Verheeken
ActiveVerheeken has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €241k and a net result of €17k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 74% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-10
Solvency88▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 3.59 against 3.13 in 2024; short-term debt: 23.5% and cash: 2.8% of total assets), and 37.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.6%
Return on assets
4.5%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-09-2025, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
36 d early
2023
12 d early
2022
on the day
2021
6 d early
2020
5 d early
2019
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€241k▲ 7.7%
2024 · €224k
2019: €126k
2020: €146k
2021: €173k
2022: €182k
2023: €192k
2024: €224k
2019 → 2025
Total assets
€385k▲ 3.8%
2024 · €371k
2019: €371k
2020: €347k
2021: €349k
2022: €337k
2023: €326k
2024: €371k
2019 → 2025
Net result
€17k▼ 45.8%
2024 · €32k
2019: €3k
2020: €21k
2021: €26k
2022: €9k
2023: €10k
2024: €32k
2019 → 2025
Working capital
€235k▲ 11.8%
2024 · €210k
2019: €190k
2020: €187k
2021: €209k
2022: €210k
2023: €182k
2024: €210k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€173k-€182k▲ 5.2%€192k▲ 5.4%€224k▲ 16.6%€241k▲ 7.7%
Operating result€33k-€15k▼ 55.2%€15k▲ 2.2%€50k▲ 228%€28k▼ 44.2%
Net result€26k-€9k▼ 65.9%€10k▲ 8.5%€32k▲ 225%€17k▼ 45.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €385k
Fixed assets
€60k▼ 4.3%
Current assets
€325k▲ 5.5%
Equity and liabilities €385k
Equity
€241k▲ 7.7%
Debt
€144k▼ 2.1%
The debt ratio falls from 39.7% to 37.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▼
2024 · €59k
Cash flow
€27k▼
2024 · €41k
Solvency
62.6%▲
2024 · 60.3%
Current ratio
3.59▲
2024 · 3.13
Quick ratio
0.24▼
2024 · 0.56
Debt / equity
0.60▼
2024 · 0.66
ROE
7.2%▼
2024 · 14.3%
ROA
4.5%▼
2024 · 8.6%
Interest coverage
5.35▼
2024 · 11.53
Debt
€144k▼
2024 · €147k
Debt ≤ 1 year
€90k▼
2024 · €98k
Debt > 1 year
€52k▲
2024 · €48k
Income taxes
€8k▼
2024 · €13k
Staff costs
€38k▲
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€371k€385k▲
Fixed assets21/28€62k€60k▼
Tangible fixed assets22/27€62k€59k▼
Land and buildings22€8k€7k▼
Plant, machinery and equipment23€50k€49k▼
Furniture and vehicles24€2k€2k▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€255€255=
Current assets29/58€308k€325k▲
Stocks and contracts in progress3€253k€303k▲
Stocks30/36€253k€303k▲
Amounts receivable within one year40/41€47k€5k▼
Trade receivables40€47k€5k▼
Cash at bank and in hand54/58€3k€11k▲
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€371k€385k▲
Equity10/15€224k€241k▲
Contributions10/11€6k€6k=
Reserves13€217k€235k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€217k€235k▲
Amounts payable17/49€147k€144k▼
Amounts payable after more than one year17€48k€52k▲
Financial debts170/4€48k€52k▲
Amounts payable within one year42/48€98k€90k▼
Current portion of amounts payable after more than one year42€0€7k▲
Financial debts43€24k€6k▼
Credit institutions430/8€18k€0▼
Other loans439€6k€6k=
Trade debts44€14k€21k▲
Suppliers440/4€14k€21k▲
Advances received on contracts in progress46€450€0▼
Taxes, remuneration and social security45€25k€16k▼
Taxes450/3€18k€9k▼
Remuneration and social security454/9€7k€7k▲
Other amounts payable47/48€35k€41k▲
Accrued charges and deferred income492/3€521€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€36k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€98k€78k▼
Operating profit (loss)9901€50k€28k▼
Financial income75/76B€566€4k▲
Recurring financial income75€566€4k▲
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€45k€25k▼
Income taxes67/77€13k€8k▼
Profit (loss) for the period9904€32k€17k▼
Profit (loss) for the period to be appropriated9905€32k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€17k▼
Transfer to equity691/2€32k€17k▼
To other reserves6921€32k€17k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €32k ▲225%
Operating result €50k, net result €32k, both a record.
31-03
Financial
Equity above €200kEq €224k ▲16.6%
6 profitable years in a row build equity to €224k.
2023
19-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €150kEq €173k ▲18%
3 profitable years in a row build equity to €173k.
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
29-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Gillisstraat(DKL) 229170 Sint-Gillis-WaasGround area
228 m²
Building footprint
203 m²
Volume, LiDAR
1,119 m³
Parcel 46005A0124/00P000, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Beeld, Klank & Koffie Patrick Verheeken BV - Beeld, Klank & Koffie Verheeken BV - Marlène Meesterflorist - Wheels and things - Foto Verheeken
since 20072.160.792.487
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46005A0124/00P000 | Flanders | 228 m² | 1 · 203 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 112 EUR awarded · 112 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 38 EUR | 38 EUR |
| 2022 | 1 | 74 EUR | 74 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,510 companies in sector 47540 we hold annual accounts for 805. 653 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2007
Fiscal year end31-03
Trade name NL
Beeld, Klank & Koffie Patrick Verheeken bvba - Beeld, Klank & Koffie Verheeken bvba - Marlène Meesterflorist - Wheels and things - Foto Verheeken
Activities, NACEBEL
47400Retail sale of information and communication equipment
47430Retail trade
47540Retail sale of electrical household appliances
52450
46140Agents in the wholesale of industrial machinery, ships and aircraft
46370Wholesale trade
46498Wholesale trade
46500Wholesale of information and communication equipment
46520Wholesale trade
46643Wholesale of electrical equipment, including installation materials
47552Retail sale of lighting equipment
47592Retail trade
47722Retail trade
47761Retail sale of flowers, plants, seeds and fertilisers
51860
52720
71340
74201Photography, excluding press photography
77399Renting and leasing of other machinery, equipment and tangible goods
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.