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CYBIT

Active
Private limited companyfounded 200619 yrs activeWaterhoennest(Bis) 82A, 8501 Kortrijk, BelgiumKBO/BCE: BE 0884.271.202
Summary

CYBIT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €159,842 and a net result of €39,357. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 48% of 21069 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Retail sale of information and communication equipment
NACE 47400NACE 47410
1 site
Size
€508,547total assets 2025
Equity
€159,842
Profit
€39,357
Turnover not published (abridged schema)
Financial health
87 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts 1 d early0 of 1 deed read
Why 87- Sector Retail trade (NACE 47)- Liquidity: current ratio 0.62, cash €6,251+ Founded in 2006+ Size: total assets €508,547Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Better than 57% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 56+8
equity 31.4% of total assets
Liquidity 35+1
short-term debt 36.6% · cash 1.2%
Profitability 78+4
return on assets 7.7%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (39,974 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%▼ -2.5% vs 11-2024 01-2025: 0.6%▲ +56.7% vs 12-2024 02-2025: 0.9%▲ +49.8% vs 01-2025 03-2025: 0.4%▼ -52.1% vs 02-2025 04-2025: 0.4%● 0.0% vs 03-2025 05-2025: 0.4%● 0.0% vs 04-2025 06-2025: 0.4%● 0.0% vs 05-2025 07-2025: 0.4%● 0.0% vs 06-2025 08-2025: 0.5%▲ +4.8% vs 07-2025 09-2025: 0.5%● 0.0% vs 08-2025 10-2025: 0.5%▲ +8.1% vs 09-2025 11-2025: 0.5%▼ -2.4% vs 10-2025 12-2025: 0.5%▼ -1.0% vs 11-2025 01-2026: 0.7%▲ +39.0% vs 12-2025 02-2026: 1.1%▲ +62.0% vs 01-2026highest value 03-2026: 0.3%▼ -76.4% vs 02-2026lowest value 04-2026: 0.3%● 0.0% vs 03-2026lowest value 05-2026: 0.3%● 0.0% vs 04-2026lowest value 06-2026: 0.3%● 0.0% vs 05-2026lowest value 07-2026: 0.3%● 0.0% vs 06-2026lowest value 08-2026: 0.3%▲ +1.2% vs 07-2026 09-2026: 0.3%● 0.0% vs 08-2026 10-2026: 0.3%▲ +10.9% vs 09-2026
  • Founded in 2006 lowers the probability for this profile
  • Size: total assets €508,547 lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
  • Liquidity: current ratio 0.62, cash €6,251 raises the probability
Credit up to €13,000 at 30 days acceptable
Liquidity short (current ratio 0.62 against 0.43 in 2024; short-term debt: 36.6% and cash: 1.2% of total assets), and 68.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 47%, liquidity 32%, profitability 68%, growth against the median 80%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2006
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: total assets €508,547
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Liquidity: current ratio 0.62, cash €6,251
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
5 d late
2023
on the day
2022
20 d early
2021
4 d early
2020
19 d early
2019
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2019net €39,357 ▲69.8%
  3. Equity above €150,000Eq €159,842 ▲32.6%

Key points

  • Positive: Among the best 16% on net resultsector median €5,049 · 21,046 companies €39,357 View
  • Positive: 7 profitable years in a rowprofit 2025: €39,357 7 years View
  • Total assets 20256 fiscal years filed €508,547 View

By topic

Financials

Fiscal year
2025
Total assets
€508,547
Profit
€39,357
Solvency
31.4%
Total assets▼ 3.5%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-01-2027
  1. 30-01-2026Annual accounts filed
  2. 30-06-2025Highest result since 2019
  3. 30-06-2025Equity above €150,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of information and communication equipmentNACE 47400
Founded
16-10-2006
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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