Checked.be
Active
BE 0450.750.288Private limited company (pre-2019)
CYRANO
Rue de Tohogne 20 ·4180 Hamoir, Belgium· 33 yrs active
Sector: Translation services
(74301)
Conclusion
CYRANO has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130k and a net result of €7k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 3369 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €130k |
| Net result | €7k |
| Better than sector | 95% |
| Active | 33 yrs |
Financial profile
78
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
86
Profitability
26
Solvency
100
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1993, 33 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
86
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€11k
estimate, not credit advice
Score history
55
2021
62
2022
93
2023
93
2024
86
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 12.36 (≥ 1.5)
+10
Quick ratio
Quick ratio 12.36 (≥ 1.0)
+5
Leverage
Debt/equity 0.06 (< 1.0)
+10
Profitability
ROE 5%
+3
Interest coverage
Interest coverage 103.8× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 03-08-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~6.9%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 74, Other professional, scientific and technical activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 93.9% | 50.2% | |
| Net result | €7k | €9k | |
| Equity | €130k | €43k | |
| Gross operating margin | €17k | €27k | |
| Total assets | €139k | €99k |
€17k
-48.6%
21-25
€7k
-71.2%
21-25
€12k
-53.2%
21-25
€139k
+1.1%
21-25
€130k
+2.3%
21-25
€96k
+9.1%
21-25
€5k
-60.5%
21-25
€4k
+400.0%
21-25
€8k
-14.6%
21-25
€8k
-14.6%
21-25
12.36
+25.0%
21-25
12.36
+25.0%
21-25
93.9%
+1.2%
21-25
0.06
-16.5%
21-25
5.3%
-71.8%
21-25
5.0%
-71.5%
21-25
103.84
-51.3%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €17k | €33k | - | - | €-6k |
| Net profit | €7k | €24k | €41k | €-23k | €-9k |
| Cash flow | €12k | €26k | - | - | €-5k |
| Staff costs | - | - | - | - | - |
| Income taxes | €5k | €13k | €12k | €196 | €128 |
| Dividends | €4k | €800 | €21k | €19k | - |
| Total assets | €139k | €137k | €131k | €110k | €128k |
| Equity | €130k | €128k | €104k | €85k | €127k |
| Debt | €8k | €10k | €26k | €25k | €2k |
| of which ≤ 1y | €8k | €10k | €26k | €25k | €2k |
| of which > 1y | - | - | - | - | - |
| Working capital | €96k | €88k | €87k | €68k | €110k |
| Employees (FTE) | - | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 12.36 | 9.89 | 4.34 | 3.68 | 67.15 |
| Quick ratio | 12.36 | 9.89 | 4.34 | 3.68 | 67.15 |
| Working capital ratio | 68.8% | 63.8% | 67.0% | 61.6% | 85.5% |
| Solvency | 93.9% | 92.8% | 79.9% | 77.0% | 98.7% |
| Debt / equity | 0.06 | 0.08 | 0.25 | 0.30 | 0.01 |
| Long-term debt ratio | - | - | - | - | - |
| Interest coverage | 103.84 | 213.19 | - | - | -49.60 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 5.0% | 17.5% | 31.3% | -20.9% | -6.7% |
| ROE | 5.3% | 18.8% | 39.1% | -27.2% | -6.8% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €139k | €137k | €131k | €110k | €128k |
| Fixed assets | 21/28 | €35k | €40k | €17k | €17k | €17k |
| Tangible fixed assets | 22/27 | €18k | €23k | - | - | €0 |
| Financial fixed assets | 28 | €17k | €17k | €17k | €17k | €17k |
| Current assets | 29/58 | €104k | €97k | €114k | €93k | €111k |
| Amounts receivable within one year | 40/41 | €9k | €10k | €24k | €11k | €6k |
| Cash & bank | 54/58 | €86k | €74k | €56k | €55k | €66k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €139k | €137k | €131k | €110k | €128k |
| Equity | 10/15 | €130k | €128k | €104k | €85k | €127k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k | €19k |
| Reserves | 13 | €79k | €75k | €51k | €31k | €50k |
| Accumulated profits (losses) | 14 | €33k | €34k | €35k | €35k | €59k |
| Amounts payable | 17/49 | €8k | €10k | €26k | €25k | €2k |
| Amounts payable within one year | 42/48 | €8k | €10k | €26k | €25k | €2k |
| Trade debts payable within one year | 44 | €465 | €426 | €1k | €325 | €412 |
| Income statement | ||||||
| Gross operating margin | 9900 | €17k | €33k | €52k | €10k | €-5k |
| Operating result | 9901 | €12k | €31k | €51k | €-25k | €-10k |
| Financial income | 75 | €414 | €1k | €2k | €2k | €1k |
| Financial charges | 65 | €161 | €153 | €141 | €144 | €113 |
| Result before taxes | 9903 | €12k | €37k | €53k | €-23k | €-9k |
| Income taxes | 67/77 | €5k | €13k | €12k | €196 | €128 |
| Net result for the period | 9904 | €7k | €24k | €41k | €-23k | €-9k |
| Result to be appropriated | 9905 | €7k | €24k | €41k | €-23k | €-9k |
Legal Structure
| NACE primary | Translation services(74301) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 28-08-1993 |
| Status | Active |
| Postal code | 4180 |
Establishment units
Chevron 32, 4987 Stoumont
since 19932.063.531.775
Real-estate footprint
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63016B1636/00M000 | Wallonia | 1,061 m² | 1 · 67 m² | 8.8 m · 3 fl. |
| 61024A0306/00N000indicative | Wallonia | 365 m² | - | - |
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 9.89
Current ratio from 4.34 to 9.89; short-term debt falls from €26k to €10k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €41k
Net result €41k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €104k ▲23%
Equity rises from €85k to €104k.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Other professional, scientific and technical activities74300Translation services7430174852Advertising agencies7311074401
Names & trade names
| Legal nameFR | CYRANO |
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