Equity
€704,418 ▲ 222%
Equity rose in 2025 from €218,914 to €704,418.
CURVO
Lifetime
6 annual accounts with figures on one time axispeak -€16,417 (2020)
-€44,463▲ €21,517
lowest -€215,046 (2023)
-€45,435▲ €25,126
peak €704,418 (2025)
€704,418▲ 222%
€17,929▲ 583%
Board5 names since 2019
3 directorsCAPITAL & CROISSANCE and 2 others
Owners
21.09%ORSA TECH
Documentsfilings and deeds
19-07-202612 days before the deadline
2025micro format
Gross margin from -€65,980 to -€44,463Loss of €45,435Registered office moved from Charleroi to Brussels 22-07Equity from €218,914 to €704,418Debts from €2,623 to €17,929Investments €33,519
Key points
from the 2025 annual accountsLosses
-€426,571 in six years
Every financial year from 2020 to 2025 closed with a loss. 2023 was the heaviest.
Investments
€32,519 41.1 × depreciation
Green is investment, beige is depreciation.
Liquidity
38.46 was 84.45 in 2024
Short-term debts rose from €2,623 to €17,929.
At the same address
581 companies
Position in the sector
-€45,435
Lower net result than 95% of companies in financial services. Sector median €32,855 · 9,772 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
2 signals, none raises the risk
Two signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €704,418
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
12 days early
2024
14 days early
2023
29 days early
2022
47 days early
2021
24 days late
2020
6 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 12 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0733642969
Registered office moved from Charleroi to Brussels
Capital contribution of €530,937.98 · 1,678 new shares · Capital contribution: constatation de la réalisation de l'apport supplémentaire · General meeting of 11-07-2025 · Gazette deed
Registered-office move
General meeting of 11-12-2023 · Gazette deed
3 directors appointed
Issue of 3,333 shares · Issue of 889 shares · Thomas KETCHELL, Yoran BRONDSEMA and CAPITAL & CROISSANCE · General meeting of 15-06-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CURVO Ixelles | €0.7m | -€0.04m | 97.5% | - |
| Auric Ghent | €0.5m | -€3.3m | 46.0% | 3.2 |
| GUVO Woluwe-Saint-Pierre | €0.5m | -€0.04m | 96.6% | - |
| LUM.INVEST Ghent | €1.1m | -€0.03m | 0.9% | 0.7 |
| PI CAPITAL FUND Schilde | €0.6m | -€0.01m | 99.4% | 0 |
| Athena Holding Ixelles | €1.2m | -€0.07m | 95.7% | - |
| BEEBONDS FINANCE Auderghem | €1.9m | -€0.1m | 5.5% | - |
These companies have the same main activity as CURVO: other financial services (NACE 64999). They are comparable in size and age: total assets between €507,000 and €1.9m, founded between 2015 and 2023.
Official details
Source: KBO- Status
- Active since 03-09-2019Normal situation
- Registered office
- 582 active companies are registered at this address52 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Other financial servicesNACE 64999and 1 other
- Establishment unit
- 2.294.641.8961050 Ixelles, since 03-09-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 25-11-2025
Annual accounts 2025
- €722,347▲ 226%
- Filing
- Filed on 19-07-2026, 12 days before the end of the filing period
Insights on CURVO
CURVO files the micro format. That format states no turnover. The gross margin fell from -€16,417 in 2020 to -€44,463 in 2025.
In June 2023, the Official Gazette published the appointment of Thomas KETCHELL as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CURVO
- What is the company number of CURVO?
- The company number of CURVO is 0733.642.969. The VAT number is the same number with BE in front: BE 0733.642.969.
- Where is CURVO based?
- The registered office is at Louizalaan 231, 1050 Ixelles.Company details
- What does CURVO do?
- According to the KBO register, the main activity is other financial services (NACE 64999).
- What is the legal form of CURVO?
- CURVO is a private limited company (BV).
- When was CURVO founded?
- CURVO was founded on 03-09-2019.
- Is CURVO still active?
- Yes, CURVO is an active enterprise in the KBO register.
- What is the turnover of CURVO?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is CURVO profitable?
- In financial year 2025, CURVO made a loss of €45,435.
- Where can I find the annual accounts of CURVO?
- CURVO filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CURVO due?
- CURVO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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