CUMUDOR
The computed 12-month bankruptcy probability of CUMUDOR is 0.5% (very low). The 2025 annual accounts show equity of €978k and a net result of €110k. Equity is growing by ~31.3% per year across the filed fiscal years. Its solvency ranks better than 34% of 528 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €978k |
| Net result | €110k |
| Better than sector | 34% |
| Active | 4 yrs |
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 6.2% | 16.2% | |
| Net result | €110k | €6k | |
| Equity | €978k | €152k | |
| Gross operating margin | €361k | €78k | |
| Employees (FTE) | 0.0 | 0.0 |
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | - |
| Net profit | €110k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €21k |
| Dividends | - |
| Total assets | €15.68M |
| Equity | €978k |
| Debt | €14.70M |
| of which ≤ 1y | €2.98M |
| of which > 1y | €11.72M |
| Working capital | €12.70M |
| Employees (FTE) | 0.0 |
| 2025 | |
|---|---|
| Current ratio | 5.26 |
| Quick ratio | 0.02 |
| Working capital ratio | 81.0% |
| Solvency | 6.2% |
| Debt / equity | 15.04 |
| Long-term debt ratio | 11.99 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 0.7% |
| ROE | 11.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €15.68M |
| Fixed assets | 21/28 | €0 |
| Financial fixed assets | 28 | €0 |
| Current assets | 29/58 | €15.68M |
| Stocks & contracts in progress | 3 | €15.62M |
| Amounts receivable within one year | 40/41 | €8k |
| Cash & bank | 54/58 | €54k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €15.68M |
| Equity | 10/15 | €978k |
| Contributions / capital | 10/11 | €500k |
| Reserves | 13 | €478k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €14.70M |
| Amounts payable after one year | 17 | €11.72M |
| Amounts payable within one year | 42/48 | €2.98M |
| Trade debts payable within one year | 44 | €69k |
| Income statement | ||
| Gross operating margin | 9900 | €361k |
| Operating result | 9901 | €271k |
| Financial income | 75 | €75 |
| Financial charges | 65 | €140k |
| Result before taxes | 9903 | €131k |
| Income taxes | 67/77 | €21k |
| Net result for the period | 9904 | €110k |
| Result to be appropriated | 9905 | €110k |
-
PHENIX GROUPLegal entitySole director· perm. rep.: VANHOOREBEEK, Koen François GodelieveState Gazette act 25318256 (14-03-2025)Current12-03-2025 → present
| NACE primary | Handel in eigen onroerend goed(68110) |
| Legal form | Public limited company(014) |
| Incorporation | 09-09-2021 |
| Status | Active |
| Postal code | 1674 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23007B0147/00A000 | Flanders | 1.3 ha | - | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
14-03-2025 VANHOOREBEEK, Koen François Godelieve appointed as sole director
- VANHOOREBEEK, Koen François Godelieve, Enig bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "enige_bestuurder",
"person": {
"rrn": null,
"name": "VANHOOREBEEK, Koen Fran\u00E7ois Godelieve",
"address": "1674 Pepingen (Bellingen), Dorekensstraat 13",
"birth_date": "1975-07-09",
"profession": null,
"birth_place": "Tienen"
},
"reason": null,
"subkind": null,
"via_org": {
"kbo": "0846.930.358",
"name": "PHENIX GROUP",
"address": "1480 Tubize, Rue Ilya Prigogine 9",
"country": "BE",
"legal_form": null
},
"statutory": "niet_statutair",
"compensated": false,
"effective_date": "2025-03-12",
"evidence_quote": "Wordt benoemd tot niet-statutaire enige bestuurder, de besloten vennootschap \u0022PHENIX GROUP\u0022",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
}
],
"notary": {
"name": "Koen Diegenant",
"firm_city": null,
"firm_name": null,
"office_city": "Halle",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-03-14",
"filing_date": "2025-03-12",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2025-03-06",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0773.717.233",
"name_full": "CUMUDOR",
"legal_form": "Naamloze vennootschap"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Koen Diegenant",
"org_rep_person_name": null,
"person_role_at_subject": "Notaris"
},
"co_filed_documents": [
"uitgifte van de akte",
"geco\u00F6rdineerde statuten"
],
"corrected_publication_numac": null
}01-06-2023 Registered office moved from Pepingen to Bellingen
- Ninoofsesteenweg 125, 1670 Pepingen → Dorekensstraat 13, 1674 Bellingen
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Dorekensstraat 13, 1674 Bellingen",
"city": "Bellingen",
"region": "vlaams_gewest",
"street": "Dorekensstraat",
"country": "BE",
"postcode": "1674",
"box_number": null,
"street_number": "13",
"locality_suffix": null
},
"old_address": {
"raw": "Ninoofsesteenweg 125, 1670 Pepingen",
"city": "Pepingen",
"region": "vlaams_gewest",
"street": "Ninoofsesteenweg",
"country": "BE",
"postcode": "1670",
"box_number": null,
"street_number": "125",
"locality_suffix": null
},
"effective_date": null,
"evidence_quote": "Er blijkt uit het verslag van de Raad van Bestuur dd 21/04/2023 dat de zetel van de vennootschap verplaatst werd naar Dorekensstraat 13, 1674 Bellingen.",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "not_specified",
"statutaire_vs_werkelijke": "beide",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2023-06-01",
"filing_date": "2023-05-23",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "raad_van_bestuur",
"date": "2023-04-21",
"unanimous": null
},
"subject_company": {
"kbo": "0773.717.233",
"name_full": "CUMUDOR",
"legal_form": "NV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Koen Vanhoorebeek",
"org_rep_person_name": null,
"person_role_at_subject": "vaste vertegenwoordiger"
},
"co_filed_documents": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | CUMUDOR |