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CVR INSTRUMENTS

Active
Private limited companyfounded 200223 yrs activeAvenue Reine Fabiola 14, 1330 Rixensart, BelgiumKBO/BCE: BE 0478.869.006

CVR INSTRUMENTS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €285k and a net result of €42k. Equity is growing by ~40.5% per year across the filed fiscal years. Its solvency ranks better than 66% of 11200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
93 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-26
Solvency99▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.42 against 2.61 in 2024), and 37.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 23 years 0 30 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
62.4%
Return on assets
9.2%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 d early
2024
66 d early
2023
41 d early
2022
4 d late
2021
16 d late
2020
1 d late
2019
39 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€285k▲ 6.7%
2024 · €267k
2018: €10k 2019: €-16k 2020: €74k 2021: €83k 2022: €148k 2023: €222k 2024: €267k
2018 → 2025
Total assets
€457k▲ 11.1%
2024 · €411k
2018: €22k 2019: €164k 2020: €244k 2021: €213k 2022: €285k 2023: €413k 2024: €411k
2018 → 2025
Net result
€42k▼ 38.8%
2024 · €69k
2018: €2k 2019: €-25k 2020: €90k 2021: €44k 2022: €84k 2023: €104k 2024: €69k
2018 → 2025
Working capital
€244k▲ 5.4%
2024 · €232k
2018: €14k 2019: €-28k 2020: €59k 2021: €75k 2022: €141k 2023: €220k 2024: €232k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€83k-€148k▲ 79.9%€222k▲ 49.9%€267k▲ 20.0%€285k▲ 6.7%
Operating result€58k-€110k▲ 89.6%€137k▲ 25.3%€94k▼ 31.6%€59k▼ 37.1%
Net result€44k-€84k▲ 89.4%€104k▲ 24.2%€69k▼ 34.2%€42k▼ 38.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €58k€58kNet result 2021: €44k€44kOperating result 2022: €110k€110kNet result 2022: €84k€84kOperating result 2023: €137k€137kNet result 2023: €104k€104kOperating result 2024: €94k€94kNet result 2024: €69k€69kOperating result 2025: €59k€59kNet result 2025: €42k€42k20212022202320242025
The operating result has fallen two years in a row; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €457k
Fixed assets €41k▲ 15.8%
Current assets €416k▲ 10.7%
Equity and liabilities €457k
Equity €285k▲ 6.7%
Debt €172k▲ 19.2%
The debt ratio rises from 35.1% to 37.6%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€83k
2024 · €108k
Cash flow
€66k
2024 · €82k
Solvency
62.4%
2024 · 64.9%
Current ratio
2.42
2024 · 2.61
Quick ratio
2.32
2024 · 2.52
Debt / equity
0.60
2024 · 0.54
ROE
14.7%
2024 · 25.7%
ROA
9.2%
2024 · 16.7%
Interest coverage
79.91
2024 · 95.48
Debt
€172k
2024 · €144k
Debt ≤ 1 year
€172k
2024 · €144k
Income taxes
€16k
2024 · €24k
Staff costs
€2k
2024 · €250
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€411k€457k
Fixed assets21/28€35k€41k
Tangible fixed assets22/27€35k€41k
Furniture and vehicles24€35k€41k
Current assets29/58€376k€416k
Stocks and contracts in progress3€13k€17k
Stocks30/36€13k€17k
Amounts receivable within one year40/41€161k€232k
Trade receivables40€161k€228k
Other amounts receivable41€245€4k
Cash at bank and in hand54/58€202k€166k
Deferred charges and accrued income490/1-€875
Equity and liabilities
Total equity and liabilities10/49€411k€457k
Equity10/15€267k€285k
Contributions10/11€2k€2k=
Reserves13€70k€112k
Distributable reserves133€70k€112k
Profit (loss) carried forward14€195k€171k
Amounts payable17/49€144k€172k
Amounts payable within one year42/48€144k€172k
Trade debts44€80k€122k
Suppliers440/4€80k€122k
Taxes, remuneration and social security45€33k€19k
Taxes450/3€31k€17k
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€32k€31k
Income statement Code20242025
Non-recurring operating income76A€3k-
Remuneration, social security and pensions62€250€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€24k
Other operating charges640/8€3k€4k
Non-recurring operating charges66A-€127
Gross operating margin9900€111k€88k
Operating profit (loss)9901€94k€59k
Financial income75/76B€147€464
Recurring financial income75€147€464
Financial charges65/66B€1k€1k
Recurring financial charges65€1k€1k
Profit (loss) for the period before taxes9903€93k€58k
Income taxes67/77€24k€16k
Profit (loss) for the period9904€69k€42k
Profit (loss) for the period to be appropriated9905€69k€42k
Appropriation of the result
Profit (loss) to be appropriated9906€269k€237k
Profit (loss) brought forward from the previous period14P€201k€195k
Transfer to equity691/2€50k€42k
To other reserves6921€50k€42k
Profit to be distributed694/7€24k€24k
Return on contributions (dividend)694€24k€24k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
26-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €104k ▲24.2%
Operating result €137k, net result €104k, both a record.
31-12
Financial Equity above €200kEq €222k ▲49.9%
4 profitable years in a row build equity to €222k.
04-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
31-12
Financial Equity above €100kEq €148k ▲79.9%
3 profitable years in a row build equity to €148k.
16-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
01-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
31-12
Financial Back to profitnet €90k
Net result €90k after one loss-making year.
08-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
2019
31-12
Financial Weakest financial yearnet €-25k ▼1242%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
27-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
21-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 2 establishment units since 2002
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue Reine Fabiola 141330 Rixensart
Ground area
2,213 m²
Building footprint
370 m²
Volume, LiDAR
1,180 m³
2 parcels, Wallonia · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
Avenue Reine Fabiola 14, 1330 Rixensart
NACE 5146002
since 20022.114.210.218
CVR INSTRUMENTS
Rue Dielhère(M) 4A, 1350 Orp-JaucheWholesale of pharmaceutical and medical goods
since 20252.372.898.528
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25091A0387/00C004 Wallonia 1,592 m² 1 · 294 m² 7.2 m · 1 fl.
25063B0507/00Y000 Wallonia 621 m² 1 · 76 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,498 companies in sector 46649 we hold annual accounts for 1,751. 1,333 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-11-2002
Fiscal year end31-12
Activities, NACEBEL
46649Wholesale of other machinery and equipment
51873
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.