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Curla

Active
Private limited companyfounded 20197 yrs activeLiezele-Dorp 118, 2870 Puurs-Sint-Amands, BelgiumKBO/BCE: BE 0729.622.617
Summary

Curla has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83k and a net result of €3k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability73▲+7
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 7.72 against 10.93 in 2024; short-term debt: 5.5% and cash: 40.6% of total assets), and 15.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
84.3%
Return on assets
3.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
31 d early
2024
23 d early
2023
35 d early
2022
28 d early
2021
32 d early
2020
5 d early
2019
31 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 1 July 2019, Curla was incorporated as a Private limited company.1 Total assets went from EUR 77,340 in 2019 to EUR 98,193 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€83k▲ 4.4%
2024 · €79k
Total assets
€98k▲ 6.7%
2024 · €92k
Net result
€3k
2024 · €-2k
Working capital
€36k▲ 32.8%
2024 · €27k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€36k▲ 126%€34k▼ 5.5%€26k▼ 23.8%€2k▼ 92.5%€7k▲ 247%
Net result€26k▲ 183%€23k▼ 9.3%€17k▼ 26.0%€-2k€3k
Equity€48k▲ 117%€71k▲ 48.8%€81k▲ 14.4%€79k▼ 2.1%€83k▲ 4.4%
Total assets€97k▲ 29.7%€106k▲ 8.9%€97k▼ 8.5%€92k▼ 4.7%€98k▲ 6.7%
Debt€49k▼ 6.4%€35k▼ 29.6%€16k▼ 55.0%€13k▼ 18.3%€15k▲ 20.8%
Working capital€-4k▲ 86.2%€26k€31k▲ 21.3%€27k▼ 11.9%€36k▲ 32.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20k€30k€40kOperating result 2021: €36k€36kNet result 2021: €26k€26kOperating result 2022: €34k€34kNet result 2022: €23k€23kOperating result 2023: €26k€26kNet result 2023: €17k€17kOperating result 2024: €2k€2kNet result 2024: €-2k€-2kOperating result 2025: €7k€7kNet result 2025: €3k€3k20212022202320242025€-10k€0€10k€20k€30kOperating result 2023: €26k€26kNet result 2023: €17k€17kOperating result 2024: €2k€1.9kNet result 2024: €-2k€-1.7kOperating result 2025: €7k€6.7kNet result 2025: €3k€3.5k202320242025
The operating result recovers in 2025; 2025 is 247% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98k
Fixed assets €57k ▼ 8.9%
Current assets €42k ▲ 38.7%
Equity and liabilities €98k
Equity €83k ▲ 4.4%
Debt €15k ▲ 20.8%
Debt's share of the balance-sheet total rises from 13.8% to 15.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€12k▲
2024 · €6k
Cash flow
€9k▲
2024 · €3k
Current ratio
7.72▼
2024 · 10.93
Debt to equity
0.19▲
2024 · 0.16
ROE
4.2%▲
2024 · -2.1%
ROA
3.5%▲
2024 · -1.8%
Interest coverage
45.20▲
2024 · 10.56
Debt ≤ 1 year
€5k▲
2024 · €3k
Debt > 1 year
€10k=
2024 · €10k
Income taxes
€3k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€92k€98k▲
Fixed assets21/28€62k€57k▼
Tangible fixed assets22/27€12k€7k▼
Furniture and vehicles24€12k€7k▼
Financial fixed assets28€50k€50k=
Current assets29/58€30k€42k▲
Amounts receivable within one year40/41€4k€495▼
Trade receivables40€187€0▼
Other amounts receivable41€4k€495▼
Cash at bank and in hand54/58€24k€40k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€92k€98k▲
Equity10/15€79k€83k▲
Contributions10/11€4k€4k=
Reserves13€76k€79k▲
Distributable reserves133€76k€79k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€13k€15k▲
Amounts payable after more than one year17€10k€10k=
Financial debts170/4€10k€10k=
Amounts payable within one year42/48€3k€5k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€329€3k▲
Taxes450/3€329€3k▲
Other amounts payable47/48€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€9k€14k▲
Operating profit (loss)9901€2k€7k▲
Financial income75/76B€18€0▼
Recurring financial income75€18€0▼
Financial charges65/66B€608€271▼
Recurring financial charges65€608€271▼
Profit (loss) for the period before taxes9903€1k€6k▲
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€-2k€3k▲
Profit (loss) for the period to be appropriated9905€-2k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€3k▲
Transfer from equity791/2€2k€0▼
Transfer to equity691/2€0€3k▲
To other reserves6921€0€3k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k€711€4k€5k▲ 22.8%
Other operating charges640/8€878€1k€2k€2k€2k▼ 27.3%
Gross operating margin9900€43k€42k€28k€9k€14k▲ 60.8%
Operating profit (loss)9901€36k€34k€26k€2k€7k▲ 247%
Financial income75/76B€0€4€0€18€0▼ 100%
Recurring financial income75€0€4€0€18€0▼ 100%
Financial charges65/66B€250€550€558€608€271▼ 55.5%
Recurring financial charges65€250€550€558€608€271▼ 55.5%
Profit (loss) for the period before taxes9903€36k€34k€25k€1k€6k▲ 378%
Income taxes67/77€10k€10k€8k€3k€3k▼ 0.7%
Profit (loss) for the period9904€26k€23k€17k€-2k€3k▲ 308%
Profit (loss) for the period to be appropriated9905€26k€23k€17k€-2k€3k▲ 308%
Line20212022202320242025Change
Assets
Total assets20/58€97k€106k€97k€92k€98k▲ 6.7%
Fixed assets21/28€64k€57k€50k€62k€57k▼ 8.9%
Tangible fixed assets22/27€14k€7k€0€12k€7k▼ 45.7%
Plant, machinery and equipment23€2k€711€0---
Furniture and vehicles24€12k€7k€0€12k€7k▼ 45.7%
Financial fixed assets28€50k€50k€50k€50k€50k=
Current assets29/58€33k€48k€47k€30k€42k▲ 38.7%
Amounts receivable within one year40/41-€3k€10k€4k€495▼ 88.0%
Trade receivables40-€3k€10k€187€0▼ 100%
Other amounts receivable41---€4k€495▼ 87.4%
Cash at bank and in hand54/58€31k€44k€33k€24k€40k▲ 67.5%
Deferred charges and accrued income490/1€2k€2k€3k€2k€1k▼ 38.8%
Equity and liabilities
Total equity and liabilities10/49€97k€106k€97k€92k€98k▲ 6.7%
Equity10/15€48k€71k€81k€79k€83k▲ 4.4%
Contributions10/11€4k€4k€4k€4k€4k=
Reserves13€44k€67k€77k€76k€79k▲ 4.6%
Distributable reserves133€44k€67k€77k€76k€79k▲ 4.6%
Profit (loss) carried forward14--€0€0--
Amounts payable17/49€49k€35k€16k€13k€15k▲ 20.8%
Amounts payable after more than one year17€12k€12k€0€10k€10k=
Financial debts170/4€12k€12k€0€10k€10k=
Amounts payable within one year42/48€37k€23k€16k€3k€5k▲ 96.5%
Trade debts44€8k€6k€5k€2k€3k▲ 14.6%
Suppliers440/4€8k€6k€5k€2k€3k▲ 14.6%
Taxes, remuneration and social security45€4k€4k€3k€329€3k▲ 698%
Taxes450/3€4k€4k€3k€329€3k▲ 698%
Other amounts payable47/48€25k€12k€7k€0--
Line20212022202320242025Change
Profit (loss) for the period9904€26k€23k€17k€-2k€3k▲ 308%
+ Depreciation and write-downs630€6k€7k€711€4k€5k▲ 22.8%
Operating cash flow (approximation)€31k€30k€18k€3k€9k▲ 220%
Investment in fixed assets (approximation)-€0€7k€-16k€0▲ 100%
Change in cash-€12k€-10k€-10k€16k▲ 268%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Back to profitnet €3k
Net result €3k after one loss-making year.
08-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity quadruplescurrent ratio 10.93
Current ratio from 2.99 to 10.93; short-term debt falls from €16k to €3k.
26-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Liquidity doublescurrent ratio 2.12
Current ratio from 0.89 to 2.12; short-term debt falls from €37k to €23k.
29-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Highest result since 2019net €26k ▲183%
Operating result €36k, net result €26k, both a record.
26-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
629 m²
Building footprint
101 m²
Volume, LiDAR
525 m³
Parcel 12022A0580/00F002, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Liezele-Dorp 118, 2870 Puurs-Sint-Amands
Financial service activities, except insurance and pension funding
since 20192.290.777.338
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12022A0580/00F002 Flanders 629 m² 1 · 101 m² 7.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 40,209 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68321Property management for co-owned buildings (syndics)
73300Public relations and communication consultancy

Scores and ratios are computed by Checked and are not a credit decision.