CREAFURN
ActiveCREAFURN has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €2k. Equity is shrinking by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 63% of 13977 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+38
Solvency72▲+17
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.7 in 2024; short-term debt: 21.3% and cash: 24.7% of total assets), but 53.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
192022232425
2019 to 2025 · latest year €6k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
13 d late
2023
8 d early
2022
9 d late
2020
13 d early
2019
10 d early
2018
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▲ 51.5%
2024 · €4k
2019: €15k
2020: €15k
2022: €10k
2023: €4k
2024: €4k
2019 → 2025
Total assets
€14k▼ 3.1%
2024 · €14k
2019: €38k
2020: €37k
2022: €24k
2023: €16k
2024: €14k
2019 → 2025
Net result
€2k▲ 1,906%
2024 · €109
2019: €53
2020: €177
2022: €479
2023: €-6k
2024: €109
2019 → 2025
Working capital
€2k▼ 23.9%
2024 · €2k
2019: €14k
2020: €7k
2022: €8k
2023: €5k
2024: €2k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€15k-€10k▼ 35.1%€4k▼ 58.1%€4k▲ 2.6%€6k▲ 51.5%
Operating result€570-€756▲ 32.6%€-4k€859€3k▲ 289%
Net result€177-€479▲ 171%€-6k€109€2k▲ 1,906%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 289% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14k
Fixed assets
€9k=
Current assets
€4k▼ 9.0%
Equity and liabilities €14k
Equity
€6k▲ 51.5%
Debt
€7k▼ 26.3%
The debt ratio falls from 70.2% to 53.4%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
46.6%▲
2024 · 29.8%
Current ratio
1.53▼
2024 · 1.70
Quick ratio
1.53▼
2024 · 1.70
Debt / equity
1.15▼
2024 · 2.36
ROE
34.0%▲
2024 · 2.6%
ROA
15.9%▲
2024 · 0.8%
Debt
€7k▼
2024 · €10k
Debt ≤ 1 year
€3k▲
2024 · €3k
Debt > 1 year
€4k▼
2024 · €7k
Income taxes
€195▲
2024 · €58
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€14k€14k▼
Fixed assets21/28€9k€9k=
Financial fixed assets28€9k€9k=
Current assets29/58€5k€4k▼
Amounts receivable within one year40/41€720€1k▲
Trade receivables40€720€1k▲
Cash at bank and in hand54/58€3k€3k▲
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€14k€14k▼
Equity10/15€4k€6k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Profit (loss) carried forward14€-58k€-56k▲
Amounts payable17/49€10k€7k▼
Amounts payable after more than one year17€7k€4k▼
Financial debts170/4€7k€4k▼
Amounts payable within one year42/48€3k€3k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€582€668▲
Taxes450/3€582€668▲
Income statement
Code20242025
Other operating charges640/8€355€365▲
Gross operating margin9900€1k€4k▲
Operating profit (loss)9901€859€3k▲
Financial income75/76B-€283
Recurring financial income75-€283
Financial charges65/66B€692€1k▲
Recurring financial charges65€692€1k▲
Profit (loss) for the period before taxes9903€167€2k▲
Income taxes67/77€58€195▲
Profit (loss) for the period9904€109€2k▲
Profit (loss) for the period to be appropriated9905€109€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-58k€-56k▲
Profit (loss) brought forward from the previous period14P€-58k€-58k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €2k ▲1906%
Operating result €3k, net result €2k, both a record.
13-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
30-06
Financial
Back to profitnet €109
Net result €109 after one loss-making year.
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-6k ▼1295%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
09-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2021
18-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity doublescurrent ratio 16.93
Current ratio from 6.96 to 16.93; short-term debt falls from €2k to €446.
21-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
18-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
29-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Colonel Montegnie 1161332 RixensartGround area
6,296 m²
Building footprint
427 m²
Volume, LiDAR
2,828 m³
2 parcels, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Colonel Montegnie 114, 1332 Rixensart
since 20012.065.828.695
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25033C0357/00C000 | Wallonia | 3,784 m² | 1 · 257 m² | 8.8 m · 2 fl. |
| 25033C0357/00D000 | Wallonia | 2,513 m² | 1 · 170 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,322 companies in sector 68110 we hold annual accounts for 5,382. 1,519 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-12-1993
Fiscal year end30-06
Activities, NACEBEL
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.