Skip to content

OPITULOR

Active
Private limited companyfounded 200224 yrs activeBertemstraat 17, 3001 Leuven, BelgiumKBO/BCE: BE 0477.090.639
Summary

OPITULOR has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €303,494 and a net result of €37,056. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 95% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability84▲+39
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 74.09 against 79.13 in 2024; short-term debt: 1% and cash: 69.7% of total assets), and 1% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99%
Return on assets
12.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-02-2026, 163 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
163 d early
2024
37 d early
2023
104 d early
2022
139 d early
2021
123 d early
2020
5 d early
2019
19 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

OPITULOR was incorporated on 25 March 2002.1 Total assets fell from EUR 373,324 in 2018 to EUR 306,642 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€303,494▲ 1.0%
2024 · €300,438
Total assets
€306,642▲ 1.2%
2024 · €303,076
Net result
€37,056▲ 100.0%
2024 · €18,531
Working capital
€230,056▲ 11.6%
2024 · €206,084
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€49,002▲ 14.1%€48,859▼ 0.3%€50,633▲ 3.6%€69,594▲ 37.4%€84,978▲ 22.1%
Net result€30,118▼ 1.7%€33,860▲ 12.4%€36,440▲ 7.6%€18,531▼ 49.1%€37,056▲ 100.0%
Equity€262,607▼ 26.6%€279,467▲ 6.4%€305,908▲ 9.5%€300,438▼ 1.8%€303,494▲ 1.0%
Total assets€285,796▼ 27.8%€330,961▲ 15.8%€322,247▼ 2.6%€303,076▼ 5.9%€306,642▲ 1.2%
Debt€21,218▼ 37.2%€51,494▲ 143%€16,340▼ 68.3%€2,638▼ 83.9%€3,148▲ 19.3%
Working capital€156,608▼ 31.6%€196,995▲ 25.8%€186,785▼ 5.2%€206,084▲ 10.3%€230,056▲ 11.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000Operating result 2021: €49,002€49,002Net result 2021: €30,118€30,118Operating result 2022: €48,859€48,859Net result 2022: €33,860€33,860Operating result 2023: €50,633€50,633Net result 2023: €36,440€36,440Operating result 2024: €69,594€69,594Net result 2024: €18,531€18,531Operating result 2025: €84,978€84,978Net result 2025: €37,056€37,05620212022202320242025€0€25,000€50,000€75,000Operating result 2023: €50,633€50,600Net result 2023: €36,440€36,400Operating result 2024: €69,594€69,600Net result 2024: €18,531€18,500Operating result 2025: €84,978€85,000Net result 2025: €37,056€37,100202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €306,642
Fixed assets €73,438 ▼ 22.2%
Current assets €233,204 ▲ 11.7%
Equity and liabilities €306,642
Equity €303,494 ▲ 1.0%
Debt €3,148 ▲ 19.3%
Debt's share of the balance-sheet total rises from 0.9% to 1.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€110,032▲
2024 · €95,485
Cash flow
€62,110▲
2024 · €44,422
Current ratio
74.09▼
2024 · 79.13
Debt to equity
0.01▲
2024 · 0.01
ROE
12.2%▲
2024 · 6.2%
ROA
12.1%▲
2024 · 6.1%
Interest coverage
1464.55▲
2024 · 2.18
Debt ≤ 1 year
€3,148▲
2024 · €2,638
Income taxes
€14,680▲
2024 · €7,578
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€303,076€306,642▲
Fixed assets21/28€94,354€73,438▼
Tangible fixed assets22/27€94,354€73,438▼
Land and buildings22€41,688€33,350▼
Furniture and vehicles24€41,536€29,706▼
Other tangible fixed assets26€11,131€10,382▼
Current assets29/58€208,722€233,204▲
Amounts receivable within one year40/41€22,641€18,227▼
Trade receivables40€13,345€14,274▲
Other amounts receivable41€9,296€3,953▼
Cash at bank and in hand54/58€184,864€213,741▲
Deferred charges and accrued income490/1€1,216€1,235▲
Equity and liabilities
Total equity and liabilities10/49€303,076€306,642▲
Equity10/15€300,438€303,494▲
Contributions10/11€12,400€12,400=
Reserves13€288,038€291,094▲
Tax-exempt reserves132€22,168€22,168=
Distributable reserves133€265,871€268,926▲
Profit (loss) carried forward14-€0
Amounts payable17/49€2,638€3,148▲
Amounts payable within one year42/48€2,638€3,148▲
Current portion of amounts payable after more than one year42-€251
Trade debts44€2,211€1,897▼
Suppliers440/4€2,211€1,897▼
Taxes, remuneration and social security45-€1,000
Taxes450/3-€1,000
Other amounts payable47/48€427€0▼
Income statement Code20242025
Remuneration, social security and pensions62-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25,891€25,054▼
Other operating charges640/8€1,869€2,036▲
Gross operating margin9900€97,355€112,068▲
Operating profit (loss)9901€69,594€84,978▲
Financial income75/76B€264€1,281▲
Recurring financial income75€264€1,281▲
Financial charges65/66B€43,749€34,524▼
Recurring financial charges65€43,749€75▼
Non-recurring financial charges66B-€34,448
Profit (loss) for the period before taxes9903€26,108€51,736▲
Income taxes67/77€7,578€14,680▲
Profit (loss) for the period9904€18,531€37,056▲
Profit (loss) for the period to be appropriated9905€18,531€37,056▲
Appropriation of the result
Profit (loss) to be appropriated9906€18,531€37,056▲
Transfer from equity791/2€24,000€34,000▲
Transfer to equity691/2€18,531€37,056▲
To other reserves6921€18,531€37,056▲
Profit to be distributed694/7€24,000€34,000▲
Return on contributions (dividend)694€24,000€34,000▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62----€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29,674€31,058€22,906€25,891€25,054▼ 3.2%
Other operating charges640/8-€1,527€2,149€1,869€2,036▲ 8.9%
Gross operating margin9900€80,264€81,443€75,688€97,355€112,068▲ 15.1%
Operating profit (loss)9901€49,002€48,859€50,633€69,594€84,978▲ 22.1%
Financial income75/76B--€278€264€1,281▲ 386%
Recurring financial income75€11-€278€264€1,281▲ 386%
Financial charges65/66B-€87€97€43,749€34,524▼ 21.1%
Recurring financial charges65€82€87€97€43,749€75▼ 99.8%
Non-recurring financial charges66B----€34,448-
Profit (loss) for the period before taxes9903€48,931€48,772€50,814€26,108€51,736▲ 98.2%
Transfer from deferred taxes780-€1,971----
Income taxes67/77€20,784€16,883€14,373€7,578€14,680▲ 93.7%
Profit (loss) for the period9904€30,118€33,860€36,440€18,531€37,056▲ 100.0%
Transfer from tax-exempt reserves789-€7,882----
Profit (loss) for the period to be appropriated9905€52,601€41,742€36,440€18,531€37,056▲ 100.0%
Line20212022202320242025Change
Assets
Total assets20/58€285,796€330,961€322,247€303,076€306,642▲ 1.2%
Fixed assets21/28€107,970€82,473€119,122€94,354€73,438▼ 22.2%
Tangible fixed assets22/27€107,970€82,473€119,122€94,354€73,438▼ 22.2%
Land and buildings22-€58,363€50,025€41,688€33,350▼ 20.0%
Furniture and vehicles24-€8,202€55,578€41,536€29,706▼ 28.5%
Other tangible fixed assets26-€15,908€13,519€11,131€10,382▼ 6.7%
Current assets29/58€177,825€248,488€203,125€208,722€233,204▲ 11.7%
Amounts receivable within one year40/41€14,810€14,230€17,003€22,641€18,227▼ 19.5%
Trade receivables40-€14,230€12,000€13,345€14,274▲ 7.0%
Other amounts receivable41--€5,003€9,296€3,953▼ 57.5%
Cash at bank and in hand54/58€162,716€229,840€184,941€184,864€213,741▲ 15.6%
Deferred charges and accrued income490/1-€4,418€1,180€1,216€1,235▲ 1.5%
Equity and liabilities
Total equity and liabilities10/49€285,796€330,961€322,247€303,076€306,642▲ 1.2%
Equity10/15€262,607€279,467€305,908€300,438€303,494▲ 1.0%
Contributions10/11-€12,400€12,400€12,400€12,400=
Reserves13€250,207€267,067€293,508€288,038€291,094▲ 1.1%
Non-distributable reserves130/1-€1,860----
Reserves not available under the articles1311-€1,860----
Tax-exempt reserves132-€22,168€22,168€22,168€22,168=
Distributable reserves133-€243,039€271,340€265,871€268,926▲ 1.1%
Profit (loss) carried forward14----€0-
Provisions and deferred taxes16€1,971-----
Amounts payable17/49€21,218€51,494€16,340€2,638€3,148▲ 19.3%
Amounts payable within one year42/48€21,218€51,494€16,340€2,638€3,148▲ 19.3%
Current portion of amounts payable after more than one year42----€251-
Trade debts44€3,451€3,359€4,310€2,211€1,897▼ 14.2%
Suppliers440/4-€3,359€4,310€2,211€1,897▼ 14.2%
Taxes, remuneration and social security45-€20,806€5,850-€1,000-
Taxes450/3-€14,404€1,443-€1,000-
Remuneration and social security454/9-€6,402€4,407---
Other amounts payable47/48-€27,329€6,180€427€0▼ 100%
Line20212022202320242025Change
Profit (loss) for the period9904€30,118€33,860€36,440€18,531€37,056▲ 100.0%
+ Depreciation and write-downs630€29,674€31,058€22,906€25,891€25,054▼ 3.2%
Operating cash flow (approximation)€59,793€64,918€59,346€44,422€62,110▲ 39.8%
Investment in fixed assets (approximation)--€5,560-€59,555-€1,123-€4,138▼ 268%
Change in cash-€67,125-€44,899-€77€28,877▲ 37,646%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
24-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €18,531 ▼49.1%
Net result drops to €18,531, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 6current ratio 79.13
Current ratio from 12.43 to 79.13; short-term debt falls from €16,340 to €2,638.
18-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity triplescurrent ratio 12.43
Current ratio from 4.83 to 12.43; short-term debt falls from €51,494 to €16,340.
14-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
19-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
19-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2002
seat establishment The establishment unit on the map
Ground area
955 m²
Building footprint
96 m²
Volume, LiDAR
738 m³
Parcel 24040B0141/00P004, Flanders · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Bertemstraat 17, 3001 Leuven
NACE 7210001
since 20022.095.868.310
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24040B0141/00P004 Flanders 955 m² 1 · 96 m² 9.2 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

2549003KEADTY2P6JK60
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 16,901 companies in sector 62100 we hold annual accounts for 8,775. 6,162 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded25-03-2002
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
46500Wholesale of information and communication equipment
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
95100Repair and maintenance of computers and communication equipment

Scores and ratios are computed by Checked and are not a credit decision.