Equity
€1.0m from €2.4m in 2017
Equity fell by 57% in 8 years.
CUSTY BELGIUM
Lifetime
19 annual accounts with figures on one time axis, 29 filings since 1997peak €2.6m (2024)
€2.2m▼ 16.6%
lowest -€724,116 (2025)
-€724,116▼ €419,838
peak €2.4m (2017)
€1.0m▼ 41.4%
€1.5m▲ 30.5%
peak 18.5 FTE (2023)
17.4 FTE▼ 4.9%
Board6 names since 2021
1 directorDavid DESTEMBERG
Owners3 names in the annual accounts
100%CUSTY HOLDING and 1 other
Documentsfilings and deeds
24-06-202637 days before the deadline
2025financial year
Turnover from €2.6m to €2.2mLoss of €724,116New daily management delegate 19-11New daily management delegate 08-01Equity from €1.7m to €1.0mDebts from €1.1m to €1.5m
Key points
from the 2025 annual accountsResult
-€724,116 ▼ 138%
The result fell in 2025 from -€304,278 to -€724,116.
Payment terms
194 days to suppliers
CUSTY BELGIUM pays its suppliers 96 days later than in 2024. Customers pay 2 days later.
Liquidity
0.63 was 1.11 in 2024
Short-term debts rose from €1.1m to €1.5m.
Filings
29 annual accounts since 1997
Two of the last ten came late. The 2019 accounts came latest: 112 days after the end of the period.
Position in the sector
-€724,116
Lower net result than 93% of companies in computer programming and consultancy. Sector median €35,587 · 1,689 companies.
Checked score
65
Healthy
Financially stronger than 20% of small companies in computer programming and consultancy (NACE 62)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 1,167 companies (NACE 62, small).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: 0.1%▲ +0.1 percentage points vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.4%▲ +0.3 percentage points vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.5%▲ +0.1 percentage points vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.6%▲ +0.1 percentage points vs 05-2026
07-2026: 0.5%▼ -0.1 percentage points vs 06-2026
08-2026: 0.7%▲ +0.2 percentage points vs 07-2026
09-2026: 0.8%▲ +0.1 percentage points vs 08-2026
10-2026: 0.9%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 0.9%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Loss of €724,116, the second in a row (financial year 2025)
Liquidity: current ratio 0.63, cash €32,115, halved
Size: turnover €2.2m, 17.4 FTE, total assets €2.6m
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, small). It does better than 51% of them on solvency, 15% on liquidity, 4% on profitability and 11% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 929 companies had the same profile as CUSTY BELGIUM has now. Each dot stands for 3 companies, two years later.
90.1%
were still trading
8.8%
stopped another way
1.1%
went bankrupt
That fits the bankruptcy probability of CUSTY BELGIUM itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 929 companies, not a prediction for CUSTY BELGIUM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.63 (1.11 in 2024), below 1. Short-term debt is 57.7% and cash 1.3% of total assets. 59.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 days early
2024
20 days early
2023
28 days early
2022
28 days early
2021
19 days early
2020
61 days early
2019
112 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 12 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- CUSTY HOLDING 100%score 94equity €9.0m (2025) · annual accounts 2025
- AFI ESCA HOLDING consolidatesannual accounts 2025
Shares in 1 company, CUSTY LUXEMBOURG
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0457886025
Reappointment: DGST & Partners - Réviseurs d'Entreprises (statutory auditor)
Gazette deed
New daily management delegate
David DESTEMBERG appointed, Laurent COPPENS resigned · General meeting of 16-05-2025 · Gazette deed
New daily management delegate
Laurent COPPENS appointed, Martin VILLEMOT resigned · Director discharge: Martin VILLEMOT · General meeting of 07-10-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CUSTY BELGIUM Thuin | €2.2m | -32.9% | 40.1% | 17.4 |
| IT1 Group Dendermonde | €1.8m | 8.3% | 51.2% | 26.1 |
| OMETA Wommelgem | €2.4m | 10.0% | 52.6% | 18.5 |
| Plenion Nazareth-De Pinte | €5.1m | 16.2% | 32.5% | 16.8 |
| SHEHERAZADE Développement Brussels | €5.1m | -1.2% | 47.0% | 22.6 |
| iAdvise Kontich | €3.8m | 15.2% | 53.8% | 22.4 |
| IDEAL SYSTEMS Vilvoorde | €3.7m | 34.7% | 4.3% | 9.1 |
Grey: the largest companies of the sector (computer programming and consultancy (NACE 62)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as CUSTY BELGIUM: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €1.9m and €3.4m, founded between 1988 and 2004.
Official details
Source: KBO- Status
- Active since 09-05-1996Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 1 other
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2024
- Establishment unit
- 2.244.743.8116530 Thuin, since 18-05-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 02-11-2026
Annual accounts 2025
- €2.6m▼ 11.3%
- Employeeson 31-12-2025
- 18▼ 5.3%
- Filing
- Filed on 24-06-2026, 37 days before the end of the filing period
Insights on CUSTY BELGIUM
CUSTY BELGIUM has existed since 1996. Turnover fell from €2.4m in 2008 to €931,789 in 2009, while staff rose from 6.9 to 9.4 full-time equivalents.
Solvency fell in 2025 from 60.7% to 40.1% because of the loss and higher debts to suppliers.
CUSTY HOLDING holds all the shares. In November 2025, the Official Gazette published the appointment of David DESTEMBERG as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CUSTY BELGIUM
- What is the company number of CUSTY BELGIUM?
- The company number of CUSTY BELGIUM is 0457.886.025. The VAT number is the same number with BE in front: BE 0457.886.025.
- Where is CUSTY BELGIUM based?
- The registered office is at Résidence du Midi 4, 6530 Thuin.Company details
- What does CUSTY BELGIUM do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of CUSTY BELGIUM?
- CUSTY BELGIUM is a private limited company (BV).
- When was CUSTY BELGIUM founded?
- CUSTY BELGIUM was founded on 09-05-1996.
- Is CUSTY BELGIUM still active?
- Yes, CUSTY BELGIUM is an active enterprise in the KBO register.
- How many employees does CUSTY BELGIUM have?
- CUSTY BELGIUM had an average of 17.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CUSTY BELGIUM fall under?
- In its 2024 annual accounts, CUSTY BELGIUM states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of CUSTY BELGIUM?
- The turnover of CUSTY BELGIUM was €2.2m in financial year 2025, according to the filed annual accounts.
- Is CUSTY BELGIUM profitable?
- In financial year 2025, CUSTY BELGIUM made a loss of €724,116.
- Where can I find the annual accounts of CUSTY BELGIUM?
- CUSTY BELGIUM filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CUSTY BELGIUM due?
- CUSTY BELGIUM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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