CUSTOM8
ActiveFrom the official registers: KBO 24 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
CUSTOM8 has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €166,437 and a net result of €54,504. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 70% of 3,387 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
KBO- Status
- Active since 09-05-2001 Normal situation
- Legal form
- Public limited company
- Registered office
- Romeinse straat 18, 3001 Leuven
- Activity
- Computer programming NACE 62100and 5 others
- Establishment unit
- 2.093.189.724 3000 Leuven, since 25-05-2001
- Financial year end
- 31 December
- Peppol
- Reachable
Board and ownership
- Civet Comm.VDirector · since 15-07-2020
- Cuyvers Rudy, MarcelDirector · since 15-07-2020
- Haex BartDirector · since 15-07-2020
- MIERAKEL BVDirector · since 15-07-2020
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €172,250
- ▲ 46.9%
- Turnover
- ≈ €270,000
- estimated
- Profit
- €54,504
- Equity
- €166,437
- ▲ 48.7%
- Total assets
- €241,639
- ▲ 43.9%
- Staff
- ≈ 1.6 FTE
- estimated
Score breakdownlowers riskLiquidity: current ratio 3.17, cash €132,952Sector: Computer programming, consultancy and related activities (NACE 62)Equity €166,437 (68.9% of total assets)Size: total assets €241,639Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 62% of them on solvency, 72% on liquidity, 62% on profitability and 79% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 28 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Financials · financial year 2025, abbreviated format
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 22-06-2026
- Format
- abbreviated format
- Reference
- 2026-00181825
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is a profit of €54,642, after a loss of €5,441 in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Companies with the same profile, two years later
Historical observationIn July 2024, 31,368 companies had the same profile as CUSTOM8 has now. Two years later, 0.5% had gone bankrupt and 93.5% were still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CUSTOM8 itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for CUSTOM8. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €94,561 | €112,250 | €120,600 | €121,802 | €116,661 | ▼ 4.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,496 | €2,205 | €2,378 | €1,228 | €1,284 | €1,399 | €343 | €378 | ▲ 10.1% |
| Other operating charges640/8 | - | - | - | €480 | €482 | €531 | €542 | €569 | ▲ 5.1% |
| Gross operating margin9900 | €255,820 | €244,245 | €190,066 | €236,036 | -€63,974 | €33,979 | €117,246 | €172,250 | ▲ 46.9% |
| Operating profit (loss)9901 | €128,618 | €122,467 | €125,908 | €139,767 | -€177,990 | -€88,551 | -€5,441 | €54,642 | - |
| Financial income75/76B | - | - | - | - | - | €252 | €151 | €152 | ▲ 0.5% |
| Recurring financial income75 | €289 | - | - | - | - | €252 | €151 | €152 | ▲ 0.5% |
| Financial charges65/66B | - | - | - | €107,107 | €307 | €257 | €482 | €290 | ▼ 40.0% |
| Recurring financial charges65 | €750 | €1,761 | €712 | €107,107 | €307 | €257 | €482 | €290 | ▼ 40.0% |
| Profit (loss) for the period before taxes9903 | €128,156 | €120,706 | €125,196 | €32,660 | -€178,297 | -€88,556 | -€5,773 | €54,504 | - |
| Income taxes67/77 | €233 | €162 | €394 | - | - | - | - | - | - |
| Profit (loss) for the period9904 | €127,923 | €120,544 | €124,802 | €32,660 | -€178,297 | -€88,556 | -€5,773 | €54,504 | - |
| Profit (loss) for the period to be appropriated9905 | €127,923 | €120,544 | €124,802 | €32,660 | -€178,297 | -€88,556 | -€5,773 | €54,504 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €136,000 | €301,387 | €372,425 | €435,671 | €254,384 | €170,976 | €167,964 | €241,639 | ▲ 43.9% |
| Fixed assets21/28 | €9,844 | €5,057 | €4,966 | €5,303 | €4,019 | €3,483 | €3,140 | €3,575 | ▲ 13.9% |
| Tangible fixed assets22/27 | €6,992 | €2,205 | €2,114 | €2,451 | €1,167 | €631 | €288 | €723 | ▲ 151% |
| Plant, machinery and equipment23 | - | - | - | €1,351 | €589 | €575 | €288 | €723 | ▲ 151% |
| Furniture and vehicles24 | - | - | - | €1,099 | €578 | €56 | - | - | - |
| Financial fixed assets28 | €2,852 | €2,852 | €2,852 | €2,852 | €2,852 | €2,852 | €2,852 | €2,852 | = |
| Current assets29/58 | €126,157 | €296,330 | €367,459 | €430,368 | €250,366 | €167,493 | €164,825 | €238,064 | ▲ 44.4% |
| Stocks and contracts in progress3 | €6,300 | €21,723 | €22,629 | €23,027 | €34,730 | €24,835 | €32,180 | €33,425 | ▲ 3.9% |
| Stocks30/36 | - | - | - | €23,027 | €34,730 | €24,835 | €32,180 | €33,425 | ▲ 3.9% |
| Amounts receivable within one year40/41 | €18,342 | €253,883 | €12,397 | €27,125 | €72,715 | €18,421 | €34,937 | €71,687 | ▲ 105% |
| Trade receivables40 | - | - | - | €7,068 | €59,547 | €9,378 | €33,882 | €63,632 | ▲ 87.8% |
| Other amounts receivable41 | - | - | - | €20,057 | €13,168 | €9,043 | €1,055 | €8,056 | ▲ 663% |
| Cash at bank and in hand54/58 | €101,515 | €19,818 | €332,078 | €379,860 | €142,920 | €124,236 | €97,708 | €132,952 | ▲ 36.1% |
| Deferred charges and accrued income490/1 | - | - | - | €356 | - | - | - | - | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €136,000 | €301,387 | €372,425 | €435,671 | €254,384 | €170,976 | €167,964 | €241,639 | ▲ 43.9% |
| Equity10/15 | -€180,948 | -€60,404 | €64,398 | €384,559 | €206,262 | €117,706 | €111,933 | €166,437 | ▲ 48.7% |
| Contributions10/11 | €400,000 | €400,000 | €400,000 | €687,500 | €687,500 | €687,500 | €687,500 | €687,500 | = |
| Capital10 | - | - | - | €553,333 | €553,333 | €553,333 | €553,333 | €553,333 | = |
| Issued capital100 | - | - | - | €553,333 | €553,333 | €553,333 | €553,333 | €553,333 | = |
| Contributions outside capital11 | - | - | - | €134,167 | €134,167 | €134,167 | €134,167 | €134,167 | = |
| Share premium1100/10 | - | - | - | €134,167 | €134,167 | €134,167 | €134,167 | €134,167 | = |
| Reserves13 | €15,775 | €15,775 | €15,775 | €15,775 | €15,775 | €15,775 | €15,775 | €15,775 | = |
| Non-distributable reserves130/1 | - | - | - | €15,775 | €15,775 | €15,775 | €15,775 | €15,775 | = |
| Legal reserve130 | - | - | - | €15,775 | €15,775 | €15,775 | €15,775 | €15,775 | = |
| Profit (loss) carried forward14 | -€596,723 | -€476,179 | -€351,377 | -€318,717 | -€497,014 | -€585,569 | -€591,342 | -€536,838 | ▲ 9.2% |
| Amounts payable17/49 | €316,948 | €361,791 | €308,026 | €51,112 | €48,123 | €53,270 | €56,031 | €75,201 | ▲ 34.2% |
| Amounts payable within one year42/48 | €316,948 | €361,791 | €308,026 | €51,112 | €48,123 | €53,270 | €56,031 | €75,201 | ▲ 34.2% |
| Trade debts44 | €19,933 | €45,849 | €20,109 | €35,379 | €25,439 | €28,959 | €36,109 | €44,314 | ▲ 22.7% |
| Suppliers440/4 | - | - | - | €35,379 | €25,439 | €28,959 | €36,109 | €44,314 | ▲ 22.7% |
| Taxes, remuneration and social security45 | - | - | - | €15,733 | €22,683 | €24,311 | €19,922 | €30,887 | ▲ 55.0% |
| Remuneration and social security454/9 | - | - | - | €15,733 | €22,683 | €24,311 | €19,922 | €30,887 | ▲ 55.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €127,923 | €120,544 | €124,802 | €32,660 | -€178,297 | -€88,556 | -€5,773 | €54,504 | - |
| + Depreciation and write-downs630 | €3,496 | €2,205 | €2,378 | €1,228 | €1,284 | €1,399 | €343 | €378 | ▲ 10.1% |
| Operating cash flow (approximation) | €131,418 | €122,749 | €127,180 | €33,889 | -€177,013 | -€87,157 | -€5,429 | €54,882 | - |
| Investment in fixed assets (approximation) | - | €2,582 | -€2,287 | -€1,566 | €0 | -€863 | €0 | -€813 | - |
| Change in cash | - | -€81,697 | €312,260 | €47,783 | -€236,940 | -€18,684 | -€26,529 | €35,244 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 24 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 22-06-2026 | 2026-00181825 | NBB |
| 31-12-2024 | micro format | 27-06-2025 | 2025-00184865 | |
| 31-12-2023 | micro format | 27-07-2024 | 2024-00292421 | |
| 31-12-2022 | micro format | 29-06-2023 | 2023-00172911 | |
| 31-12-2021 | micro format | 30-06-2022 | 2022-20110180 | |
| 31-12-2020 | micro format | 18-06-2021 | 2021-21000502 | |
| 31-12-2019 | micro format | 15-07-2020 | 2020-29800395 | |
| 31-12-2018 | micro format | 31-08-2019 | 2019-58300468 | |
| 31-12-2017 | micro format | 19-06-2018 | 2018-19400407 | |
| 31-12-2016 | micro format | 30-06-2017 | 2017-23700575 |
Comparable companies
These companies have the same main activity as CUSTOM8: computer programming (NACE 62100). They are comparable in size and age: total assets between €219,000 and €307,000, founded between 1998 and 2002.
| Company | Founded | Total assets | Equity | Gross margin | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|
| CUSTOM8 Leuven | 2001 | €241,639 | €166,437 | €172,250 | €54,504 | - | 2025 |
| SKYFALL IT Schilde | 2001 | €220,551 | -€12,086 | €178,034 | €18,789 | - | 2025 |
| CELCIUS Kuurne | 2001 | €218,953 | €7,740 | €179,122 | €29,796 | 2 | 2025 |
| INTERSYS Herenthout | 1998 | €257,423 | €120,828 | €196,652 | €9,752 | - | 2025 |
| TETRAM Namur | 2001 | €223,323 | €176,992 | €205,118 | €82,361 | - | 2025 |
| LODGON Leuven | 2001 | €218,681 | €126,311 | €246,194 | €33,390 | 2 | 2025 |
| OPITULOR Leuven | 2002 | €306,642 | €303,494 | €112,068 | €37,056 | - | 2025 |
They were chosen from the 9,111 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Subsidies and aid
Flemish government
2023 · 1 entry · €2,745 awarded · €2,745 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Civet Comm.V |
|
| Cuyvers Rudy, Marcel |
|
| Haex Bart |
|
| MIERAKEL BV |
|
| Vandeputte Peter |
|
| Vander Sloten Jozef |
|
Owners and capital
Owners
Group and network
Connections & network
6 current directorsThe network starts from the directors of CUSTOM8. Every other company they run is a node.
History
Acts, filings and financial milestones
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBThe scores and ratios are Checked's own calculations, not a credit decision.
Environmental permits: No permit applications found in Flanders.
Sites & property
1 establishment unit
Buildings and parcels at the addresses
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24514C0093/00G002 | Flanders | 5,172 m² | 1 · 2,352 m² | 7.8 m · 2 |
| 24505F1006/00N000 | Flanders | 89 m² | 1 · 58 m² | 12.7 m · 3 |