COUSSIES
ActiveCOUSSIES has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €4k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 25% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
84
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▲+8
Solvency64▲+4
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.48 against 2.27 in 2024), but 72.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.1%
Return on assets
1.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
9 d late
2022
31 d late
2021
19 d late
2020
3 d early
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 4.2%
2024 · €104k
2018: €78k
2019: €91k
2020: €106k
2021: €111k
2022: €101k
2023: €102k
2024: €104k
2018 → 2025
Total assets
€401k▼ 3.0%
2024 · €414k
2018: €95k
2019: €177k
2020: €167k
2021: €166k
2022: €146k
2023: €219k
2024: €414k
2018 → 2025
Net result
€4k▲ 78.7%
2024 · €2k
2018: €20k
2019: €20k
2020: €15k
2021: €17k
2022: €1k
2023: €22k
2024: €2k
2018 → 2025
Working capital
€85k▲ 5.7%
2024 · €81k
2018: €61k
2019: €68k
2020: €78k
2021: €87k
2022: €81k
2023: €80k
2024: €81k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€111k-€101k▼ 9.4%€102k▲ 0.9%€104k▲ 2.4%€109k▲ 4.2%
Operating result€29k-€3k▼ 89.0%€36k▲ 1,017%€13k▼ 63.0%€16k▲ 23.4%
Net result€17k-€1k▼ 91.6%€22k▲ 1,395%€2k▼ 88.8%€4k▲ 78.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 23% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €401k
Fixed assets
€258k▼ 4.1%
Current assets
€143k▼ 1.0%
Equity and liabilities €401k
Equity
€109k▲ 4.2%
Debt
€292k▼ 5.5%
The debt ratio falls from 74.8% to 72.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€57k▲
2024 · €48k
Cash flow
€45k▲
2024 · €37k
Solvency
27.1%▲
2024 · 25.2%
Current ratio
2.48▲
2024 · 2.27
Quick ratio
1.87▲
2024 · 1.52
Debt / equity
2.69▼
2024 · 2.96
ROE
4.0%▲
2024 · 2.3%
ROA
1.1%▲
2024 · 0.6%
Interest coverage
5.05▲
2024 · 4.86
Debt
€292k▼
2024 · €309k
Debt ≤ 1 year
€57k▼
2024 · €63k
Debt > 1 year
€235k▼
2024 · €246k
Income taxes
€2k▲
2024 · €1k
Staff costs
€25k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€414k€401k▼
Fixed assets21/28€270k€258k▼
Intangible fixed assets21€7k€7k▲
Tangible fixed assets22/27€260k€249k▼
Land and buildings22€202k€208k▲
Plant, machinery and equipment23€8k€6k▼
Furniture and vehicles24€48k€34k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€2k€2k▲
Current assets29/58€144k€143k▼
Stocks and contracts in progress3€48k€35k▼
Stocks30/36€48k€35k▼
Amounts receivable within one year40/41€51k€106k▲
Trade receivables40€47k€99k▲
Other amounts receivable41€4k€7k▲
Cash at bank and in hand54/58€46k€2k▼
Equity and liabilities
Total equity and liabilities10/49€414k€401k▼
Equity10/15€104k€109k▲
Contributions10/11€19k€19k=
Reserves13€85k€89k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€83k€87k▲
Profit (loss) carried forward14€140€522▲
Amounts payable17/49€309k€292k▼
Amounts payable after more than one year17€246k€235k▼
Financial debts170/4€246k€235k▼
Amounts payable within one year42/48€63k€57k▼
Current portion of amounts payable after more than one year42€11k€11k=
Trade debts44€22k€24k▲
Suppliers440/4€22k€24k▲
Taxes, remuneration and social security45€23k€9k▼
Taxes450/3€18k€3k▼
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€7k€14k▲
Income statement
Code20242025
Remuneration, social security and pensions62€24k€25k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€40k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€73k€83k▲
Operating profit (loss)9901€13k€16k▲
Financial income75/76B€335€781▲
Recurring financial income75€335€781▲
Financial charges65/66B€10k€11k▲
Recurring financial charges65€10k€11k▲
Profit (loss) for the period before taxes9903€4k€6k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€2k€4k▲
Profit (loss) for the period to be appropriated9905€2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€5k▲
Profit (loss) brought forward from the previous period14P€139€140▲
Transfer to equity691/2€2k€4k▲
To other reserves6921€2k€4k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
31-12
Financial
Highest result since 2018net €22k ▲1395%
Operating result €36k, net result €22k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €1k ▼91.6%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €106k ▲16.5%
3 profitable years in a row build equity to €106k.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vaddenhoek 349700 OudenaardeGround area
1,609 m²
Building footprint
202 m²
Volume, LiDAR
1,040 m³
Parcel 45026A0325/00S000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COUSSIES
since 20032.134.046.718
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45026A0325/00S000 | Flanders | 1,609 m² | 1 · 202 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 1,470 EUR awarded · 1,470 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 1,470 EUR |
| 2024 | 1 | 1,470 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,497 companies in sector 46649 we hold annual accounts for 1,751. 1,089 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-11-2003
Fiscal year end31-12
Activities, NACEBEL
46649Wholesale of other machinery and equipment
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
47400Retail sale of information and communication equipment
47410Retail trade
52487
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.