CVM SOLUTIONS
ActiveFinancials · financial year 2025, micro format
2025 annual accounts filed 60 days after the deadline Filed on 29 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00532486.
Annual accounts 2025 filed on 29-09-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them.
Comparable companies
These companies have the same main activity as CVM SOLUTIONS: retail sale of motor vehicle parts and accessories (NACE 47820). They are comparable in size and age: total assets between €1,810 and €14,100, founded between 2023 and 2025.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| CVM SOLUTIONS Sint-Jans-Molenbeek | 2025 | €4,131 | -€629 | -€2,206 | -€2,629 | 2025 |
| TECHNIPARTS JFF Mouscron | 2024 | €5,390 | €4,571 | -€1,065 | -€1,429 | 2025 |
| NARI STORE Sint-Jans-Molenbeek | 2025 | €2,201 | -€931 | -€3,911 | -€3,931 | 2025 |
| AL NAYEF AUTO Vilvoorde | 2025 | €1,815 | -€2,544 | -€2,141 | -€2,544 | 2025 |
| BEHEER AUTO Mouscron | 2023 | €2,907 | €2,494 | -€3,490 | -€3,506 | 2024 |
| ASSE AUTO PARTS Asse | 2025 | €13,542 | €6,559 | -€3,441 | -€3,441 | 2025 |
| GBY Trading Leuze-en-Hainaut | 2025 | €14,130 | €2,980 | €408 | -€20 | 2025 |
They were chosen from the 666 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 1,322 companies had the same profile as CVM SOLUTIONS has now. Two years later, 4.2% had gone bankrupt and 90.2% were still going.
- Micro
- under 2 years old
- negative equity
- a loss of 10% of the balance sheet or more
That fits the bankruptcy probability of CVM SOLUTIONS itself: 2.2% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,322 companies, not a prediction for CVM SOLUTIONS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €383 |
| Gross operating margin9900 | -€2,206 |
| Operating profit (loss)9901 | -€2,589 |
| Financial income75/76B | €10 |
| Recurring financial income75 | €10 |
| Non-recurring financial income76B | €10 |
| Financial charges65/66B | €50 |
| Recurring financial charges65 | €50 |
| Non-recurring financial charges66B | €50 |
| Profit (loss) for the period before taxes9903 | -€2,629 |
| Profit (loss) for the period9904 | -€2,629 |
| Profit (loss) for the period to be appropriated9905 | -€2,629 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €4,131 | |
| Fixed assets21/28 | €766 | |
| Tangible fixed assets22/27 | €766 | |
| Furniture and vehicles24 | €766 | |
| Current assets29/58 | €3,365 | |
| Stocks and contracts in progress3 | €1,980 | |
| Stocks30/36 | €1,980 | |
| Amounts receivable within one year40/41 | €252 | |
| Trade receivables40 | €252 | |
| Cash at bank and in hand54/58 | €1,133 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €4,131 | |
| Equity10/15 | -€629 | |
| Contributions10/11 | €2,000 | |
| Profit (loss) carried forward14 | -€2,629 | |
| Amounts payable17/49 | €4,760 | |
| Amounts payable within one year42/48 | €4,760 | |
| Trade debts44 | €2,040 | |
| Suppliers440/4 | €2,040 | |
| Advances received on contracts in progress46 | €500 | |
| Taxes, remuneration and social security45 | €1,273 | |
| Taxes450/3 | €1,273 | |
| Other amounts payable47/48 | €947 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€2,629 |
| + Depreciation and write-downs630 | €383 |
| Operating cash flow (approximation) | -€2,246 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 29-09-2026 | 2026-00532486 | NBB |