E.M.G.
ActiveSummary
E.M.G. has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €258k and a net result of €10k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 60% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71=
Solvency76▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 7.72 against 2.21 in 2024; short-term debt: 1.8% and cash: 1.1% of total assets), and 49.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.5%
Return on assets
2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
39 d early
2023
29 d late
2022
27 d late
2021
2 d early
2020
3 d early
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10k▲ 35.6%
2024 · €7k
2018: €2k
2019: €2k
2020: €12k
2021: €2k
2022: €5k
2023: €6k
2024: €7k
2018 → 2025
Working capital
€62k▲ 55.1%
2024 · €40k
2018: €-93k
2019: €-78k
2020: €-61k
2021: €-41k
2022: €-14k
2023: €10k
2024: €40k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€229k-€234k▲ 2.2%€241k▲ 2.7%€248k▲ 3.1%€258k▲ 4.1%
Operating result€6k-€9k▲ 61.2%€12k▲ 28.9%€12k▲ 4.5%€14k▲ 16.5%
Net result€2k-€5k▲ 122%€6k▲ 23.1%€7k▲ 19.2%€10k▲ 35.6%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €511k
Fixed assets
€440k ▼ 4.4%
Current assets
€71k ▼ 2.6%
Equity and liabilities €511k
Equity
€258k ▲ 4.1%
Provisions
€9k ▼ 25.5%
Debt
€244k ▼ 10.7%
Debt's share of the balance-sheet total falls from 51.3% to 47.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▲
2024 · €33k
Cash flow
€30k▲
2024 · €28k
Current ratio
7.72▲
2024 · 2.21
Debt to equity
0.95▼
2024 · 1.10
ROE
3.9%▲
2024 · 3.0%
ROA
2.0%▲
2024 · 1.4%
Interest coverage
53.93▲
2024 · 14.85
Debt ≤ 1 year
€9k▼
2024 · €33k
Debt > 1 year
€235k▼
2024 · €240k
Income taxes
€6k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€533k€511k▼
Fixed assets21/28€460k€440k▼
Tangible fixed assets22/27€460k€440k▼
Land and buildings22€460k€440k▼
Current assets29/58€73k€71k▼
Amounts receivable within one year40/41€58k€66k▲
Trade receivables40€55k€63k▲
Other amounts receivable41€3k€3k=
Cash at bank and in hand54/58€15k€6k▼
Equity and liabilities
Total equity and liabilities10/49€533k€511k▼
Equity10/15€248k€258k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€83k€74k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€35k€26k▼
Distributable reserves133€41k€41k=
Profit (loss) carried forward14€103k€122k▲
Provisions and deferred taxes16€12k€9k▼
Deferred taxes168€12k€9k▼
Amounts payable17/49€273k€244k▼
Amounts payable after more than one year17€240k€235k▼
Financial debts170/4€5k-
Other amounts payable178/9€235k€235k=
Amounts payable within one year42/48€33k€9k▼
Current portion of amounts payable after more than one year42€16k€5k▼
Trade debts44€558€532▼
Suppliers440/4€558€532▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€15k-
Income statement
Code20242025
Non-recurring operating income76A-€76
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€20k▼
Other operating charges640/8€7k€8k▲
Gross operating margin9900€40k€42k▲
Operating profit (loss)9901€12k€14k▲
Financial charges65/66B€2k€639▼
Recurring financial charges65€2k€639▼
Profit (loss) for the period before taxes9903€10k€14k▲
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€7k€10k▲
Transfer from tax-exempt reserves789€9k€9k=
Profit (loss) for the period to be appropriated9905€16k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€103k€122k▲
Profit (loss) brought forward from the previous period14P€87k€103k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 7.72
Current ratio from 2.21 to 7.72; short-term debt falls from €33k to €9k.
22-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 27 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €12k ▲434%
Net result €12k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2000
Ground area
6,154 m²
Building footprint
2,708 m²
Volume, LiDAR
17,782 m³
2 parcels, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Vier Wijersstraat 28, 3520 Zonhoven
since 20002.101.107.793
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71442D0130/00N039 | Flanders | 4,432 m² | 1 · 2,064 m² | 7.6 m · 2 fl. |
| 71066B0997/00V000 | Flanders | 1,722 m² | 1 · 644 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DE VROE GRIJP
BE 0464.663.949
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LOT 006
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Of 9,136 companies in sector 68201 we hold annual accounts for 6,765. 4,916 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-07-2000
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.