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Generated 23-07-2026
Active BE 0647.746.402Coöperatieve vennootschap met beperkte aansprakelijkheid

CYFRAFISC

Doverstraat 39 ·1070 Anderlecht, Belgium· 10 yrs active
Sector: Accountants (69201)
Conclusion Checked

The computed 12-month bankruptcy probability of CYFRAFISC is 0.1% (very low). The 2024 annual accounts show equity of €17k and a net result of €-28. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 95% of 4802 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €17k
Net result €-28
Better than sector 95%
Active 10 yrs
Snowflake analysis 5 axes · computed by Checked
Health70Profitability0Solvency100Growth32Stability100
60 / 100

Strong profile, led by solvency.

Health 70
Profitability 0
Solvency 100
Growth 32
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Lower-risk legal form −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2016, 10 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
70 / 100 Healthy
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview8 NBB filings
Annual accounts filed on 13-08-2025 with the NBB · fiscal year 2024 · micro
€-10k€-5k€0€5k€10kOperating result 2020: €4k€4kNet result 2020: €11k€11kOperating result 2021: €991€991Net result 2021: €399€399Operating result 2022: €599€599Net result 2022: €277€277Operating result 2023: €-8k€-8kNet result 2023: €-8k€-8kOperating result 2024: €38€38Net result 2024: €-28€-2820202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 7 fiscal years (±0.1%/year).
€10k€20k€30k2025: €22k (€17k - €28k)2026: €22k (€14k - €31k)2027: €22k (€10k - €34k)2018: €19k2019: €22k2020: €25k2021: €25k2022: €25k2023: €17k2024: €17k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 69, Legal & accounting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 92.1% 61.0%
better than 95% of 4802 sector peers
Net result €-28 €34k
better than 7% of 4799 sector peers
Equity €17k €59k
better than 18% of 4802 sector peers
Gross operating margin €421 €56k
better than 5% of 4797 sector peers
Total assets €19k €117k
better than 5% of 4802 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€-28
+99.6% far below sector median
Total assets
€19k
+5.9% -92% vs sector
Equity
€17k
-0.2% -85% vs sector
Working capital
€17k
-0.2% -77% vs sector
Income taxes
€141
-31.5% -98% vs sector
Debt
€1k
+275.2% -99% vs sector
Debt ≤ 1y
€1k
+320.4% -98% vs sector
Debt > 1y
€56
0.0% -100% vs sector
Current ratio
13.22
-74.8% far above sector median
Quick ratio
13.22
-74.8% far above sector median
Solvency
92.1%
-5.8% +111% vs sector
Debt / equity
0.09
+275.8% -93% vs sector
ROE
-0.2%
+99.6% far below sector median
ROA
-0.1%
+99.7% far below sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€-28
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€19k
Equity€17k
Debt€1k
of which ≤ 1y€1k
of which > 1y€56
Working capital€17k
Employees (FTE)-
Ratios (computed)
2024
Current ratio13.22
Quick ratio13.22
Working capital ratio92.4%
Solvency92.1%
Debt / equity0.09
Long-term debt ratio0.00
Interest coverage-
Gross margin-
Net margin-
ROA-0.1%
ROE-0.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€19k
Current assets 29/58€19k
Amounts receivable within one year 40/41€19k
Cash & bank 54/58€96
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€19k
Equity 10/15€17k
Contributions / capital 10/11€8k
Reserves 13€8k
Accumulated profits (losses) 14€1k
Amounts payable 17/49€1k
Amounts payable after one year 17€56
Amounts payable within one year 42/48€1k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€421
Operating result 9901€38
Financial charges 65€66
Result before taxes 9903€-28
Net result for the period 9904€-28
Result to be appropriated 9905€-28
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 4 directors
Current directors & mandates
  • AMRAOUI LEILA
    Director
    State Gazette act 25154428 (08-12-2025)
    Current
    24-11-2025 → present
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Mehdi Amraoui
    Director
    State Gazette act 18086823 (05-06-2018)
    Not recently confirmed
    last confirmed in an act from 2018
Former directors (2)
  • Befi Rixensart
    Director
    State Gazette act 18086823 (05-06-2018)
    Former
    - → 15-05-2018
  • Jean-Philippe Mornard
    Director
    State Gazette act 18086823 (05-06-2018)
    Former
    - → 15-05-2018
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Accountants(69201)
Legal form Coöperatieve vennootschap met beperkte aansprakelijkheid(008)
Incorporation02-02-2016
StatusActive
Postal code1070
Connections & network 1 connected companies
Network connections
LBBA Dental
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
CYFRAFISC
Doverstraat 39, 1070 AnderlechtActiviteiten van gecertificeerde belastingadviseurs
since 20162.251.088.797
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21001A0570/00L015 Brussels 107 m² 1 · 109 m² 19.0 m · 6 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
08-12-2025
State Gazette act Director changes
v3.2
13-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
17-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
09-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
09-11-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
30-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
09-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
30-10-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
01-04-2019
State Gazette act Registered-office change
v3.2
28-03-2019
NBB filing Annual accounts filed
fiscal year 2017 · micro
2018
28-09-2018
State Gazette act Director changes
v3.2
05-06-2018
State Gazette act Director changes
v3.2
2016
30-03-2016
State Gazette act Registered-office change
v3.2
04-02-2016
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 6 acts
Address history · 2
01-04-2019
v3.2
30-03-2016
v3.2
All acts · 6 updated 7 months ago
2025
08-12-2025 AMRAOUI LEILA appointed as director Director changes
  • AMRAOUI LEILA, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "AMRAOUI LEILA",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-11-24",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide d\u0027approuver la nomination de AMRAOUI LEILA au poste d\u0027administrateur de la soci\u00E9t\u00E9. Son mandat d\u0027administrateur est effectif \u00E0 partir du 24-11-25."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0647.746.402",
    "name_full": "CYFRAFISC",
    "legal_form": "SC"
  }
}
2019
01-04-2019 Registered office moved from Schaerbeek to Anderlecht Registered-office change
  • Rue henri Evenepoel 121, 1030 Schaerbeek → rue de Douvres 39, 1070 Anderlecht
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Anderlecht",
        "region": "Brussels",
        "street": "rue de Douvres",
        "country": "BE",
        "postcode": "1070",
        "box_number": null,
        "street_number": "39"
      },
      "old_address": {
        "city": "Schaerbeek",
        "region": "Brussels",
        "street": "Rue henri Evenepoel",
        "country": "BE",
        "postcode": "1030",
        "box_number": null,
        "street_number": "121"
      },
      "effective_date": "2019-03-20",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9c\u00EDde que le si\u00E8ge social de la SC SCRL CYFRAFISC est transf\u00E9r\u00E9 \u00E0 la rue de Douvres 39 \u00E0 1070 Anderlecht et ce \u00E0 dater de ce jour."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0647.746.402",
    "name_full": "CYFRAFISC",
    "legal_form": "SC"
  }
}
2018
28-09-2018 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0647.746.402",
    "name_full": "CYFRAFISC",
    "legal_form": "SC"
  }
}
05-06-2018 1 director appointed, 4 resigning Director changes
  • Mehdi Amraoui, Bestuurder
  • Jean-Philippe Mornard, Bestuurder
  • JPMM sciv scrl, Bestuurder
  • Befi Rixensart, Bestuurder
  • JPMCA sciv SCRL, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jean-Philippe Mornard",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2018-05-15",
      "evidence_quote": "Acceptation et d\u00E9charge vot\u00E9e \u00E0 l\u0027unanimit\u00E9 des admin\u00EDstrateurs Jean-Philippe Mornard, JPMM sciv scrl, Befi Rixensart et JPMCA sciv SCRL",
      "discharge_granted": true
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "JPMM sciv scrl",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2018-05-15",
      "evidence_quote": "Acceptation et d\u00E9charge vot\u00E9e \u00E0 l\u0027unanimit\u00E9 des admin\u00EDstrateurs Jean-Philippe Mornard, JPMM sciv scrl, Befi Rixensart et JPMCA sciv SCRL",
      "discharge_granted": true
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Befi Rixensart",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2018-05-15",
      "evidence_quote": "Acceptation et d\u00E9charge vot\u00E9e \u00E0 l\u0027unanimit\u00E9 des admin\u00EDstrateurs Jean-Philippe Mornard, JPMM sciv scrl, Befi Rixensart et JPMCA sciv SCRL",
      "discharge_granted": true
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "JPMCA sciv SCRL",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2018-05-15",
      "evidence_quote": "Acceptation et d\u00E9charge vot\u00E9e \u00E0 l\u0027unanimit\u00E9 des admin\u00EDstrateurs Jean-Philippe Mornard, JPMM sciv scrl, Befi Rixensart et JPMCA sciv SCRL",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Mehdi Amraoui",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2018-05-15",
      "evidence_quote": "Nomination \u00E0 l\u0027unanimit\u00E9 des administrateurs Mehdi Amraoui et de Fiscalis Fiducia sciv sprl avec Mehdi Amraoui comme repr\u00E9sentant permanent"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0647.746.402",
    "name_full": "CYFRAFISC",
    "legal_form": "SC"
  }
}
2016
30-03-2016 Registered office moved within Bruxelles Registered-office change
  • Boulevard Général Wahis 238, 1030 Bruxelles → Rue Henni Evenepoel 121, 1030 Bruxelles
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Bruxelles",
        "region": "Brussels",
        "street": "Rue Henni Evenepoel",
        "country": "BE",
        "postcode": "1030",
        "box_number": null,
        "street_number": "121"
      },
      "old_address": {
        "city": "Bruxelles",
        "region": "Brussels",
        "street": "Boulevard G\u00E9n\u00E9ral Wahis",
        "country": "BE",
        "postcode": "1030",
        "box_number": null,
        "street_number": "238"
      },
      "effective_date": "2016-03-14",
      "evidence_quote": "Si\u00E8ge: Boulevard G\u00E9n\u00E9ral Wahis 238, 1030 Bruxelles ... le si\u00E8ge social de la SC SCRL Cyfrafisc est transf\u00E9r\u00E9 \u00E0 la Rue Henni Evenepoel, 121 \u00E0 1030 Bruxelles \u00E0 partir du 14 mars 2016."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0647.746.402",
    "name_full": "CYFRAFISC",
    "legal_form": "SC"
  }
}
04-02-2016 Incorporation of a new SNC Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Boulevard G\u00E9n\u00E9ral Wahis 238, 1030 Schaerbeek",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": {
        "kbo": "0842.764.803",
        "name": "La soci\u00E9t\u00E9 civile \u00E0 forme de soci\u00E9t\u00E9 coop\u00E9rative \u00E0 responsabilit\u00E9 limit\u00E9e \u0022JP MORNARD CHARTERED\u0022, en abr\u00E9g\u00E9 \u00AB JPMCA \u00BB"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "A, B, F, G",
      "partner_role": null,
      "holder_org_kbo": "0842.764.803",
      "holder_org_name": "La soci\u00E9t\u00E9 civile \u00E0 forme de soci\u00E9t\u00E9 coop\u00E9rative \u00E0 responsabilit\u00E9 limit\u00E9e \u0022JP MORNARD CHARTERED\u0022, en abr\u00E9g\u00E9 \u00AB JPMCA \u00BB",
      "contribution_type": "cash",
      "amount_paid_in_eur": 4930.0,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": 460,
      "amount_subscribed_eur": 11500.0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": "0842.763.516",
        "name": "La soci\u00E9t\u00E9 civile \u00E0 forme de soci\u00E9t\u00E9 coop\u00E9rative \u00E0 responsabilit\u00E9 limit\u00E9e \u0022JP MORNARD MANAGEMENT\u0022, en abr\u00E9g\u00E9 \u00AB JPMM \u00BB"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "A, B",
      "partner_role": null,
      "holder_org_kbo": "0842.763.516",
      "holder_org_name": "La soci\u00E9t\u00E9 civile \u00E0 forme de soci\u00E9t\u00E9 coop\u00E9rative \u00E0 responsabilit\u00E9 limit\u00E9e \u0022JP MORNARD MANAGEMENT\u0022, en abr\u00E9g\u00E9 \u00AB JPMM \u00BB",
      "contribution_type": "cash",
      "amount_paid_in_eur": 340.0,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": 40,
      "amount_subscribed_eur": 1000.0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": "0536.719.014",
        "name": "La soci\u00E9t\u00E9 civile \u00E0 forme de soci\u00E9t\u00E9 coop\u00E9rative \u00E0 responsabilit\u00E9 limit\u00E9e \u0022BEFI RIXENSART\u0022"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "A, B",
      "partner_role": null,
      "holder_org_kbo": "0536.719.014",
      "holder_org_name": "La soci\u00E9t\u00E9 civile \u00E0 forme de soci\u00E9t\u00E9 coop\u00E9rative \u00E0 responsabilit\u00E9 limit\u00E9e \u0022BEFI RIXENSART\u0022",
      "contribution_type": "cash",
      "amount_paid_in_eur": 212.5,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": 25,
      "amount_subscribed_eur": 625.0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Monsieur MORNARD Jean-Philippe Michel Hubert",
        "niss": null,
        "address": "1330 Rixensart, Rue de Nivelles 37"
      },
      "share_class": "A, B, E",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 858.5,
      "holder_person_name": "Monsieur MORNARD Jean-Philippe Michel Hubert",
      "is_subscriber_only": false,
      "n_shares_subscribed": 101,
      "amount_subscribed_eur": 2525.0,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 18650.0,
  "subject_company": {
    "kbo": "0647.746.402",
    "name_full": "CYFRAFISC",
    "legal_form": "SNC"
  },
  "initial_directors": [],
  "incorporation_date": "2016-02-02",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Activiteiten van (gecertificeerde) (fiscaal) accountants69201Boekhouders en boekhouders-fiscalisten69202
Primary activity highlighted.
Names & trade names
Legal nameFR CYFRAFISC
Registered office
Doverstraat 39
1070 Anderlecht, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative