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Complete company report
Generated 11-07-2026
Active BE 1007.481.986Private limited company

CVA CONCEPT

Jozef Van Elewijckstraat 22 ·1853 Grimbergen, Belgium· 2 yrs active
Sector: Specialised construction (43422)
Conclusion Checked

The computed 12-month bankruptcy probability of CVA CONCEPT is 2.4% (moderate). The 2025 annual accounts show equity of €22k and a net result of €24k. Its solvency ranks better than 36% of 2850 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €22k
Net result €24k
Better than sector 36%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health83Profitability100Solvency67Growth50Stability67
73 / 100

Strong profile, led by profitability.

Health 83
Profitability 100
Solvency 67
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
2.4% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
83 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 01-02-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 30.3% 43.4%
better than 36% of 2850 sector peers
Net result €24k €14k
better than 64% of 2849 sector peers
Equity €22k €44k
better than 30% of 2850 sector peers
Gross operating margin €41k €39k
better than 52% of 2847 sector peers
Total assets €72k €115k
better than 31% of 2850 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Revenue-
EBITDA€41k
Net profit€24k
Cash flow€28k
Staff costs-
Income taxes€4k
Dividends€7k
Total assets€72k
Equity€22k
Debt€50k
of which ≤ 1y€36k
of which > 1y-
Working capital€32k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.88
Quick ratio1.88
Working capital ratio44.5%
Solvency30.3%
Debt / equity2.30
Long-term debt ratio-
Interest coverage4.78
Gross margin-
Net margin-
ROA33.1%
ROE109.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€72k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€68k
Amounts receivable within one year 40/41€44k
Cash & bank 54/58€24k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€72k
Equity 10/15€22k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€17k
Amounts payable 17/49€50k
Amounts payable within one year 42/48€36k
Trade debts payable within one year 44€18k
Income statement
Gross operating margin 9900€41k
Operating result 9901€37k
Financial charges 65€9k
Result before taxes 9903€28k
Income taxes 67/77€4k
Net result for the period 9904€24k
Result to be appropriated 9905€24k
Ratios computed by Checked.
Legal Structure
NACE primary Specialised construction(43422)
Legal form Private limited company(610)
Incorporation22-03-2024
StatusActive
Postal code1853
Establishment units 1 location
CVA CONCEPT
Albert Brachetlaan 55, 1020 BrusselAlgemene bouw van residentiële gebouwen
since 20242.357.473.746
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23084A0526/00N004 Flanders 688 m² 1 · 220 m² 14.3 m · 4 fl.
21816G0093/00B004 Brussels 206 m² 1 · 84 m² 14.6 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
01-02-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Chapewerken43422Chapewerken43996Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Loodgieterswerk43221Sanitaire werkzaamheden43221Schrijnwerk43320Schrijnwerk43320Plaatsen van vloer- en wandtegels43331Plaatsen van vloer- en wandtegels43331Metselwerk43910Uitvoeren van metsel- en voegwerken43994
Primary activity highlighted.
Names & trade names
Legal nameNL CVA CONCEPT
Registered office
Jozef Van Elewijckstraat 22 bus 7
1853 Grimbergen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative