Equity
-€441,438
Debts exceed assets in financial year 2025.
CVMC
Lifetime
18 annual accounts with figures on one time axispeak €627,456 (2019)
€556,959▼ 10.7%
lowest -€432,150 (2008)
€22,250▼ 81.9%
peak -€413,550 (2008)
-€441,438▲ €22,250
€1.3m▼ 10.4%
peak 13.9 FTE (2021)
12.1 FTE▼ 0.8%
Board4 names since 2007
4 directors and 3 others
Documentsfilings and deeds
02-02-20262 days late
2025abbreviated format
Result from €123,045 to €22,250Cash from €145,405 to €73,871
Key points
from the 2025 annual accountsResult
€22,250 ▼ 81.9%
The result fell in 2025 from €123,045 to €22,250.
Turnover
≈ €5.3m estimated
The abbreviated format states no turnover.
Debts
€1.3m 149% of the balance sheet
Financial debts 22%Suppliers 42%Taxes and wages 4%Other 32%
Of this, €1.1m falls due within a year.
Investments
€29,613 0.3 × depreciation
Green is investment, beige is depreciation.
Position in the sector
-48.6%
Lower solvency than 95% of companies in retail trade. Sector median 36.9% · 13,234 companies.
2025 accounts filed 2 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 522 companies had the same profile as CVMC has now. Each dot stands for 2 companies, two years later.
93.7%
were still trading
1.7%
stopped another way
3.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 522 companies, not a prediction for CVMC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director, since 06-02-2007
Director, since 06-02-2007
Director, since 01-04-2022
Director, since 01-04-2022
- 5,000 sharesdeed of 21-10-2026
Recent changes
Capital increase of €500,000 to €518,600
Capital from €18,600 to €518,600, 5,000 new shares · is a shareholder · General meeting of 13-10-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0887096771
4 managers resigning, 4 directors reappointed
Resignations: , , and · Reappointments: , , and · Director discharge: · General meeting of 28-09-2023 · Gazette deed
Appointments: (director) and (director)
General meeting of 03-02-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CVMC Sint-Lievens-Houtem | €0.9m | €556,959 | -48.6% | 12.1 |
| CTL DISTRIBUTION Forest | €1.0m | €547,786 | 24.0% | 11.8 |
| O.D.L.S. Andenne | €0.9m | €571,727 | 35.3% | 13.4 |
| MARRIDDIS Namur | €1.0m | €476,559 | 36.2% | 12.9 |
| WARAS Bruges | €1.1m | €630,070 | 10.8% | 11.9 |
| WOLUMARKET Woluwe-Saint-Lambert | €1.1m | €587,760 | 35.7% | 11.8 |
| J.S.D.M. Namur | €0.7m | €476,055 | 18.3% | 12.8 |
These companies have the same main activity as CVMC: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €728,000 and €1.1m, founded between 2005 and 2008.
Official details
Source: KBO- Status
- Active since 08-02-2007Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110
- Joint committee
- 201Independent retail · annual accounts 30-06-2024
- Establishment unit
- 2.159.829.1209520 Sint-Lievens-Houtem, since 26-02-2007
- Financial year end
- 30 June
- Peppol
- Reachable since 03-12-2025
Annual accounts to 30-06-2025
- €908,301▼ 12.9%
- Employeeson 30-06-2025
- 12▼ 40.0%
- Filing
- Filed on 02-02-2026
Insights on CVMC
CVMC files the abbreviated format. That format states no turnover. The gross margin rose from €336,850 in 2008 to €556,959 in 2025.
The balance sheet grew most from 2018 to 2020 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CVMC
- What is the company number of CVMC?
- The company number of CVMC is 0887.096.771. The VAT number is the same number with BE in front: BE 0887.096.771.
- Where is CVMC based?
- The registered office is at Edgard Tinelstraat 16-18, 9520 Sint-Lievens-Houtem.Company details
- What does CVMC do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of CVMC?
- CVMC is a private limited company (BV).
- When was CVMC founded?
- CVMC was founded on 08-02-2007.
- Is CVMC still active?
- Yes, CVMC is an active enterprise in the KBO register.
- How many employees does CVMC have?
- CVMC had an average of 12.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CVMC fall under?
- In its 30-06-2024 annual accounts, CVMC states joint committee 201 (Independent retail).
- What is the turnover of CVMC?
- The turnover in financial year 2025 is ≈ €5.3m. This figure is estimated from the gross margin of €556,959 and 42 comparable companies (NACE 47110). It probably lies between €4.4m and €7.1m.
- Is CVMC profitable?
- In financial year 2025, CVMC made a profit of €22,250.
- Where can I find the annual accounts of CVMC?
- CVMC filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CVMC due?
- CVMC must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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