CUYLCONSTRUCT
ActiveSummary
CUYLCONSTRUCT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,635 and a net result of -€1,481. Equity is shrinking by ~26.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. The computed 12-month bankruptcy probability is 0.1% (very low).
Financials · fiscal year 2025, micro schema
2021 to 2025, 5 fiscal years 2018 to 2025, 8 fiscal years
The operating result stays negative: a loss of €1,436 in 2025 against €354 in 2024; the loss grows.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 6,910 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,450 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,910 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | - | - | €101 | €102 | €109 | €118 | €120 | ▲ 1.7% |
| Gross operating margin9900 | €11,797 | -€5,369 | -€2,854 | -€1,415 | -€1,953 | -€4,988 | -€236 | -€1,316 | ▼ 458% |
| Operating profit (loss)9901 | €11,701 | -€5,467 | -€2,954 | -€1,516 | -€2,055 | -€5,097 | -€354 | -€1,436 | ▼ 306% |
| Financial income75/76B | - | - | - | - | - | €39 | - | - | - |
| Recurring financial income75 | €9 | - | - | - | - | €39 | - | - | - |
| Financial charges65/66B | - | - | - | €13,752 | €14,139 | €21,805 | €250 | €45 | ▼ 82.0% |
| Recurring financial charges65 | €12,581 | €12,958 | €13,346 | €13,752 | €14,139 | €362 | €250 | €45 | ▼ 82.0% |
| Non-recurring financial charges66B | - | - | - | - | - | €21,443 | - | - | - |
| Profit (loss) for the period before taxes9903 | -€871 | -€18,424 | -€16,300 | -€15,268 | -€16,194 | -€26,864 | -€604 | -€1,481 | ▼ 145% |
| Income taxes67/77 | €10,980 | - | - | - | - | - | - | - | - |
| Profit (loss) for the period9904 | -€11,851 | -€18,424 | -€16,300 | -€15,268 | -€16,194 | -€26,864 | -€604 | -€1,481 | ▼ 145% |
| Profit (loss) for the period to be appropriated9905 | -€11,851 | -€18,424 | -€16,300 | -€15,268 | -€16,194 | -€26,864 | -€604 | -€1,481 | ▼ 145% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €546,159 | €540,659 | €538,554 | €535,891 | €533,896 | €26,017 | €24,116 | €22,716 | ▼ 5.8% |
| Current assets29/58 | €546,159 | €540,659 | €538,554 | €535,891 | €533,896 | €26,017 | €24,116 | €22,716 | ▼ 5.8% |
| Stocks and contracts in progress3 | €15,613 | €15,613 | €15,613 | €21,443 | €21,443 | - | - | - | - |
| Contracts in progress37 | - | - | - | €21,443 | €21,443 | - | - | - | - |
| Amounts receivable within one year40/41 | €8,972 | €8,691 | €705 | €143 | €448 | €637 | €2,058 | - | - |
| Trade receivables40 | - | - | - | - | - | - | €797 | - | - |
| Other amounts receivable41 | - | - | - | €143 | €448 | €637 | €1,261 | - | - |
| Cash at bank and in hand54/58 | €521,575 | €516,355 | €522,235 | €514,304 | €512,005 | €25,380 | €22,058 | €22,716 | ▲ 3.0% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €546,159 | €540,659 | €538,554 | €535,891 | €533,896 | €26,017 | €24,116 | €22,716 | ▼ 5.8% |
| Equity10/15 | €117,769 | €99,344 | €83,045 | €67,777 | €51,583 | €24,720 | €24,116 | €22,635 | ▼ 6.1% |
| Contributions10/11 | €6,200 | €6,200 | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €123,420 | €123,420 | €123,420 | €123,420 | €123,420 | €123,420 | €123,420 | €123,420 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | €121,560 | €121,560 | €121,560 | €121,560 | €121,560 | = |
| Profit (loss) carried forward14 | -€11,851 | -€30,275 | -€46,575 | -€61,843 | -€78,036 | -€104,900 | -€105,504 | -€106,985 | ▼ 1.4% |
| Amounts payable17/49 | €428,391 | €441,314 | €455,509 | €468,114 | €482,312 | €1,297 | - | €81 | - |
| Amounts payable within one year42/48 | €428,391 | €441,314 | €455,509 | €468,114 | €482,312 | €1,297 | - | €81 | - |
| Trade debts44 | - | €72 | €1,029 | - | €12 | €1,297 | - | €81 | - |
| Suppliers440/4 | - | - | - | - | €12 | €1,297 | - | €81 | - |
| Taxes, remuneration and social security45 | - | - | - | - | €143 | - | - | - | - |
| Taxes450/3 | - | - | - | - | €143 | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €468,114 | €482,157 | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€11,851 | -€18,424 | -€16,300 | -€15,268 | -€16,194 | -€26,864 | -€604 | -€1,481 | ▼ 145% |
| Operating cash flow (approximation) | -€11,851 | -€18,424 | -€16,300 | -€15,268 | -€16,194 | -€26,864 | -€604 | -€1,481 | ▼ 145% |
| Change in cash | - | -€5,219 | €5,880 | -€7,931 | -€2,300 | -€486,625 | -€3,322 | €658 | ▲ 120% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.