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CVK Immo

Active
Public limited company·Activiteiten van verzekeringsagenten en -makelaars· 54 yrs active
Diestseweg 38 ·2440 Geel, Belgium
KBO/BCE: BE 0411.577.829
Watch Print / PDF
Age54 yrs
Board1
Connections7
Real estate1 parcel · 1,275 m²

Summary

Conclusion

the dossier summarised in one paragraph

CVK Immo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1971 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 04-07-2025 27 d early 2025-00229794
31-12-2023 31-07-2024 09-08-2024 9 d late 2024-00336934
31-12-2022 31-07-2023 26-06-2023 35 d early 2023-00165252
31-12-2021 31-07-2022 30-06-2022 31 d early 2022-20127606
31-12-2020 31-07-2021 22-06-2021 39 d early 2021-22600071
31-12-2019 31-07-2020 28-09-2020 59 d late 2020-56400035
31-12-2018 31-07-2019 15-10-2019 76 d late 2019-70200198
31-12-2017 31-07-2018 28-06-2018 33 d early 2018-24500246
31-12-2016 31-07-2017 29-06-2017 32 d early 2017-23500530
31-12-2015 31-07-2016 23-05-2016 69 d early 2016-12700131

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1971, 54 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 04-07-2025 2025-00229794
31-12-2023 verkort 09-08-2024 2024-00336934
31-12-2022 verkort 26-06-2023 2023-00165252
31-12-2021 verkort 30-06-2022 2022-20127606
31-12-2020 verkort 22-06-2021 2021-22600071
31-12-2019 verkort 28-09-2020 2020-56400035
31-12-2018 verkort 15-10-2019 2019-70200198
31-12-2017 verkort 28-06-2018 2018-24500246
31-12-2016 verkort 29-06-2017 2017-23500530
31-12-2015 verkort 23-05-2016 2016-12700131

Directors

Directors & mandates

7 directors
Current directors & mandates
  • LUNELegal entity
    Director· perm. rep.: Callant Peter
    State Gazette act 23044440 (30-03-2023)
    Current
    19-05-2016 → present
    3 events
    • 30-03-2023 Mandate renewed· Director
    • 19-05-2016 Appointed· Director
    • 19-05-2016 Appointed· Managing director
Former directors (6)
  • BeraliLegal entity
    Director· perm. rep.: VANBESIEN Bert Rik Chris
    State Gazette act 24010250 (16-01-2024)
    Former
    23-10-2023 → 12-01-2026
    2 events
    • 12-01-2026 Resigned· Director
    • 23-10-2023 Appointed· Director
  • TOM CORSTJENS
    Director
    State Gazette act 24010250 (16-01-2024)
    Former
    01-01-2024 → 30-09-2025
    2 events
    • 30-09-2025 Resigned· Director
    • 01-01-2024 Appointed· Director
  • WINVESTLegal entity
    Director· perm. rep.: Wim Dezutter
    State Gazette act 23044440 (30-03-2023)
    Former
    19-05-2016 → 31-12-2023
    5 events
    • 31-12-2023 Resigned· Managing director
    • 31-12-2023 Resigned· Director
    • 30-03-2023 Mandate renewed· Director
    • 19-05-2016 Appointed· Director
    • 19-05-2016 Appointed· Managing director
  • Claeys Katelyne
    Director
    State Gazette act 16088509 (28-06-2016)
    Former
    - → 28-06-2016
  • Claeys Leo
    Director
    State Gazette act 16088509 (28-06-2016)
    Former
    - → 28-06-2016
  • Cloet Koenraad
    Managing director
    State Gazette act 16088509 (28-06-2016)
    Former
    - → 28-06-2016
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Statutory auditor

2 auditors
Statutory auditor IRE/IBR number Tenure
Finvision BedrijfsrevisorenCurrent
Company auditor · represented by Annelies DE CLERCQ
 - 24-12-2025 → present
BVBA Cleppe, Keunen en Partners
Statutory auditor · represented by Jan Cleppe
succeeded by Finvision Bedrijfsrevisoren in 2025
 - 02-07-2010 → 24-12-2025
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Public limited company(014)
Incorporation07-10-1971
StatusActive
Postal code2440

Structure & network

Connections & network

7 connected companies
Berali, Sits on the board BBeraliLUNE, Sits on the board LLUNEWINVEST, Sits on the board WWINVESTCALLANT VERZEKERINGEN ANTWERPEN, Shared corporate director CVCALLANTVERZEKER…ERPENCALLANT VERZEKERINGSKANTOOR, Shared corporate director CVCALLANTVERZEKER…NTOORCFA Immo, Shared corporate director CICFA ImmoSagrada, Shared corporate director SSagradaCVK Immo CVK Immo0411.577.829
Group structureShared directors
Group structure
Berali
Sits on the board · 4 subsidiaries · 1 location
Control→
LUNE
Sits on the board · 4 subsidiaries · 1 location
Control→
WINVEST
Sits on the board · 2 subsidiaries · 1 location
Control→
Network connections
CALLANT VERZEKERINGEN ANTWERPEN
Shared corporate director
→
CALLANT VERZEKERINGSKANTOOR
Shared corporate director
→
CFA Immo
Shared corporate director
→
Sagrada
Shared corporate director
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control

3 parties
Control over this companysits on this company's board3
Berali
4 subsidiaries · 1 location
LUNE
4 subsidiaries · 1 location
WINVEST
2 subsidiaries · 1 location
controls
CVK ImmoBE 0411.577.829

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Diestseweg 382440 Geel

Establishment units

1 location
Callant Verzekeringen Kempen
Diestseweg 38, 2440 GeelActiviteiten van verzekeringsagenten en -makelaars
since 19722.118.033.503
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,275 m²
Buildings1
Building footprint347 m²
Volume (LiDAR)2,557 m³
Tallest building13.5 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13008H0586/00Y000 Flanders 1,275 m² 1 · 347 m² 13.5 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

11 acts
Address history · 2
24-01-2020
v3.2
11-07-2017
v3.2
All acts · 11 updated 7 months ago
2026
12-01-2026 VANBESIEN Bert Rik Chris resigns as director Director changes
  • VANBESIEN Bert Rik Chris, Bestuurder
Summary: v3.2
06-01-2026 TOM CORSTJENS resigns as director Director changes
  • TOM CORSTJENS, Bestuurder
Summary: v3.2
2025
12-11-2025 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous
Summary: Demerger proposal
2024
31-10-2024 Wim Dezutter resigns as managing director Director changes
  • Wim Dezutter, Gedelegeerd bestuurder
Summary: v3.2
16-01-2024 2 directors appointed, 1 resigning Director changes
  • Bert Vanbesien, Bestuurder
  • TOM CORSTJENS, Bestuurder
  • Wim Dezutter, Bestuurder
Summary: v3.2
2023
30-03-2023 2 directors appointed, 2 reappointed Director changes
  • Lune NV, Gedelegeerd bestuurder
  • Winvest BV, Gedelegeerd bestuurder
  • Callant Peter, Bestuurder
  • Dezutter Wim, Bestuurder
Summary: v3.2
2020
24-01-2020 Registered office moved from Knokke-Heist to Geel Registered-office change
  • Bondgenotenlaan 8, 8301 Knokke-Heist → Pas 144, 2440 Geel
Summary: v3.2
2017
11-07-2017 Registered office moved from Brugge to Knokke - Heist Registered-office change
  • Ezelstraat 43, 8000 Brugge → Bondgenotenlaan 8, 8301 Knokke - Heist
Summary: v3.2
2016
28-06-2016 4 directors appointed, 3 resigning Director changes
  • Peter Caliant, Bestuurder
  • Peter Caliant, Gedelegeerd bestuurder
  • Wim Dezutter, Bestuurder
  • Wim Dezutter, Gedelegeerd bestuurder
  • Claeys Katelyne, Bestuurder
  • Cloet Koenraad, Gedelegeerd bestuurder
  • Claeys Leo, Bestuurder
Summary: v3.2
2015
24-06-2015 Change in the board of directors Director changes
Summary: v3.2
2010
02-07-2010 Jan Cleppe reappointed as statutory auditor Director changes
  • Jan Cleppe, Commissaris
Summary: v3.2

Analysis

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 477 of the 4,661 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameNL CVK Immo
Registered office
Diestseweg 38
2440 Geel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.