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CUMUL

Active Risk: low
Limited partnershipfounded 200323 yrs activeAchter De Hoven 4, 3520 Zonhoven, BelgiumKBO/BCE: BE 0479.515.639
Summary

CUMUL has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2011 annual accounts show equity of €107,374 and a net result of €18,219. Equity is growing by ~24.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€52,311turnover 2011
Equity
€107,374
Profit
€18,219
Financial health
Bankruptcy chance 12 m
1.2%
2011 figures too old to score
Structure
Accounts 4993 d overdue0 of 5 deeds read
Signals- Figures for FY 2011 (filed 29-02-2012)- Founded in 2003+ Legal form Limited partnership+ Sector Real estate activities (NACE 68)No filing for yearsLatest accounts filed on timeShow the evidence

Checked score

No current score
Figures too old
The available figures for FY 2011 are too old to assess current financial health.
Filing: Five or more filing cycles are missing. This points to a standstill, not an imminent failure.
Financial strength, FY 2011 · tick = 2010
Average
Solvency 45+3
equity 20.4% of total assets
Liquidity 11+2
short-term debt 79.0% · cash 3.5%
Profitability 82-1
return on assets 3.5%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,362 companies)
Last 24 months 11-2024: 1.2%highest value 12-2024: 1.2%● 0.0% vs 11-2024highest value 01-2025: 1.2%● 0.0% vs 12-2024highest value 02-2025: 1.2%● 0.0% vs 01-2025highest value 03-2025: 1.2%● 0.0% vs 02-2025highest value 04-2025: 1.2%● 0.0% vs 03-2025highest value 05-2025: 1.2%● 0.0% vs 04-2025highest value 06-2025: 1.2%● 0.0% vs 05-2025highest value 07-2025: 1.2%● 0.0% vs 06-2025highest value 08-2025: 1.2%● 0.0% vs 07-2025highest value 09-2025: 1.2%● 0.0% vs 08-2025highest value 10-2025: 1.2%● 0.0% vs 09-2025highest value 11-2025: 1.2%● 0.0% vs 10-2025highest value 12-2025: 1.2%● 0.0% vs 11-2025highest value 01-2026: 1.2%● 0.0% vs 12-2025highest value 02-2026: 1.2%● 0.0% vs 01-2026highest value 03-2026: 1.2%● 0.0% vs 02-2026highest value 04-2026: 1.2%● 0.0% vs 03-2026highest value 05-2026: 1.2%● 0.0% vs 04-2026highest value 06-2026: 1.2%● 0.0% vs 05-2026highest value 07-2026: 1.2%● 0.0% vs 06-2026highest value 08-2026: 1.2%● 0.0% vs 07-2026highest value 09-2026: 1.2%● 0.0% vs 08-2026highest value 10-2026: 1.2%● 0.0% vs 09-2026highest value
  • Figures for FY 2011 (filed 29-02-2012) raises the probability
  • Legal form Limited partnership lowers the probability
  • Sector Real estate activities (NACE 68) lowers the probability
  • Founded in 2003 raises the probability for this profile
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2011 (filed 29-02-2012)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Legal form Limited partnership
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Sector Real estate activities (NACE 68)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Founded in 2003
In the bankruptcy model this factor raises the probability for this profile.
KBO
neutral · No filing for years
The last filed financial year closed on 30-06-2011. Since then, 14 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 8 filings
Position against the passed deadline
30-06-2012 close31-01-2013 deadline03-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2011 was due by 31-01-2012 and was filed on 17-01-2012, 14 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
not filed
2019
not filed
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2011 · abbreviated…
  2. Equity above €100,000Eq €107,374 ▲20.4%
  3. Annual accounts filedfiscal year 2010 · abbreviated…

Key points

  • Risk: Accounts not fileddeadline was 31-01-2013 4993 d late View
  • Active since 2003founded 11-02-2003 23 years View
  • Turnover 20113 fiscal years filed €52,311 View

By topic

Financials

Fiscal year
2011
Turnover
€52,311
Profit
€18,219
Solvency
20.4%
Turnover▲ 0.5%
Net result
20092011
Go to Financials

Timeline

Events
10
Since
2005
  1. 17-01-2012Annual accounts filed
  2. 30-06-2011Equity above €100,000
  3. 17-01-2011Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Limited partnership
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
11-02-2003
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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