Bart Clabots
ActiveSummary
The computed 12-month bankruptcy probability of Bart Clabots is 2.1% (moderate). The 2025 annual accounts show negative equity (€-8k) and a net result of €-75k. Equity is shrinking by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 14% of 913 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▼-16
Solvency24▼-9
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.65 against 0.64 in 2024; short-term debt: 49.8% and cash: 0.1% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-1.1%
Return on assets
-11%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-8k
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
27 d late
2024
28 d early
2023
23 d early
2022
21 d early
2021
20 d early
2020
16 d early
2019
15 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-8k
2024 · €68k
2019: €54k
2020: €64k
2021: €107k
2022: €87k
2023: €75k
2024: €68k
2019 → 2025
Total assets
€682k▼ 14.9%
2024 · €802k
2019: €195k
2020: €192k
2021: €449k
2022: €809k
2023: €893k
2024: €802k
2019 → 2025
Net result
€-75k▼ 992%
2024 · €-7k
2019: €48k
2020: €12k
2021: €37k
2022: €-20k
2023: €-18k
2024: €-7k
2019 → 2025
Working capital
€-121k▼ 27.1%
2024 · €-95k
2019: €-14k
2020: €-24k
2021: €-68k
2022: €-183k
2023: €-136k
2024: €-95k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€107k-€87k▼ 18.4%€75k▼ 14.3%€68k▼ 9.2%€-8k
Operating result€42k-€-12k€3k€15k▲ 344%€-55k
Net result€37k-€-20k€-18k▲ 6.2%€-7k▲ 62.7%€-75k▼ 992%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €55k after €15k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €682k
Fixed assets
€463k ▼ 26.4%
Current assets
€219k ▲ 27.1%
Key figures and ratios
EBITDA
€111k▼
2024 · €174k
Cash flow
€91k▼
2024 · €152k
Solvency
-1.1%▼
2024 · 8.5%
Current ratio
0.65=
2024 · 0.64
Debt to equity
-90.66▼
2024 · 10.83
ROA
-11.0%▼
2024 · -0.9%
Interest coverage
5.63▼
2024 · 7.92
Debt
€690k▼
2024 · €734k
Debt ≤ 1 year
€340k▲
2024 · €267k
Debt > 1 year
€350k▼
2024 · €444k
Income taxes
€179▼
2024 · €191
Staff costs
€124k▲
2024 · €90k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€802k€682k▼
Fixed assets21/28€629k€463k▼
Tangible fixed assets22/27€628k€461k▼
Land and buildings22€195k€181k▼
Plant, machinery and equipment23€29k€16k▼
Furniture and vehicles24€18k€6k▼
Leasing and similar rights25€387k€258k▼
Financial fixed assets28€1k€1k▲
Current assets29/58€172k€219k▲
Amounts receivable within one year40/41€171k€218k▲
Trade receivables40€161k€198k▲
Other amounts receivable41€11k€20k▲
Cash at bank and in hand54/58€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€802k€682k▼
Equity10/15€68k€-8k▼
Contributions10/11€18k€18k=
Outside capital11€18k€18k=
Other1109/19€18k€18k=
Reserves13€49k€2k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€47k-
Profit (loss) carried forward14-€-28k
Amounts payable17/49€734k€690k▼
Amounts payable after more than one year17€444k€350k▼
Financial debts170/4€444k€350k▼
Amounts payable within one year42/48€267k€340k▲
Current portion of amounts payable after more than one year42€106k€96k▼
Financial debts43€11k€13k▲
Credit institutions430/8€8k€10k▲
Other loans439€3k€3k▼
Trade debts44€23k€64k▲
Suppliers440/4€23k€64k▲
Taxes, remuneration and social security45€5k€32k▲
Taxes450/3€4k€30k▲
Remuneration and social security454/9€1k€2k▲
Other amounts payable47/48€122k€135k▲
Accrued charges and deferred income492/3€23k-
Income statement
Code20242025
Non-recurring operating income76A€36€10k▲
Remuneration, social security and pensions62€90k€124k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€159k€167k▲
Other operating charges640/8€9k€702▼
Gross operating margin9900€273k€236k▼
Operating profit (loss)9901€15k€-55k▼
Financial income75/76B€4-
Recurring financial income75€4-
Financial charges65/66B€22k€20k▼
Recurring financial charges65€22k€20k▼
Non-recurring financial charges66B-€0
Profit (loss) for the period before taxes9903€-7k€-75k▼
Income taxes67/77€191€179▼
Profit (loss) for the period9904€-7k€-75k▼
Profit (loss) for the period to be appropriated9905€-7k€-75k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-75k▼
Transfer from equity791/2€7k€47k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-75k
Net result drops to €-75k, the lowest in the series.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €107k ▲65.7%
3 profitable years in a row build equity to €107k.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wormelaarstraat 91980 ZemstGround area
1,656 m²
Building footprint
103 m²
Volume, LiDAR
503 m³
Parcel 23096C0028/00P000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Wormelaarstraat 9, 1980 Zemst
since 20182.283.265.578
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23096C0028/00P000 | Flanders | 1,656 m² | 1 · 103 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteZemst2.283.265.578
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Of 227 companies in sector 77310 we hold annual accounts for 124. 98 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
77310Rental and leasing activities
01110Growing of cereals (except rice), leguminous crops and oil seeds
01450Raising of sheep and goats
33120Repair and maintenance of machinery
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.