CUMA VitiVini Solutions

Active

Cooperative companyfounded 2024active for 2 yearsRue des Bigarreaux(MD) 55, 5024 Namur, BelgiumKBO/BCE: BE 1005.883.070

Summary

The computed 12-month bankruptcy probability of CUMA VitiVini Solutions is 2.5% (moderate). The 2025 annual accounts show equity of €61,332 and a net result of €4,346. Its solvency ranks better than 35% of 540 sector peers (NACE 77, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

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CUMA VitiVini SolutionsActiveChecked score 53/100

Risk analysis Report Compare

Activity

Rental and leasing activities

NACE 77310

1 site

Size

€216,563total assets 2025

Equity: €61,332
Profit: €4,346

Financial health

53 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.5%

Structure

Largest shareholder: Les Sablons · 49.75%

DEGIVE Quentin Henri Jean MarieDirector
Pierre DOHYDirector

2025 accounts 84 days early

Why 53raises riskFounded in 20241 change of registered office in 24 monthsLiquidity: current ratio 0.11, cash €11,420, halvedlowers riskFigures for financial year 2025 (filed 08-05-2026)Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 53% of its sector peers (NACE 77, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 53+23

equity 28.3% of total assets

Liquidity 18-1

short-term debt 71.7% · cash 5.3%

Profitability 71+4

return on assets 2.0%

Bankruptcy probability, 12 months

2.5% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,163 companies, NACE 77, micro)

Last 24 months 03-2025: 1.9% 04-2025: 1.9%● unchanged vs 03-2025 05-2025: 2.0%▲ +0.1 percentage points vs 04-2025 06-2025: 2.4%▲ +0.4 percentage points vs 05-2025 07-2025: 1.3%▼ -1.1 percentage points vs 06-2025lowest value 08-2025: 1.3%● unchanged vs 07-2025 09-2025: 1.4%▲ +0.1 percentage points vs 08-2025 10-2025: 1.4%● unchanged vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.5%▲ +0.1 percentage points vs 02-2026 04-2026: 1.5%● unchanged vs 03-2026 05-2026: 1.6%▲ +0.1 percentage points vs 04-2026 06-2026: 1.8%▲ +0.2 percentage points vs 05-2026 07-2026: 1.8%● unchanged vs 06-2026 08-2026: 1.8%● unchanged vs 07-2026 09-2026: 2.7%▲ +0.9 percentage points vs 08-2026highest value 10-2026: 2.5%▼ -0.2 percentage points vs 09-2026

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.11, compared with 0.16 in 2024, below 1; short-term debt: 71.7% and cash: 5.3% of total assets), and 71.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro): better than 45% on solvency, 17% on liquidity, 55% on profitability and 98% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Founded in 2024

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

1 change of registered office in 24 months

Belgian Official Gazette

Figures for financial year 2025 (filed 08-05-2026)

NBB · annual accounts

Liquidity: current ratio 0.11, cash €11,420, halved

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

84 days early

2024

64 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 74 days before the deadline; the sector median (NACE 77) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2024.

KBO publications · our coverage

17-08-2026 Registered officeRegistered-office move
08-05-2026 Annual accounts filedfinancial year 2025 · full…
31-12-2025 Back to profitnet €4,346

Key points

Caution: Among the weakest 12% on equitysector median €1.3m · 540 companies €61,332 View
Board2 directors in office 2 View
Total assets 20252 financial years filed €216,563 View

By topic

Financials

Financial year: 2025
Total assets: €216,563
Profit: €4,346
Solvency: 28.3%

Total assets▼ 8.1%

Net result

20242025

Go to Financials

Board & ownership

Board: 2 members
Largest shareholder: Les Sablons · 49.75%

DEGIVE Quentin Henri Jean MarieDirector
Pierre DOHYDirector

Go to Board & ownership

Timeline

Events: 5
Since: 2024
Next accounts: by 31-07-2027

28-05-2025Annual accounts filed
14-02-2024Incorporation

Go to Timeline

Company details

Sites: 1

Legal form: Cooperative company
Activity: Rental and leasing activitiesNACE 77310
Founded: 12-02-2024
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 31

Purpose: “Toutes les opérations généralement quelconques se rapportant directement ou indirectement…” (deed in French)
Statutory auditor: No statutory auditor

Go to Articles of association

Key facts about CUMA VitiVini Solutions

What is the company number of CUMA VitiVini Solutions?: 1005.883.070. In Belgium the VAT number is the company number with BE in front: BE 1005.883.070.
Where is CUMA VitiVini Solutions based?: The registered office is at Rue des Bigarreaux(MD) 55, 5024 Namur.Company details
What does CUMA VitiVini Solutions do?: According to the KBO register, the main activity is rental and leasing activities (NACE 77310).
What is the legal form of CUMA VitiVini Solutions?: Cooperative company (CV).
When was CUMA VitiVini Solutions founded?: On 12-02-2024.
Is CUMA VitiVini Solutions still active?: Yes, CUMA VitiVini Solutions is an active enterprise in the KBO register.
What is the turnover of CUMA VitiVini Solutions?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is CUMA VitiVini Solutions profitable?: In financial year 2025, CUMA VitiVini Solutions made a profit of €4,346.
Where can I find the annual accounts of CUMA VitiVini Solutions?: CUMA VitiVini Solutions filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CUMA VitiVini Solutions due?: By 31-07-2027, for financial year 2026.Timeline