.0% | 13.6% | -2.0% | -3.6% | -3.3% | -4.7% | 13.2% | 6.2% | -7.1% | -12.7% | - | 9.3% | - | - | - | 75.6% | -21.0% | ||
| 97.5% | -107.9% | -46.3% | -26.6% | 56.0% | 49.7% | 42.5% | 34.2% | 91.5% | 92.8% | 63.2% | 16.3% | 3.4% | 6.2% | 20.2% | 35.4% | 39.4% | 39.6% | 41.5% | 97.5% | ||
| 39.06 | 0.48 | 0.68 | 0.65 | 2.02 | 1.51 | 1.34 | 1.31 | 10.41 | 15.35 | 2.66 | 1.11 | 0.99 | 0.99 | 1.08 | 1.55 | 1.63 | 1.63 | 1.66 | 36.97 | ||
| 32.48 | 0.26 | 0.46 | 0.43 | 1.84 | 1.12 | 1.04 | 1.20 | 8.68 | 13.07 | 2.32 | 1.05 | 0.04 | 0.02 | 0.37 | 0.05 | 0.02 | 0.15 | 0.45 | 36.97 | ||
| 0.03 | - | - | - | 0.79 | 1.01 | 1.35 | 1.93 | 0.09 | 0.08 | 0.58 | 5.13 | 28.55 | 15.25 | 3.96 | 1.82 | 1.54 | 1.52 | 1.41 | 0.03 | ||
| 239.1% | - | - | - | 46.5% | -10.2% | -47.9% | 9.7% | -8.3% | 23.9% | 38.4% | 31.4% | -52.6% | -77.0% | 23.7% | -6.8% | -9.7% | -6.8% | 20.0% | 3.3% | ||
| 233.0% | -45.3% | -14.9% | -248.2% | 26.0% | -5.1% | -20.4% | 3.3% | -7.6% | 22.2% | 24.3% | 5.1% | -1.8% | -4.7% | 4.8% | -2.4% | -3.8% | -2.7% | 8.3% | 3.2% | ||
| - | - | - | -73.30 | 69.79 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | ||
| - | - | 3 days | 2 days | - | 2 days | - | 55 days | 66 days | 3 days | - | 6 days | 35 days | 1 day | - | - | - | - | 173 days | 658 days | ||
| 30 days | 3 days | 5 days | 1 day | 28 days | 7 days | 2 days | 74 days | 6 days | 4 days | 1 day | 7 days | - | - | 1 day | 159 days | 240 days | 271 days | 69 days | 13 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
The operating result for 2025 is a profit of €14,167, after a loss of €3,158 in 2024. It is the highest result since 2006.
Debt's share of the balance-sheet total is 2.5%.
Source: shareholder structure in its own accounts
D ART has no parent and no holdings in its annual accounts. is the only director.
The network starts from the directors of D ART. Every other company they run is a node.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Chaussée de Ciney 4 registered office 5300 Andenne | ||
| Rue de la Montagne 86 5300 Andenne 41001 General construction of residential buildings | 10-10-1995 | 2.073.385.688 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 92029D0521/00T003 | 1,025 m² | 1 · 90 m² | 10.9 m · 3 |
| 92003H0683/00L002 | 53 m² | 1 · 34 m² | 9.7 m · 3 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0455.740.246
If something looks wrong or is missing, please tell us.