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Complete company report
Generated 05-09-2026
Active BE 1012.159.762Private limited company

CVD DIGITAL

Avenue de la Bourse 18 ·1300 Wavre, Belgium· 2 yrs active
Sector: Graphic design and visual communication (74120)
Conclusion Checked

CVD DIGITAL has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €47k. Its solvency ranks better than 76% of 3369 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €61k
Net result €47k
Better than sector 76%
Active 2 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health100Profitability100Solvency100Growth78Stability82
92 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 82
Bankruptcy probability (12 mo) Checked model v1 · free
0.7% Low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€6k
estimate, not credit advice
Score history
93 2024
100 2025
purely financial, excl. current insolvency signals
Score components
Liquidity Current ratio 3.41 (≥ 1.5) +10
Quick ratio Quick ratio 3.22 (≥ 1.0) +5
Leverage Debt/equity 0.31 (< 1.0) +10
Profitability ROE 78% (≥ 10%) +10
Interest coverage Interest coverage 39.6× (≥ 3×) +8
Profit trend Net profit up YoY +5
Equity growth Equity growing YoY +3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 27-07-2026 with the NBB · fiscal year 2025 · micro schema
€0€20k€40k€60kOperating result 2024: €18k€18kNet result 2024: €13k€13kOperating result 2025: €62k€62kNet result 2025: €47k€47k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 74, Other professional, scientific and technical activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 76.2% 50.2%
better than 76% of 3369 sector peers
Net result €47k €9k
better than 83% of 3364 sector peers
Equity €61k €43k
better than 60% of 3370 sector peers
Gross operating margin €65k €27k
better than 74% of 3365 sector peers
Total assets €80k €99k
better than 43% of 3369 sector peers
EBITDA
€65k
+268.8% 24-25
Net profit
€47k
+259.7% 24-25
Cash flow
€50k
+277.9% 24-25
Total assets
€80k
+257.9% 24-25
Equity
€61k
+355.9% 24-25
Working capital
€46k
+267.6% 24-25
Income taxes
€13k
+267.9% 24-25
Dividends
€859
- 24-25
Debt
€19k
+112.1% 24-25
Debt ≤ 1y
€19k
+112.1% 24-25
Current ratio
3.41
+42.6% 24-25
Quick ratio
3.22
+34.7% 24-25
Solvency
76.2%
+27.4% 24-25
Debt / equity
0.31
-53.5% 24-25
ROE
78.1%
-21.1% 24-25
ROA
59.5%
+0.5% 24-25
Interest coverage
39.57
+72.1% 24-25
Figures by fiscal year and ratios
Change versus the prior fiscal year, coloured by direction (green = favourable).
Fiscal year2025 Δ2024 Δ
Depositmicro schemamicro schema
Revenue--
EBITDA+268.8%-
Net profit+259.7%-
Cash flow+277.9%-
Staff costs--
Income taxes+267.9%-
Dividends--
Total assets+257.9%-
Equity+355.9%-
Debt+112.1%-
of which ≤ 1y+112.1%-
of which > 1y--
Working capital+267.6%-
Employees (FTE)--
Ratios (computed)
20252024
Current ratio3.412.39
Quick ratio3.222.39
Working capital ratio57.3%55.8%
Solvency76.2%59.8%
Debt / equity0.310.67
Long-term debt ratio--
Interest coverage39.5722.98
Gross margin--
Net margin--
ROA59.5%59.2%
ROE78.1%98.9%
EBITDA margin--
Days sales outstanding--
Days payable outstanding--
Inventory turnover--
Days inventory (DSI)--
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code20252024
Balance sheet, Assets
TOTAL ASSETS 20/58€80k€22k
Fixed assets 21/28€15k€892
Tangible fixed assets 22/27€15k€892
Current assets 29/58€65k€21k
Stocks & contracts in progress 3€4k-
Amounts receivable within one year 40/41€32k€12k
Cash & bank 54/58€28k€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€80k€22k
Equity 10/15€61k€13k
Contributions / capital 10/11€1k€1k
Accumulated profits (losses) 14€60k€12k
Amounts payable 17/49€19k€9k
Amounts payable within one year 42/48€19k€9k
Trade debts payable within one year 44€385€2k
Income statement
Gross operating margin 9900€65k€18k
Operating result 9901€62k€18k
Financial income 75€0-
Financial charges 65€2k€764
Result before taxes 9903€61k€17k
Income taxes 67/77€13k€4k
Net result for the period 9904€47k€13k
Result to be appropriated 9905€47k€13k
Legal Structure
NACE primary Graphic design and visual communication(74120)
Legal form Private limited company(610)
Incorporation02-08-2024
StatusActive
Postal code1300
Establishment units 1 location
CVD DIGITAL
Avenue de la Bourse 18, 1300 WavreComputer programming, consultancy and related activities
since 20242.362.188.936
Real-estate footprint Source: CBE × cadastre
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25055B0529/00P000 Wallonia 1,267 m² 1 · 169 m² 8.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events
Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Other professional, scientific and technical activities74103Graphic design and visual communication74120Computer programming, consultancy and related activities62010Computer programming62100Landscape service activities81300
Names & trade names
Legal nameFR CVD DIGITAL
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative

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